Insurance Argumentative Essays Samples For Students

Introduction

In a world where the Pandora's Box opened a long time ago, every day new diseases are being discovered. New cases with new (or old) illnesses come up every day in huge numbers before the medical fraternity. While prevention and control measures safeguard the majority of the population from transmittable diseases, developing nations still find it hard to curb transmissible illnesses, thus increasing the incidences of illness or a disease in a household by manifold. In such a scenario, the point to ponder is how the citizens across the world, especially those of developing nations afford to pay for the medical treatments.
Now ...

Many health proposals call for employers and the government to share responsibility for paying health care. Employers are urged to take charge in providing cover for their employees because of the advantages that come with it. If employers take this initiative they will create a level playing field in the economy by ensuring equity to all employees in all sectors. This move will go long ways in ensuring employees are satisfied with their jobs. This paper will analyze the reasons behind employers paying for their employees’ health insurance.
Times are gone when it was considered a risk when an employee ...

Right to quality and affordable healthcare remains a fundamental human right that is envisioned in the American Constitution and entitled to all American citizens. The federal government has the moral and legal duty to provide quality and affordable healthcare services for its citizens through the enactment of effective legislations, which initiate major reforms in the healthcare docket and promote provision of universal healthcare (Glied 62). In the last few years, the federal government has strived to reform the healthcare sector and address some of major challenges facing the healthcare sector. One of the challenges is reducing the number of citizens ...

Should the U.S. provide its citizens with universal access to health care?

Interestingly, the United States is the only industrialized and wealthy nation that is yet to provide free and universal healthcare to its citizens. By far, the US is the Earth’s richest nation. Great Britain, France, and Canada have been able to provide its citizens with universal health care. The current health care situation in the US is affected by restricted access to health care and escalating costs. Insurance coverage currently determines the coverage of US healthcare system (Clarke, & French, 2013). Majority of US citizens are covered ...

In 2010, the American health care system was completely overhauled with the implementation of the Patient Protection and Affordable Care Act; amended later by the Health Care and Education Reconciliation Act of 2010. In these changes, a broken system that left many American citizens uninsured will gradually become the means by which all Americans will receive health insurance, for better or worse. The PPACA is meant to address the pervasive issue of the increasing number of Americans who live without insurance. Due to economic recessions and downturns, as well as high unemployment, increased self-employment, and increasingly cost-prohibitive insurance costs, many ...

Management

The Obama Care Act mirrors the complex nature of the new health law. It contains numerous benefits particularly for middle and low businesses. On the other hand, it contains obstacles for larger firms and high income earners that do not insure their staff and various healthcare sectors. The Obama care act is therefore both beneficial and disadvantageous to various businesses and organization in America.
Many big businesses claim that the act will have numerous flaws which will introduce more bureaucracy instead of purging it. Many predict disaster with its enactment claiming that an administrative train wreck will result ...

Through: The Director of Long Term Care

After spending some time with the organization and establishing the challenges that the elderly population face, I have realized that it is important that the organization should ensure that every employee should be enrolled into the Long-term care insurance now. The longer the time people spend to delay their planning for long-term care until they are out of the workforce and are facing challenges of old age and declining health, the higher the chances of finding such options severely constrained. Even though some decisions might be put on hold until later in life, maybe when people are in their ...

In 2010, the American health care system was completely overhauled with the implementation of the Patient Protection and Affordable Care Act; amended later by the Health Care and Education Reconciliation Act of 2010. In these changes, a broken system that left many American citizens uninsured will gradually become the means by which all Americans will receive health insurance, for better or worse. The primary points of the PPACA include the restructuring of the American health care system into one where insurance companies are held more accountable for their actions, and health care costs are reduced for the average individual. Since ...

In 2010, the American health care system was completely overhauled with the implementation of the Patient Protection and Affordable Care Act; amended later by the Health Care and Education Reconciliation Act of 2010. In these changes, a broken system that left many American citizens uninsured will gradually become the means by which all Americans will receive health insurance, for better or worse. The primary points of the PPACA include the restructuring of the American health care system into one where insurance companies are held more accountable for their actions, and health care costs are reduced for the average individual. Since ...

Social security is “The theory or practice of providing economic security and social welfare for the individual through government programs maintained by moneys from public taxation.” (Random House) (http://kimberlyh32.hubpages.com/hub/Mandatory-Private-Pension-Systems) While mandatory private pension system is: “personal plans that individuals must join or which are eligible to receive mandatory pension contributions. Individuals may be required to make pension contributions to a pension plan of their choice normally within a certain range of choices or to a specific pension plan.”(OECD Working Party on Private Pensions, 2005) Mandatory private pension system is being adopted in most developed countries. For instance, in Latin America and ...

Dalal Almomin

Nursing 2367
Bridget Wells, RN, MA Ohio State University
Health Care Reform in the United States
The U.S. health care system has been under examination and subject of much debate over the recent years. Some contend that the US has the best health care system in the world because of the numerous associated modern technologies that are available. On the contrary, others disagree stating that the current U.S. health care system is contaminated with cronyism and corruption; even though the nation spends heavily towards the development of its health facilities, it still suffers from administrative waste, ...

Health Insurance in the United States was implemented as a means to help individuals as well as families to cope up with the rising medical expenses. The annual report by has stated that the number of individuals seeking health insurance coverage (public) has seen substantial increases since 2010. This finding is in line with the assumption that the rising medical assistance costs have been putting a tremendous amount of pressure on people. They have been finding health insurance as the only viable solution to meet their medical expenses. But paying for insurance is not a relieving matter either (especially ...

Policy, Goals and Options

Healthcare in America just like the immigration system it needs a complete overhaul. In many political and not so political quarters the notion of health care reform has been attacked as being, ‘the Obama scare’ ( Peter,2011). Already, when health care delivery in America is assessed, it would appear that it is cheaper to die than live with a health condition requiring long term care. Precisely, the health scare of the average American citizen is being able to afford the cost of it. Even with government supplemented healthcare known as Medicaid it is impossible to continue living with a disease if there ...

The Patient Protection and Affordable Care Act (PPACA), which is often christened the Obama Care, provides provisions to Americans for more protections and rights in access to high-quality health care that is cheap to the many millions who are not insured (Rawal 16). By 2014, this law made it a requirement for all American citizens to have health insurance. The ones without minimum essential coverage were required to pay a monthly fee. In 23/03/2010, this act was signed into law. It was later repealed in 2012 to opt-out Medicaid. The law has caused many controversies among proponents and critics ...

Human Right or Commodity? The Ethics of Universal Health Care

The political storm raging over the Obama administration’s health care reform legislation sometimes obscures the fact that universal health care has been a bone of contention in Washington for decades. The American Medical Association (AMA) first endorsed the idea of health care for all Americans in 1921. In the early 1990s the AMA put forth a short-lived proposal for providing affordable insurance for all citizens but it fell victim to politics and traditional (some would say irrational) fears over the socializing of America’s health care system. Politics favored the push for health care reform this time around - the ...

Medical service of the United States is the only one of the leading industrial powers, which has not accepted compulsory health insurance system. About 108 million of Americans cannot afford the visit the dentist. At 45 million Americans have no medical insurance, among them 10 million are children (The Telegraph, 2010). A disease is a direct path to devastation for many Americans. Stunning cost of treatment is partly explained by the fact that it incorporated the cost of potential litigation. If, for example, a defective baby is born, the obstetrician faces the possibility of the court, which resulted in ...

Universal Healthcare

“Today, many American people cannot afford insurances due to poverty, immigration status, and states laws. Healthcare in United States should be Universal, without exception, for all people living in the U.S. who need the service of doctors and treatments. This universal healthcare is a right of each human being as the food and house is in their life, which will help the majority of poor people in the United States” The quote by John Mackey, CEO of whole Foods represents the concerns of millions of Americans who been advocating for a universal healthcare system in the United States of ...

Capitalism And Health Care in US

Americans are afraid to contact the emergency medical room (Emergency Room - ER) due to long lines, numerous medical errors and depressive atmosphere (lack of seats, crying, moaning, cursing, blood) prevailing in waiting rooms. That conclusion was reached by experts of a number of non-profit organizations who have studied the attitude of residents of the United States to a modern health care system.
It is important to admit that the work of ER has been criticized for at least three decades. However, only in recent years, Americans have come to prefer self-treatment, rather than a visit to the hospital.
...

Abstract

Ensuring the health of all citizens in very important in ensuring that economic growth is achieved. This paper tries to explore if a universal health care system would useful to Americans or not. This is because this one the strategies that can be helpful for such a large population.
Health is the state of complete physical and mental wellbeing. Every government has an obligation of ensuring that all its citizens are healthy. These costs are incurred by the government. The costs pertaining to health care are becoming uncontrollable for most nations. This is even worse for countries with large populations ...

Placing a cap on “Pain and Suffering” in tort actions is essential; this is because there are many cases that arise from tort actions. Tort action is in itself a civil action or injury that does not arise from a contract. The law for such action provides for some outline of money damages. The actions arise from accidental laws like personal injury and negligence. This calls for a cap on the tort actions regarding pain and suffering. Reforms are needed, for proposals and enactment, to have a clear outset of the nature of tort actions.

The laws that are adopted and exist for ...

According to the United States Department of Labor unemployment insurance is a kind of compensation given for those categories of workers, who are unemployed but not because their own fault. Such benefits are given during a specific period of time or till the time a worker finds a new job (United States Department of Labor, 2010). Besides, apart from regular unemployment insurance, which can be used up to 26 weeks, there are extended unemployment benefits and they are applied to those categories of workers, who exceed the time framework of the regular unemployment insurance during the time of high unemployment rate. Claims for ...

In America’s increasing economic recession, many families are struggling to make ends meet. Many of them do not have the money to afford comprehensive health care through insurance providers, and an ongoing illness or devastating accident can leave entire households destitute from medical bills. Far too many people find health insurance to be too expensive to get in the first place, leaving them without protection in the event there is a problem with their health. If there were a system in place in America to combat the exorbitant costs of acquiring health care, the quality of life of many of ...

American citizens pay a relatively large percentage of their paycheck towards taxes and social security. Some people feel that the percentage that goes towards taxes and social security is too high, but others feel that paying taxes is a social necessity, and that taxes should be paid to help people who are struggling. Social security is a program that is primarily designed to assist the elderly with their retirement, although there are a variety of different programs that are classified as “social security.” In the United States, social security programs are usually funded through payroll taxes. To understand the various nuances of social ...

Introduction – pros and cons of US health care system

“The American health care system has both good and bad points and provides both excellent care for those who can afford it and denies medical attention to those on the poverty line.”

The US health care system is private, requiring its patients to hold medical insurance or to be able to pay their medical bills on an individual basis. Unlike in other nations, such as the United Kingdom, where the National Health Service is free and paid for by taxes and government funding. In short, the US health care system is massive and consists of a number of bodies that ...

Introduction

In a period of over the last ten years, Wal-Mart has greatly expanded its operations in all parts of the world and has now become the world’s number one retailer and the biggest employer in the United States of America (the Fortune 500). This company has currently more than 1.7 million employees. Wal-Mart is a big company faced with big responsibilities (Fishman, 2006). For instance, taking the case of its operations in the United States, the company has the responsibility to the people, as Blank points out that, “to set the standard for customers, workers and communities, and to help ...

Abstract

The paper presents the argumentative analysis of patient rights under HIPAA (Health Insurance Portability and Accountability Act). In this regard, the paper examines pros and cons of the act and the facilitation of care services through it. For the purpose of exploring the topic, significant sources are utilized, and adequate amount of data has been collected through which in-depth analysis can be carried out. In addition to this, the paper can be considered as a foundation of awareness regarding the rights provide to the patient in order to maintain the privacy and confidentiality of the provided data. On the ...

‘Warfare state’ or ‘welfare state’: which better describes the British State in the 20th century?

Great Britain has been a witness to many conflicts that had led to a shift in international and regional politics, triggering the onset of policies and programs directed to either war or welfare. As a veteran of the Great Wars and one of the world’s influential hegemons, Britain had succumbed to both victory and immense loss especially in economic and social development. With the trauma caused by the Great Wars to the nation, the British government alongside the monarchy had revised its programs to revive the once dominant British state towards the 20th century. However, experts have argued as to what ...

One of the subjects that send big waves of controversy among people of various communities in recent times is same sex marriage; whether people of the same sex should be legally allowed to bond with the bounds of marriage; and what impact such a condition has upon societies. Of course, opinions definitely vary, and there are as many viewpoints as people out there. However, there are two principle camps of opinion. Those that believe marriage should only be legal among heterosexuals for religious, societal, and psychology-related reasons, and those that consider it completely regressive to think marriage is a woman-man privilege ...

My Portfolio

After completing bioethics course, a learner ought to do the following:
- Acquire science knowledge that is related to bioethics.
During my medical course, I learnt that initially healthcare professionals found it a challenge when attending to their patients. This is because, unlike today, where we have bioethics, there was no professional code of ethics to be adhered. This resulted in patients subjected to gossips and their privacy not observed. Therefore, confidentiality lacked, and the patients’ problems leaked to a third party. The code of ethics brought consciousness to health professionals enriching their understanding of their patients as human beings ( ...

The Upper Canada University is a small University in the outskirts of Toronto. It has a student population of 8500. It was unionized in 1996. This has resulted in to very acrimonious relations within the University leading to at least two strikes. This has resulted in many negotiations. The last round of negotiation resulted in a new collective agreement beginning July 1, 2008. This did last long though. Increasing costs and the shrinking of provincial grants have been the biggest contributing factors so far.
The deteriorating financial situation behooved the University to look for a replacement for the retiring University President from ...

The issue of health care reforms did not start when President Obama took office. The debate on healthcare has been ongoing. There have been many attempts in an attempt to bring revolutions in healthcare. The past efforts have failed in the past due to weak regimes, insufficient lobbying, differences in ideology and maybe the complexity of the issue. The issue of reforms was started in the 1800 but started being debated upon in the 1930s. The Great Depression was the most contributing factor that lead to the bringing up of this issue. This is because many people did not ...

Introduction

Data from the US Census Bureau shows that in 2014, some 33 million people (10% of the population) in the United States did not have health insurance (Organisation for Economic Co-operation and Development -OECD, 2015). While all governments should offer universal healthcare to their people, some poor countries have plenty of socio-economic complexities to handle it, and for now developed countries like the United States are the ones highly capable of offering free healthcare to all their citizenry. The United States has one of the most unstable healthcare systems in terms of its affordability and access to all citizens ...

In October 2013 California Jerry Brown signed the Assembly Bill 60 (AB60) into law which allows illegal immigrants living in California eligible to apply for a driver’s license. Early this year, the law took effect and thousands of undocumented immigrants lined up at the California Department of Motor Vehicles to file their application.
The issue of granting driver’s license to undocumented immigrants is a debatable matter up to this time. One believes that this move by the California government is a welcome development. There are several reasons why one is in agreement with this law. First, giving ...

English 1110

Life-saving and postponing a patient’s death is a doctor’s main obligation and, undoubtedly, in most cases, the decisions that doctors make definitely make a difference to the outcome of a patient’s condition. Upon graduation, each doctor takes the Hippocratic Oath, which states that a doctor’s role is to practice medicine with honesty, give no deadly medicine, and use their best ability and judgment, when treating a patient, among others. However, there are times when a doctor is unable to help save a patient’s life resulting in the death of the patient. Doctors should not be blamed for failing to save patients’ lives, ...

Introduction

In today’s modern society, life after graduation is certainly one of the greatest puzzles of life. Because of the extreme job competition, many underprivileged students who were not able to continue their education up to college may end up looking for a job as their primary source of income. There are companies who offer jobs that specialize in operating heavy machinery and doing jobs which are related in everyday living such as cooks, computer technician, carpentry, artisans and many more. There are also high school students who work part time in order to earn money for their education by ...

U.S. National Interests and Goals Articulated After World War II
After World War II, an international agenda was established by United States President George Washington to deal with Soviet Union that emerged as both geopolitical and ideological rival. This was a strategy was meant to articulate American interests throughout the Cold War. The major strategy was seen as “as one designed to foster a world environment in which the American system can survive and flourish'' (Ambrosio 62). These interests were based on the fact that the stability of America highly depended on the world order. Americans believed that it had ...

Abstract

Ageism was spotted in 1866 and it is seen today with multiple stereotypes and prejudice of the elderly and it is especially observed in the workplace. Our aged population with limited income, yet bearers of a number of bills, including rising cost in utilities, medical care, and medications are faced with the stress and suffering of age discrimination in the workforce. This paper will review the history of age discrimination and discuss cases in which employees favor the young and terminate the old.

Ageism is a growing problem and concern and has become a negative societal workplace trend for older adults. Although ...

With every year human kind gets closer and close to the ideal and advanced world pictured in si-fi films and books where humans are masters of life. This superiority is mainly caused by creation of smart and if to be precise intelligent software and robots. Numerous attempts to understand work of human brain evolved into attempts to create an artificial intelligence (AI) that is aimed at assisting people. Researchers and scientists` curiosity and tireless work in creating and testing AI altered lives of millions of people around the world starting new technological age and new revolution. If one looks ...

Introduction

Over the years, the United States has gained global military, economic, cultural, scientific, and political dominance, which has allowed the country to have a significant influence on other nations. For instance, American influence and power have extended across different countries such as Iraq, spreading democracy and liberty through military invasion and the War on Terror. In addition, the United States’ political influence has been strengthened by its financial support to foreign countries through the U.S. foreign aid. For instance, Buchan argues that the U.S. has played a significant role in enhancing the relationships of the free nations of southern and Pacific ...

There is truly nothing better than curling up in a cozy chair with a snack and a fantastic book. It is easy to get so caught up in parenting, marriage and work that personal time for book exploration is set aside never to be enjoyed. One of the best things for the human soul is to be fed by a nourishing and educationally delicious book. People don’t realize it but they have a set of criteria against which an author’s work can be measured. Ultimately, that criteria determines if it is worthy of time in that cozy chair. Kevin Trudeau’s book ...

Introduction

Lifestyle diseases are those diseases caused by bad eating habits. While the effects of these diseases have been a major concern for the states and the federal government as a whole, proper mechanisms to address the issue have not been put in place. These lifestyle diseases have become the main cause of deaths today. Therefore important an amicable solution is reqiured to address this issue in both the short term and long term. Mark Bittman in his article, “Bad Food? Tax It, and Subsidize Vegetables” in the Sunday Review of the New York Times provides a deep analysis of solution to ...

One of the main reasons a doctor is often blamed for is medical malpractice. Medical malpractice can be defined as any act or omission on behalf of a physician while treating a patient that has led to the injury of the patient. Medical malpractice is usually deviant from the norms of practice that are widely accepted by the medical community. Once a patient can establish that medical negligence had led to injury, the court calculates the compensation that the doctor should pay, based on the economic and noneconomic losses of the patient. Economic losses include the income the patient has lost due to a ...

Did Arthur Miller Believe in the American Dream?

Essay Outline

I. Introduction
a. Arthur Miller as an author
b. His beliefs towards American Dream
II. Arthur Miller
a. His family and childhood
b. His political stance and belief in the American Dream
III. Miller’s famous plays and stories
a. All My Sons
i. How did it convey his political stance.
ii. How was the American Dream portrayed in this work
iii. How did it affect his success as an author
b. Death of a Salesman
i. How was his ...

Hundreds of people pass away on the daily basis because of gunshots and about three times of these people get severely injured. Thousands of families are destroyed; fractured bones and hearts broken are a result of gun violence. If wounds and disabilities resulting from guns were characterized as a disease, it would have been viewed as a widespread problem across the globe. Although, human beings are the creator of this weapon, guns are obviously not good for health of human beings. The incidents occurring around the world due to gun violence are of different types. A mass execution in high school of ...

Organ transplantation as a scientific and medical method in treating patients have become successful and popular over the years. However, repositories of human organs have faced shortage while demand for organ replacement becomes mandatory for some families dealing with patients diagnosed with an organ-related disease. Such trend also has increased over time. It is a common problem for immediate family members looking to keep the concerned patient alive and to survive the effects of organ diseases. For some family members and health beneficiaries, finding a generous and wholehearted organ donor can be both tedious and time-consuming. It may take months/years, to have ...

Welfare benefits refer to the material benefits that an individual receives over the products of goods and services. Most developed countries provide welfare to its citizens as a potent means of enhancing the living conditions. The United States of America offers a great example of a state that has provisions for welfare. Individuals living under the acute poverty line are dependants of the state and as such it has to ensure that their basic needs are met. The percentage of the poor people in the country has the overall effect on the Gross Domestic Product of the nation. Therefore, it is at ...

Introduction

In spite of the literal connotation that seems to occurrences that take place at home or domestically, domestic violence does not always remain at home. Alternatively, domestic violence follows its subjects to work, and this often results in disastrous consequences. Homicide is ranked second among the leading causes of death of women at the workplace and that around 15% of these deaths are attributable to current and former lovers (Dougan and Wells, 2007). Every day, many employees are reporting incidences of workplace violence and most of these incidences are related to domestic violence. Dometic violence not only poses a threat ...

Since the advent of the 21st century, new complications and pressures have immensely challenged the traditional purpose of higher education. Today’s knowledge realm requires highly skilled personnel in all fields so as to be able to deal with the rapid technological changes occurring. To effectively meet the current societal needs, curriculum and policies are undergoing restructuring, in many higher education institutions so as to ensure that all the grandaunts possess the desired attributes to cope with the changing societal and economic trends. Apart from providing financial security through higher chances of landing well-paying job more than a high school ...

ABSTRACT

Higher education costs have increased greatly in the last thirty years, in part because of increased federal and state spending and growing enrollments. In the recent recession, though, high unemployment and student debt among graduates have raised questions whether a four-year degree is still worth the investment. In certain fields, particularly science and technology, university graduates will have higher lifetime incomes than those with high school diplomas, but this is not the case for those with liberal arts degrees. Universities have been reluctant to change their policies in an era of reduced public spending, despite government demands for lower costs, ...

Over the past few decades, advancements in technology and transportation have turned the world from geographically disparate centers of commerce into a massive global economy. Simple economic models have fallen by the wayside, as once sovereign national economies have become a tangled web of interdependence (McConnell 129-130). Despite the complexities though, there can be benefits to having a larger-scaled economy. One of the major benefits of a global economy is a global workforce. While companies could once only leverage workers and resources from their home nation, that is no longer the case. Companies can now choose to have the labor force closer to the ...

Management of Diabetes Mellitus Type 2

Argumentative essay
Management of Diabetes Mellitus Type 2

Introduction

Diabetes mellitus is one of the most common chronic conditions, affecting about 7% of the Australian population (Lamoureux et al., 2012). Many of the lifestyle habits and choices of people today – obesity, sedentary lifestyle, cigarette smoking, and hyperlipidemia, and low-fiber diet – are modifiable risk factors for diabetes (Australian Institute of Health and Welfare, 2013). Environmental and social determinants for diabetes include family history, ethnic background, highly stressful lifestyle, low socio-economic conditions, adverse childhood experiences, and malnutrition in early childhood (Raphael et al., 2010).
The management of diabetes includes, apart ...

Introduction

Advances in medical technology mean that pregnant women can choose to have tests during pregnancy to predict whether the fetus has characteristics that suggest abnormalities. Although birth defects are rare, the most common of those that do occur are the chromosome disorders Trimosies 13, 18, and 21, commonly known as Patau Syndrome, Edward Syndrome and Down Syndrome respectively (SOFT – Support Organization for Trisomy 18, 13 and related disorders) (n.d.). Statistically, the occurrence of any of those syndromes is as follows:
- Patau Syndrome (Trimosy 13): 1 in 10,000 live births; (SOFT – Support Organization for Trisomy 18, ...

Options for an Organization

Even as the 2012 elections draw near, president Obama has been struggling to convince Congress to rally behind him and ensure that the Americans Jobs Act is adopted. All this is for the sake of reconstructing the US economy that has been performing poorly. The sole objective of the Act is to put more Americans back to jobs thus ensuring more money in the pockets of the working population. For the interest of the above Act and the plea from the president to both the Democrats and the Republicans, this paper seeks to find out the genuineness of the ...