Finance Article Reviews Samples For Students

International Banking and Finance

Canada and the United States are similar in many aspects. However, they exhibit some financial policy differences. In the past decade, both countries were faced with the same problems in the global business environment. These comprised of flooding of the market with cheap commodities and money from the Asian countries. Economists in both countries even agreed that the period of the severe recession was over. But when everything went wrong, the consequences in both countries were very different. The United States suffered the consequences while Canada did not.

It has been speculated that this happened because of the ...

Summary

Trading investment is growing at a faster rate and the market structure is changing fundamentally such that business people have indicated presence of low frequency trading opportunities (Maureen, 2014). The chances to purchase are not limited but buyers are few and this has tempted most investors to look for fatter gains. Consequently, this has created the need for implimenting smarter ideas inorder to survive in the market. In fact, by adopting business strategies which are appropriate for the better frequency in business world, investors can get reasonable gains. Otherwise most investments involve some degree of risks like the ...

Introduction

The state or local finance is a complex term that entails the state tactics, trend and the capabilities of handling the financial issues that face the United States are analyzed in the article. On similar account, the States financial budget implementation through its economic programs and activities are indicated. Thus, financial statements and reports that are analyzed within the local or national scope within America serves as a turning point since it intends to support the objectives of the State previously outlined (U.S Department of The

Treasury, 2014). Nevertheless, the extensive surveys done by the financial researchers point out the components ...

In the article Chicago Schools’ Financial Controls Assailed in Report, Caroline Porter discusses how mismanagement and inefficiencies are draining the cash strapped Chicago Public Schools (CPS). This is evidenced by the financial report that had been released for the fiscal year 2013. According to the Chicago Board of Education’s oversight office, there were a number of deficiencies in internal controls and a number of cases of detrimental employee misconduct. In a particular instance, the report showed how a former technological worker had been suspected of embezzling more than $400000 from the schools. Consequently, Porter set out to identify the failure of management ...

Nafta crown Mexico a super power in production. However, some of the developing economies should not follow suit because some of the policies did not work. For instance the application of free trade, which is referred to as neoliberalism in Mexico needs to be scraped out due to the few tariffs. This will give way to better growth and development strategies for the economy. Compared to the nations that did not follow the same economic directions, Nafta was declared a total economic failure. Jobs in the production sector in Mexico increased in number. The only problem was that the jobs could ...

Summary Critique

Education in colleges has become quite expensive in recent years. The federal government has provided loans to students to finance their college education. While the intention was to reduce the burden on the students and their families to enable them achieve their dreams but by no means least, at last, the whole system has turned out to increase the burden on the students and their families. This has left the students in a situation whereby they have been forced to recall their education or seek other methods by which they can fund their education. The reasons behind these predicaments have ...

1. Do you think Randy has sufficiently categorized his salespeople for motivational purposes? Why or why not? Is it practicable to provide non-financial incentives to motivate salespeople in each of the four career stage groups?

Categorization of salespeople always involves a trade-off between over-generalization and the practical applicability of these categories for HR strategy development. It is always possible to find additional sub-categories that reflect more precisely the peculiarities of the sales force of a firm or that capture individual needs of the employees. Thus, introducing a separate category for working mothers could help to address the needs of this group in a better way. However, extensive categorization would increase complexity of HR policies and would make it hard to develop and execute an HR strategy in an effective and cost-efficient way. Therefore, the decision of Randy Stuart ...

Introduction

Internal audit refers to an objective declaration and independent activity consultative in nature and which is designed to enrich the value and advance the daily operations of an organization. This helps a given organization to achieve its desired ends since it brings in a disciplined and systematic approach on how to approach, improve and evaluate efficiency of managing risks, governance and control processes. (Picket 81).

Internal audit catalyses improvement in an organizations’ efficiency and effectiveness by giving room for recommendations and insights which are normally inclined upon assessment of data, analyses of such data and the processes of conducting such business. ...

Introduction

The City government of Denver Colorado is one of the County governments which have the interest of providing quality services to its subjects. Having a population of over half a million people, the county government of Denver in an effort to improve the quality of its services to its people, migrated to a system management system that is administered by the ALFRESCO Company. The government is responsible for 140 schools, the Denver Airport, libraries, fire stations and many other public amenities. The quality of management and service delivery was poor until mayor John Hickenlooper spearheaded for changes in the IT system within ...

Introduction

Financial markets are subject to market factors including those that affect demand and supply for money. In that respect, this discussion refers to an article on US debt crisis to demonstrate the effect of such factors by analyzing the effect of US debt ceiling crisis that include foreign financial institutions hoarding funds and their refusal to accept US treasuries as collateral.

Body

- Financial market’s debt ceiling impact on interest rate and private investments without an agreement that US was no longer able to borrow.
With a debt ceiling but lack of an agreement that the US government could ...

On January 7, 2014 was broadcasted the documentary film of Frontline “Catch a trader” which investigates the problem of insider trading. In the film are included interviews with FBI agents and journalists about the results of their ten years long investigation of SAC Capital advisors L.P. who realized huge profits. It was founded by Steven A. Cohen in 1992. The Firm employed about thousand people, and had many offices around the world. Steven A. Cohen was a legend in Wall Street. The Firm developed successful investment strategies for their clients based on reliable information. Turney Duff, a former trader in Galleon Group, ...

Article Summary

The article sheds light on how large corporations such as Enron and WorldCom have been involved in malpractices related to the way these corporations were run. Both Enron and WorldCom were guilty of ignoring the demands of the stakeholders. Therefore, there is a strong need for major changes in the way such corporations are run, and for environmental and social factors to be kept in mind. One way of pleasing all parties is through a process called Socially Responsible Investing or SRI. SRI does not mean that businesses ignore the financial side of things and safeguard social and environmental factors at the ...

ARTICLE REVIEW

This article deals with an important topic in finance. The article is related to increase in earnings for Australian companies and how this affects the sentiments of investors ,which in turn affect the value of the stock index. The major finding of this article is that ASX 200 index , that is an index made up of the 200 of the biggest companies in Australia by market capitalization has increased in value.
The major sectors which have experienced increased in earnings are the resource sector and the banking sector. Specifically amongst the resource sector Rio Tinto and BHP Billiton, ...

Jaarat (15) says that human resource is a vital entity in every business entity since it controls and directs other resources. The accounting department recognizes the human resource as an important asset in stating the financial position. Whenever there is, a lack of measurement in the use of the financial resource, the human resource in the company is accountable. According to Jaarat (15), a model for measuring and recognizing human resource in the statement of financial position can better the organization.
Jaarat (16) confirms that human resource is the most expensive resource in every business entity. This resource applies directly through ...

For rural dwellers, urban environment has always presented unique challenges and fascinations. This is primarily because of the reason that urban life offers more opportunities to its residents, both in terms of finances as well as chances to growth. There was a time when the rural people use to move, putting it more technically migrated, to urban areas in search of better job opportunities, thus getting access to higher wages. There is a concept of wage premium that is linked with big metropolitan cities. It is precisely this concept working behind the notion that the earnings of workers tend to be ...

The article by Ameriprise financial institute states that the goal of any investor is to minimize losses and maximize profits. It further states that investment and business management involves various risks that may occur from time to time. However, the article does not mention the types of risks that may occur in the course of business. Furthermore, it states that individuals should save enough income for their retirement benefits, mortgages and funds to cater for their health at old age. Ominously, it fails to elucidate health insurance that is known to be the most important constituent of the business ...

Delays at S.B.A. Harm Program for Women
According to a government survey in 2007, the disarray of miscommunication inside the Small Business Administration considerably delayed some federal grants to women’s business centers, which annually help very many women to start up self-owned enterprises (Olson, 2007). In this article published on the New York Times, the author indicates that the lag in the agency’s delivery of federal funds forced part of the 98 women’s business centers to send their staff packing. Giving data from the audit by the S.B.A. inspector general’s office, the article indicates that ...

In any business, the major battleground is financial accounting, and there is no government or industry regulation that can prevent unethical ways that people use in dishonestly reporting given financial information (Duska, 2007). For example, there are certain accounting practices that are illegal like misinterpretation of figures and expenses on a company’s financial statement. However, some legal accounting practices are unethical (for example, influencing financial results by shifting expenses unjustifiably).
Arthur Andersen LLP is a good example of a company that violated accounting ethics. This accounting firm would have become one of the largest firms in the USA because it ...

Rewards and Risks in Stock Markets

The study involves insights into returns provided as well as a summary of South Asia’s stock exchange risk behavior. The article aims at establishing whether there has been a significant difference on the risk and returns associated with the stock market over time. The study finally attempts to make a suggestion regarding the stock market that provides profitable avenue among the SAARC nations. The study also makes use of descriptive statistics such as average annual return, mean percent return, standard deviation, maximum and minimum return, skewness, Jarque Bera statistic and Kurtosis for the six series stock exchanges, namely: Dhaka Stock Exchange ( ...

Fred Moseley. "The U.S. economic crisis | International Socialist Review." N.p., 20 Jan. 2009. Web. http://isreview.org/issue/64/us-economic-crisis
In 2009, the U.S economy experienced its worst disaster since the Great Depression. The article discusses the causes of the crisis, how bad it was and the various policies the government implemented to end it. The major cause of the crisis was the decline in the rate of profits. The rate of profit declined from 22% in 1970s to 12% in 2009. This resulted to high inflations and unemployment rates, therefore reducing the consumers’ purchasing power. As a result, the government had to adapt ...

White collar crimes are financially motivated and non-violent crimes majorly committed by people of high social status. The term “white collar crime” was coined in 1939 by Edwin Sutherland in his speech to the American Sociological Society.White collar crimes are difficult to detect and prosecute. Perpetrators employ highly sophisticated methods to commit crimes and hide the heinous activities through a chain of complex financial transactions. Punishment for these crimes involve: incarceration, restitution, community service, probation, criminal forfeiture, fines or disgorgement.

Bernie Madoff's $50 Billion Ponzi Scheme-Forbes Magazine

This prominent investor was involved in a Ponzi investment scam with the Madoff’s Hedge Fund. A Ponzi scheme is a fraudulent ...

Management

IMF gives a warning that much efforts is needed by banks to lower their risks
The article is talks about the alerts made by that the International Monetary Fund for banks to come up with solutions to their own problems. It is said that, “when you fail to plain, you plan to fail.” The article’s author is Douwe Miedema and the source is Bloomberg BusinessWeek newspaper. In the paper below, the crisis of bankruptcy in big banks is discussed and their over dependency towards the government. The paper goes further to discuss the improper handling of taxpayers’ money ...

A survey on America’s best companies in the book In Search for Excellence identified the best managed and also the “unexcellent” companies. The survey came up with two results that were striking. One, there was evident reversion in the mean whereby the growth and lucrativeness of the best companies did slow down after long time periods. Secondly, the “unexcellent” companies outperformed the S&P 500 by over 12%. In the 1988- 1992 period, there was a domination by reversion in the price/ earnings and price to book ratios (Clayman, 1994). Large capitalization stocks vividly outdid the smaller capitalization stocks. There ...

Globalization comes into mind when barter of goods and services take place. In any trading or business-related scenario, separate parties must always ensure fairness when exchanging respective assets and goods. There are two economic theories analyzing the scenario of trading goods and resources, and these two theories are known as comparative advantage and absolute advantage. Comparative advantage focuses on enhancing the quality of produced goods, while absolute advantage determines the capabilities of a company to produce at a highly quantified rate. Choosing a theoretical economic approach may vary depending on the priorities and necessities of concerned parties. However, it is important to ...

Where Auditors Fear to Tread Article Review

In the article Where Auditors Fear to Tread, Paul M. Clikeman brings to light the issue of earnings management. Clikeman argues that earnings management should be classified in the same category as fraud because both earnings management and fraud have one thing in common: misrepresenting the organization’s financial performance. Clikeman goes further to allege that the flexibility within GAAP (General Accepted Accounting Principles) allows this subtle form of fraud to take place. He further asserts that this unethical practice is either ignored or even encouraged.
The article also gives some of the reasons as to why managers ...

Part 2: A Different Mirror [Chapter 1]

Rather than an unfolding, sanitized look at America’s historical past leading to its present in terms of ethnic diversity, Takaki takes the reader on a mini lecture-tour across time. In the chapter discussion he re-routes the audience to consider that the ideals and decisions of the U.S. forefathers (i.e. Thomas Jefferson) held the initial power and responsibility to establish the tone, power structure and belief of what evolved to become ‘American’ culture. Takaki agrees that the “narrow” focus “widely shared” is a generally accepted sense that an ‘American’ is a so-called designated ‘white’ person having descended from an Anglo Europe. The ...

Most management experts profess the efficacy of decision making in groups as compared to individuals. This review, however, would focus on certain Group Decision making concepts in the article by Jason Zweig by analyzing the positives and negatives of group decision making and applying these concepts to illustrations in the article.
This paper will begin by highlighting the positive aspects of decision making in a group. The most obvious aspects of group based decision making include a greater combined pool of knowledge, different perspectives that people within the group bring to the table, greater understanding of the rationale behind decisions, ...

The article provides in-depth information on Egypt’s effort to reinforce its accounting and International financial reporting standards (IFRS) over the last twenty years. Egypt’s decision to liberalize its economy has indeed created more benefits for the country and this has allowed it to become a dynamic market economy incorporating both the private sector as well as the global economy. Subsequently, the Economic liberalization enabled the reactivation of the securities exchange market and the establishment of a privatization program. As a result, Egypt sought to integrate the International Financial Reporting Standards in order to enhance the efficiency and effectiveness of various ...

Market condition is one of the driving variables proposed by Savitch and Kantor (2002). The driving variables offer cities and city leaders leverage when negotiating with businesses for development. Market condition variable is determined by the resources, jobs, and investment initiatives in the city. According to Savitch and Kantor (2002), favourable market conditions are determined by high investment, growing employment, successful economic conversion, sunk investments, high office rents and low vacancy rate, economic diversity, and well established market niches (Savitch & Kantor, 2002). In Baltimore City, market condition variable is advanced by different initiatives and programs initiated by the City ...

Reframing the Framework of the Eradication of Global Poverty

St. Claire’s paper entitled “Global Poverty: Development Ethics Meets Global Justice” claims that in the current development framework which is the neoliberal globalization, it is only the global elite who are benefitting from it. The writer mentioned that the free trade has pushed the rural poor in desolation because of the dominance of the agriculture business where the big agrochemical businesses lord. The free trade also killed most of the local business as the products of mass production reigns in every market all over the world. The paper mentioned that the current indicators of global poverty tend to ...

Is Risk the Best Theory for Capitalism?

Issue summary
James Kwak and Simon Johnson asserts that the risk is a crucial component in making profit. When imprudent risk is taken, the outcome can be harmful. Despite the negative consequences of risk, the value of risk in business remains vital. Barry, on the other hand, assert that much focus is put on risk as an essential component yet risk was the main cause of economic collapse in 2008. Risk entails undertaking various issues in business. In most corporations, risk is a critical factor in achievement of objectives, goals, and mission.

Risk is a condition that is always present in ...

Local governments have the responsibility of taking care of their residents and inhabitants. They borrow funds and loans to enable them to run their systems and structures effectively and with efficiency. However, some of the funds may be too huge for a local government to handle and may end up risking the economy of the state or government. An article in the Los Angeles Times by David Pierson in June 2009 raises the suspicion of a local government that has incurred huge debts that risk the operations and economy of the local government. According to the article, the local governments of ...

In the article “Self-Enforcing Democracy” Adam Przeworski argues that a democracy can only survive if it is self-enforcing. He notes that for a democracy to have any good effects, it needs to enforce itself. For example, those people who are in control of the government must be willing to hold regular, competitive, free and fair elections and all parties must be willing to comply with the results. Przeworski states that all the political forces that may be responsible for the overthrow of a democracy must be maintained at equilibrium at all times. There are certain conditions that have to be met to ...

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Fiscal Policy – Aggregate Demand and Aggregate SupplyIntroduction
In managing the economy, the government may opt to carry out a fiscal policy. Fiscal policy comprises of expenditure and taxes and at times borrowing by the government. Provision of public goods is a government’s duty. A public good is a good that the private sector fails to provide either because of the fewer rewards derived from such investments or simply because of the high cost of investment in such projects (Creel 2009, pg. 141). It is thus a role of the government ensure that the citizen enjoy these goods and services. In financing ...

The “Equity premium,” written by Eugene F. Fama and R. French (2002) describes how to estimate equality premium using both dividend and the growth rate of earning to predict the rates of expected capital gain. The equality premium is important in making decisions on portfolio allocation and in estimation of capital gain. The expected market return is estimated using the returns on portfolio of stocks. To estimate the stock return, the dividend and earnings are used along with other evidence to determine if the expected return is higher than the realized average. In this case, the average stock return ...

My impression is that the effort of USA towards the protection of the environment is not a bad thing, but it should be carried out in moderation. There are many people who accuse the environmental regulations for negatively impacting on the US economy. These people assume that efforts to protect the environment incur large costs. These costs need to be well defined so that people may stop making assumptions, and dismissing the idea of protecting the environment.
The money spent in protecting the environment is worth if the benefits outweighs the costs. Protection of the environment is a good investment ...

- There are quite a number of issues that need to be understood before implementing Business Sufficiency, Business Spheres and Decision Cockpits. First of all, implementing these systems would require a lot of investment. Since, the company is planning to implement these systems at the organization; it will require massive investment in terms of software, hardware, and overall system implementation. The second investment for organization will be in terms of human capital investment. All the personnel who are expected to use these systems will have to get training on how to use these systems. Later, they will have to be imparted ...

John E. Ouelette, CFE (Certified Fraud Examiner) narrates the true story of fraud perpetrated via e-bay online auctions. Ellie (Eleanor) Wallace is a 63 year old widow with three grown-up sons, and runs a small business of brooches, rings and trinkets. Her husband had left her sufficient money to live comfortably but Roland Granger, an experienced antique sales person, woos Ellie and convinces her that they should operate together in the antique business. He divorces his wife of 7 years, moves in with Allie and the couple gets married. They start their business (Classic Collections) with Ellie’s capital. Ellie’s ...

Article summary The article by Roberts Michael and John Davis emphasizes the importance of entrepreneurship in the management of family businesses. Roberts and John argues that for family businesses to grow and become successful, the families must embrace entrepreneurship. They support their argument by stating that it is entrepreneurs and not managers who identify opportunities, generate ideas and drive the implementation of new business lines. As a result, business grows, diversify and build assets. The article provides two main reasons why families should encourage entrepreneurship in the family business in order to stay in business. According to Roberts and John, ...

Introduction

This paper aims at critically analyzing the role played by the knowledge possessed by nurses and how it helps in the delivery of services in health cares. The research also seeks to highlight the importance of the resources used by nurses to acquire the much-needed knowledge (Barker, 2009). The staffing crisis problem occurs when knowledge in the provision of care is limited in nursing. When nurses lack inadequate knowledge in providing care, it is equal to not having enough staff. The costs of healthcare are very high, which means that patients need to get the best form of care ...

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Summary of An Article

There are many opinion-based articles published on the internet every second. Many of these articles talk about relevant issues that involve common people. Since the internet is the most widely accessible platform, several people rely on the internet for news, updates and feedbacks. That is the reason many of the articles on the internet should be readable and easy to understand. The authors of these articles should remember that not everyone can understand everything that they put into their works. Not every reader who would come across the article is a native speaker of English, more so, ...

Every business operates with contracts. In an outsourcing, the contract is the most critical arrangement between the outsourced vendor and the client. Thus, creating contracts require very much thinking and planning before being signed. Contracts should have provisions such as conditions for termination to give the company some leverage and to make sure that service providers live up to its commitments. White (2006) states that contract termination provisions should be such that both the client and the vendor can get out of it without having too much burden. Moreover, he discusses other provisions and clauses a contract must contain in ...

Executive Summary

Company A and company B have very similar as well as very different financial statements. Both the companies are showing positive sales growth. While company A seems to be growing at a very high pace, company B is growing at a steady but slow pace. However, even upon growing at a higher pace company A’s profit has declined due to not being able to manage the input cost for production appropriately (cost of goods sold). On the other hand company B is also feeling the impact of the increasing input cost but it has managed it better than Company A and ...

This paper is on the topic of work welfare and single mothers' economic survival strategies. The kind of strategies available to the mothers is based on the city’s social structural characteristics where they reside and the quality of their social, private safety. The authors have argued that some of the survival strategies are more attuned along with work rather than others. Most mothers believe that unless costs associated with work are lowered, or earning power is increased with investments in future education, they won’t be able to meet most of their expenses by only working at low ...

Situations that might lead to unethical practices and behavior in accounting

Opportunity is one aspect that may lead to unethical practice in accounting. Accountants normally encounter or are involved in transactions that have large sums of money changing hands. As such, the constant access to this money may provide the best opportunity for an individual to start siphoning small amounts of money, which cannot be easily recognized since the transactions deal with huge amounts of money. For instance, in transactions that involve billions, an accountant may decide to be siphoning as little as 100 dollars. Increasing financial needs make people to seek opportunities that may lead to unethical practices.
...

Article Review

They say old age is gold, but it can never be gold if there is inadequate saving to enjoy a decent life. Retirement is the on -set of the old age. It marks the stage where people take a break from sometimes rigorous careers and create the essence of having a break from the daily routine. Retirement requires resources as one is no longer economically engaged to make ends meet.
The record is clear that one out of three Americans do not have savings to support himself after retirement. The commercial banking services have stepped up their advertisement to attract more ...

Bitcoin is purely peer-peer electronic cash that makes it possible for online money payments to be remitted directly from one party to the other without having to go through financial institutions. With bitcoin, digital signatures are considered part of the solution but the problem arises when the trusted third party is needed to curtail any form of double spending. The solution to this double spending lies in bitcoin; this is because it timestamps transactions by hashing them into a hash-based work proof. This makes it form a network that will not be altered unless the proof-of work is redone. Bitcoin has ...

1. Findings
CDS market concentrated at counterparty’s levels, and less concentrated at the reference entity levels. This means the top ten active most traders account for 70% of the gross protection and less than 50% of total exposure. Secondly, the gross outstanding notional CDS amount on the EU reference utilities rose by roughly USD 1 trillion since 2010 summer rising to USD 4.6 trillion in 2012. The total net amount of protection equivalently sold on the reference utilities is around USD 500 billion. An aggregate approach is that the major traders sell CDS protection while smaller traders ...

The article relates to as how entities both domestic and multinational, used the difference in valuation rules of LIFO and Non-LIFO Inventory Valuation methods for purpose of tax saving as LIFO was used solely for tax reporting purpose which increased their value of Cost of Goods Sold(COGS) and finally with low gross profits, entity had low tax liability and also comments on new tax conformity rule of IRS that puts a restriction of using two inventory methods while preparing financial statements if LIFO is used for tax reporting purpose.
IRS has determined that a taxpayer will not violate the ...

Introduction

The United Arab Emirates (UAE) registered significant economic growth for past few years. This economic growth made UAE an attractive destination for investment. UAE comprises several Emirates and all contributes towards economic growth in different ways. Sheikh Zayed, first president of UAE planned the economic growth of UAE. Revenue, generated by exportation of oil, diverted into various sectors such as education, infrastructure and healthcare. Oil and gas reserves of Emirates are at seventh position in the world which makes UAE one of most advanced economies with highest per capita GDP (Gross Domestic Product). High capital inflow into commerce makes ...

Article summary

The SEC is investigating Barnes and Noble’s accounting. This is based on the company’s decision to restate its earnings for both 2011 and 2012 fiscal years. In 2011, there was a loss restatement from $ 68.8 million to $ 73.9 million. In 2012, there was a loss restatement from $ 64.8 million to $ 68.9 million (Trachtenberg, 2013). This matter has led to a decline in stock price of the company by 12% to $ 14.43. Earnings restatement was based on an overstatement of accruals for the two years. A deferred tax liability is another correction that Barnes and Noble wish to change. The current ...

- Balanced scorecard vs traditional performance measures
A balanced scorecard is a strategic planning system that is widely used in governments, business, industry and nonprofit organizations. Unlike the traditional performance measures which used ad hoc collection of measures that were more like checklists to keep track and improve, balanced score card aligns the activities of the organization to the goals, visions and strategy of the organization. This leads to the improvement of the internal and external communication in the organization. It also helps in the monitoring of the organization performance against its strategic goals (Kaplan & Norton, 90). Linking all ...

In the article entitled “Can Money Buy Happiness?” written by Arthur C. Brooks and published in The American in 2008 presented an argumentative discussion asserting that money cannot buy happiness; but success can. One only partially agrees with the author’s affirmation since the measure for success was also financial remuneration, to wit: “financial status is the way we demonstrate to others (and ourselves) that we are successful” (Brooks, 2008, par. 34). One disagrees that this is the only way to demonstrate success. Some people could measure success in terms of merely fulfilling identified goals- which are not always ...

Terrorist financing involves providing funds for terrorist activities. This may include funds that has been raised from various legitimate sources for instance personal donations, gifts, business profits and also from charitable organisations, as well as funds from illegitimate or criminal sources such as kidnapping, piracy, drug trade, money laundering, extortion and smuggling of weapons. Terrorist have been using these and other techniques especially through money laundering and disguise as charitable organisations so as to evade being caught by the relevant authorities and also as a way of protecting the identity of the sponsors as well as that of their beneficiaries ( ...

An overview of the Federal Transportation program is that in recent years it faced a lot of challenges since its inception years. Lack of funding is the most urgent problem that the program faces with trust fund for highways slowly heading towards the direction of bankruptcy. The public is not yet ready to embrace alternative sources of funding such as the mileage fees, road fares and income taxes. Priority has not yet been placed to investments on the national transport system and maintaining the existing ones but rather it is directed to developing high speed programs on railways.
Some ...

Article 1: Marketing to Teenagers: The influence of Color, Ethnicity and Gender

Summary
The teenage market is an important customer segment in the US as well as global market. Teenagers usually don't have any financial responsibility on their shoulder and that gives them a significant buying power. Most of the teenagers spend their money on clothes, jewelry, food, entertainment and beauty products. Teenagers are usually more tech savvy than the previous generations and spend a considerable amount of time on the internet, video games, phones, television and social networking sites. They accrue money for spending by getting paid for jobs and receiving allowances and monetary gifts. Brand loyalty is very important for ...

Introduction

Threats occurring on organization’s assets are experienced daily due to change and improvement of technologies that are developed frequently. This paper will review an article on Building and Implementing a Successful Information Security Policy written by Danchev. The article was written to IT administrators to help them have understanding of how security policies should be implemented the document to be reviewed had the main aim of acting as a guide for the reader in matters of security, and also to give some benchmarks on how to implement security policies. The article has several aspects on information security such as assets ...

Globalization would otherwise be referred to the processes that escalate the inter-changes of the world’s cultural and national resources. It leads to the upsurge of improved infrastructure in telecommunication and transportation. For the new global economy, the wonderful economic prosperity was one good side of globalization and also had its share of consequences that included economic slumps, imperialistic perspectives.
The claim by economists on the no restriction to trade as it tends to favor those with greater financial leverage or power at the expense of the disadvantaged individual. It argues that globalization promotes an agenda of increased ...

Introduction

In this article titled “Five Expected Outcomes from Global Business Cultural Analysis on Argentina’’, the author presents a series of expected outcomes from an analytical process of global business culture in Argentina that he conducted when he was back in school. The author states that this was particularly a very demanding project but that by the end of the paper, he was able a lot about Argentina and globalization.
The first thing that article explores is how countries such as Argentina that are already in possession of vast natural resources can leverage some of those resources to encourage business growth and ...

Nagel, M. and Daniel R. (2007). Washington "Redskins" – Disparaging Term or Valuable
Tradition? Legal and Economic Issues Concerning Harjo v.Pro-Football, Inc. Retrieved from http://mpra.ub.uni-muenchen.de/25801/1/Redskins_draft_4.pdf
- This article discusses how Washington Redskins have had issues with their trademark, which was targeted towards marketing and improving the image of the football team. Furthermore, the concept of rebranding and financial impact on the organization is discussed. The major reason for not changing its name has been attributed to the good financial gain it has received over the years.
- The name Redskins has come under a lot of scrutiny because ...