Credit Argumentative Essays Samples For Students

In the modern society there exist many forms of buying goods and services. In ancient times, people used to buy goods and services by the use of barter trade; this involved exchange of goods for other goods and services. There are various forms of paying for goods and services, among them being cash, hire purchase and buying on credit. Buying on credit refers to a form of payment that can be used by an individual to acquire goods and services and pay for them in the future (Calman 21). Buying on credit is an internationally accepted way of purchasing commodities. ...

What is the problem?

At present, the majority of residents of Ohio State, let it be an individual, a student, etc. are burdened with debt. The poor debt scenario of the Ohio State came into scene when during 2005, the bankruptcy rate went double to the rest of United States. However, as per the data published by a website, although Ohioans carry less debt burden that the residents of other states, however, still the level of debt is high. Important to note that although the state’s residents carry less mortgage burden but the credit card and student loan amount has reached an alarming stage.

Significance of the problem?

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The Pitfalls in Borrowing Money

A. The dangers or risks of borrowing money
B. Background of borrowing/ responsibilities of borrower
C. Thesis Statement: Borrowing money creates a profile of financially-at-risk individuals that shall be dependent on the characteristic of the borrower, who may the tendency to mismanage and misuse their credit cards.
II. Counter-Arguments
- There are advantages and disadvantages in borrowing money through loans and credit cards.
- The financial problems of the borrower are easily resolved by seeking financial assistance from loans and credit cards for payment of mortgage, car loans, student loans and other emergency needs.
...

Response to Did rock and roll unfairly rob black artists of their music, credit for their contribution, and their just due?
Indeed, no one ought to view rock and roll musicians as perpetrators who robbed the black artists of their music. Though black artists invented rock and roll, they did not market it well. It is sad to hear that some people accuse artists like Elvis of stealing the black’s music yet his intention he had good intention. Elvis and other white artists decided to help the black artists by listening to their songs and re-recording them. ...

The word “communicate” comes from the ancient Greek – specifically, from the word “to inform.” On the basis of this one main goal, communicating to others as man’s basic necessity for existence has evolved, taking on diverse forms to serve more functions. One form of communication – and perhaps the most popular and most used today – is advertising, which aims to persuade. Advertising, in all forms and media, comprises a major part of the people’s daily information intake and dominates the nation’s culture at large. This is why advertisements are carefully planned and creatively done, usually having the most ...

Introduction

Using credit cards has many negative effects on the financial prosperity of a student. Students having access to a credit card, fail to control their spending habit and showcase increase in financial consumption habits. Credit cards provide simple and convenient services, making students feel that they have access to free cash that can be used to purchase products they like. This feeling stimulates impulsiveness among students and influences their financial condition in a negative way. Using credit cards causes serious troubles for students as they develop huge credit card payments and end up in a financial crisis where they ...

Argumentative Essay

This morning at breakfast Mom and Dad had their weekly argument about paying off the credit cards. My Mom wants to pay off the credit cards before buying anything else or doing anything else with the family income. My Dad wants to put money in a savings account in case of an emergency before starting to pay off the credit cards. My Mom ‘claims’ that the interest is so high on the credit cards that we will be giving money away if we keep making payments instead of paying them off. She says that credit card companies play tricks on ...

Business

corporate governance in family business

Introduction

Corporate governance is an indispensable factor for the advancement of family-owned businesses. According to Pedersen & Partners (2015), globalization and rapid growth of commercial transactions resulted to several obstacles for family businesses. In fact, family-owned businesses have to keep up with the requirements of corporate governance to strengthen their foundation. These family-owned businesses learned that practicing good governance enables will allow them to create healthy business processes in preparation for their expansion in the future (Pedersen & Partners, 2015).
Recent studies conducted by Credit Suisse showed that modern day family businesses had been successful in ...

The current business climate is represented by corporations that have influence on the society and environment. Their influence surpasses the economic well being and extends beyond social responsibility. There is an exponential growth in concern about the world’s environment. A lot of focus is being made on corporations that play or have played roles in recognition of the benefits of using the environment sustainably. As well, a good number of corporations have embraced the need and benefits associated with issues of corporate social responsibility. Corporate Social Responsibility (CSR) simply constitutes the notion that company can basically have influence on ...

The Patient Protection and Affordable Care Act (PPACA), which is often christened the Obama Care, provides provisions to Americans for more protections and rights in access to high-quality health care that is cheap to the many millions who are not insured (Rawal 16). By 2014, this law made it a requirement for all American citizens to have health insurance. The ones without minimum essential coverage were required to pay a monthly fee. In 23/03/2010, this act was signed into law. It was later repealed in 2012 to opt-out Medicaid. The law has caused many controversies among proponents and critics ...

Business Structures & Taxation Law

Summary
In the course of this paper, the prospects and business structures will be examined for the band Black Narcissus, a five-piece death metal band that is currently assessing its future as a brand. There are many different factors contributing to their current success, and their immediate and long-term prospects as a band, which will be evaluated based on current taxation law and the conditions already facing the band’s future. Already, several issues have presented themselves that must be solved:
- The issue of writing credit between the two creatives of the band and three remaining band members who ...

Introduction

Financial crisis has become a global issue because it has affected many countries in the world. It is important to understand its meaning in order to know how it has affected the economy of various countries. Financial crisis is a situation in which the financial assets in a country loss value. During this period, the currency becomes unstable (Irving 2009). In this situation, the country becomes affected adversely because financial problems become unbearable for most investors. The main reason for this is that there are no foreseeable returns from the investments made in the country due to hard financial times experienced.
...

Introduction

One topic of great debate today is the amount of student debt being accrued by college students that, whether, they graduate or not, who leave college with debts from several thousand dollars to hundreds of thousands of dollars. These debts are, most often, federally owned. Student loan debt cannot be eliminated with a bankruptcy and can only be forgiven if the borrower were to die. At least that is how it has always been. However, there are today may people who feel that student debt should be forgiven by the government under of number of applicable circumstances. There are ...

Although there is not a lot of risk involved with using telephone numbers as identification if the numbers are not associated with credit card numbers or available through the Internet, there are still some ways that unscrupulous employees can use the information to the disadvantage of customers. There may be other information that is associated with the phone number, such as name , address, or other personal information.
An unscrupulous employee could use the information for personal reasons, depending on how the database is set up. For example, if he or she was disgruntled with a particular individual who was a subscriber ...

The effectiveness and practicability of the Kyoto Protocol is one of the most controversial issues that have received ample critiques from both economic and scientific points of view1. While the protection of the climatic system is necessary for protecting2 the benefits and sustainability for the current and future generations of humanity, the framework for realizing the objectives of the U.N. Framework Convention on Climate Change (UNFCCC)3 has been a subject of debate in conferences in addition to receiving equally varied interpretations from the parties. Many a party to the protocol has been accused of failing to meet their common but ...

Compare and contrast the most important points to development that William Easterly, Jeffrey Sachs, and Susan George & Fabrizio Sabelli Give in their books

Introduction

This paper analyzes the vital points to development in the books by William Easterly, Jeffrey Sachs, and Susan George & Fabrizio Sabelli. I will examine the three books one after the other, highlighting the similarities and differences. Importantly, the three books have diverse views about the developmental aid offered by the World Bank and the IMF. However, they all advocate for the establishment of stable, transparent and credible governance in the underdeveloped countries.

In his book, Easterly ...

(Institution Name)

Introduction:

The personality that this assignment aims to focus is Alan Greenspan, who has served as the chairman of the Federal Reserve of the United States from 1987 to 2006 and is considered as amongst the most influential of people in the political domain of the country. He has now retired from that service and has his own company through which he provides consultancy to his client corporations. By profession, he is an economist who is acknowledged to have superb grip in his field and great expertise (Biography, 2016). There is found a lot of negative sentiment about ...

CHANGING LIVES WITH CELL PHONES

A phenomenal innovation in this age of technology is the mobile phone or the cell phone. Cell phone usage has entwined our life in the belief that all technologies make lives easier, better or more efficient. Amongst all mobile technologies, cell phones have become part and parcel of our lives such that many of us cannot think of life without a cell phone. For some people, the cell phone is simply a “phone”. However, for many, a cell phone means so much more. This is in light of the amazing usages of the cell phone today. The cell phone ...

There is truly nothing better than curling up in a cozy chair with a snack and a fantastic book. It is easy to get so caught up in parenting, marriage and work that personal time for book exploration is set aside never to be enjoyed. One of the best things for the human soul is to be fed by a nourishing and educationally delicious book. People don’t realize it but they have a set of criteria against which an author’s work can be measured. Ultimately, that criteria determines if it is worthy of time in that cozy chair. Kevin Trudeau’s book ...

I began my journey as a writer when I wrote my first draft ‘Nightfall’ three months back. While writing that short story, I didn’t understand how a story had to be written and there were plenty of grammatical and structural mistakes. As I spent time in class, I began to understand how a story had to be developed and despite making slow progress, I still continued to have the problem of developing sentences without grammatical errors. I made a conscious effort to understand where I was making the grammatical mistakes and started to ...

Summary

The Wikipedia Page on composer Steve Reich is factually correct, though some of the information shared is written in deficient manner. This is typified by the shoddy overview in few entries in the page, where his credentials and credited work has been missed out. Though the writer is aware of his achievements and his life work, the superfluous importance to some aspects in the over others is not comprehensible. Despite the quibbles, the writer has included information that is factually true though the manner of interpretation is sloppy that leaves doubts in the mind of the reader. Cross-linking with ...

Business

With increased commercialization and enhanced professionalism in retail marketing, point of sale systems have become ubiquitous. A point of sale system includes everything that may be required for a salesman to convert an order into a sale. Clients can consider three iPad-based point of sale systems – Square Register, Shopify and Bindo for small and medium businesses.

Square Register

The point of sale system from Square register consists of a tablet. The system provides basic point-of –sale tools and credit card processing with a minimal cost. There is no monthly fee, and the only charge is the prevalent swipe rate. The system is ideal for those ...

In the annals of history concerning World War I, Germany is typically one of the only countries that was not only punished, but also given a bad reputation after the end of the conflict. Though the term “World War” suggests that they were not the only ones involved, it appears that they were the only enemies worthy of justified persecution. There are many reasons why other countries, such as Austria-Hungary, as it was known then, as well as Russia and Serbia, should have received negative recognition and discipline just as Germany did after the war ended. Though Germany had its ...

The current changes in the education system have been the topic of discussion in the contemporary world. Prevalently, education has met myriad changes as it transcends from the traditional method to present-day education. The old-style education involves the learning process in which the students physically interact with the instructors. Similarly, the traditional method countenanced the student to dig deep into their pockets to cater for the education expenses. Evidently, the old education was inconvenience and expensive to numerous students. The outcry of the students, have led to several institutions creating online programs called e-learning to permit the students with ...

Box Number:

Essence of ‘To Live’
Historical accuracy and sensitivity is one of the most important aspects that weigh heavily on the film To Live (1994), which is directed by Zhang Yimou. From a viewer’s point of view, the film is an interesting event-raveling depiction of what occurred half a century or so ago in China. This put the sequence of events into an epoch when the country was under what can be said to be a transformation characterized by a series of both political and social changes. By then, China was run by the political regime headed by Mao Zedong and this ...

Thesis Statement

Child labour, despite the misgivings that many people have about it, has many benefits which have been overlooked. These benefits yield substantial positive change to society and individuals, and therefore child labour should not be looked with disdain.

Introduction

Child labour is looked down upon in many cultures, and in the western world, it is viewed as something akin to a taboo. However, this perception is based on the relatively good economic conditions that exist in western countries, and the established social culture where children are expected and required to be schooling for the better part of their childhood. This is ...

Rhetorical Analysis of the Divine Augustus

Augustus gives an account of his deeds through the Res Gestae Divi Augustae. In the autobiography, Augustus gives an account of his accomplishments. The primary core objective brought about by the author is advertising the deeds he considered heroic in the culture that prevailed during his lifetime. He writes of what he goes through in different echelons. He reiterates how he tackles different issues and his actions to his society. He claims to have observed the law at all times. If the claims by Augustus are true, he was a model leader worth being emulated by all as the autobiography ...

Ever since the attacks of September 11, 2001 and the passage of the Patriot Act, the U.S. government has had virtually unlimited powers of surveillance over its own citizens. This is simply a fact, and it has been done without the consent or awareness of the general public or even most members of Congress. From time to time, the people do learn some details about these programs, such as when the former NSA contractor Edward Snowden revealed that this top secret agency was basically collecting a storing the phone, email and Internet records of millions of citizens. At the same time, ...

The term minimum wage rate refers to the minimum amount of compensation that an employee receives after performing a particular task. It is prudent to note that the minimum wage rate is established by either government legislation or the contract. This implies that it is illegal or unlawful to pay employees an amount that is less than the minimum wage rate that has been set by the government. The subject about the minimum wage rate has been debated for a long period of time. Some people argue that the minimum wage rate should be increased while others argue otherwise. Even different ...

Dalal Almomin

Nursing 2367
Bridget Wells, RN, MA Ohio State University
Health Care Reform in the United States
The U.S. health care system has been under examination and subject of much debate over the recent years. Some contend that the US has the best health care system in the world because of the numerous associated modern technologies that are available. On the contrary, others disagree stating that the current U.S. health care system is contaminated with cronyism and corruption; even though the nation spends heavily towards the development of its health facilities, it still suffers from administrative waste, ...

I have always prided myself for knowing my values, for being comfortable with who I am, and for knowing what my philosophy in life is. I have always believed that honesty is the best policy. Although I know that I have many faults and imperfections, the one thing I try to always ensure is that I stay true to myself and to others.
This honesty, and indeed, my entire value system, was put to the test in my last job. It was a job that I really liked and the company was also a very good one. They offered great ...

According to Flint (2007), it is important that federal and state laws should require employers. Conducting background checks is an essential protocol that most companies follow. These checks are usually done by commercial data brokers and other private agencies specializing on the field. This is where the importance of conducting background checks comes into play. There have been a lot of negligent hiring cases that have been raised in the past few years. The trend in the increase according to Flint (2007), started after the 9/11 terrorism act that happened in 2001. Another important factor why background checks became a big ...