Lending Article Reviews Samples For Students

Race is one of the factors that play a role in the determination of the credit worthiness of a person. A study conducted by the Federal Reserve Bank of Boston showed that minorities were more likely to be denied mortgages compared to the whites. Credit plays an important role in the lives of the minorities because it enables them to improve or escape their poor living conditions (Munnell, Tootell, Browne and McEneaney 25). The lack of credit would mean that the minorities will continue being poor. As a result, the Home Mortgage Disclosure Act (HMDA) was enacted so as ...

2007 Economic Crisis Review

Abstract

This article is an academic review of the economic crisis that struck in 2007 whereby the world economy experienced deep and long prolonged recession with the crisis being considered as the worst to be experienced since the Great Depression . This article largely lies its basis on the U.S experience during that period with the effects, which resulted from the crisis in the overseas markets outlined. Also, the article brings an understanding of some of the conceptual underpinnings of the issues lying at the heart of the economic crisis. The underlying causes of the economic crisis ...

Chapter three Outline and Questions

Chapter three of ‘A History of Usury and Debts’ entails an insight of the role that monetary systems and religion played in the acquisition of debts in the medieval ages, which reflects the current status of financial markets. Religious laws and regulations antagonized debt and usury in the old ages (Geisst 107). For instance, the Roman Catholics believed that debt and banking were morally wrong, and did not portray good biblical beliefs. Therefore, Roman Catholics did not engage in any form of debt or usury. Because of the restrictions imposed on idealists, only Protestants practiced debt and usury(Geisst ...

27th January2016

The article talks about Canada central bank’s move to keep its interest rate unchanged despite an economic slowdown. The Bank of Canada revised down its annualized growth rate from 2% last year to 1.4% in the first half of this year. The economic slowdown can be attributed to the current decline in oil prices. The central bank’s move to maintain the lending rate at 0.5% is a move seen to encourage more lending by the banks and, as a result, increase spending rates in the country. Oil is a product that has a significant impact on Canada's ...

Article Review:

What Will Happen in the World’s Largest Nation?
Article Review: Bank Ownership and Efficiency in China:
What Will Happen in the World’s Largest Nation?
This article (a draft, notably) was written in 2005, and starts off with the report that China was “partially privatizing” three of its four largest banks and opening them to foreign ownership. The article presents data claiming to demonstrate that allowing foreign ownership would increase “efficiency” levels in the banking sector generally. The article also includes a brief yet interesting history of the Chinese banking system.
Ten years later, the article can be ...

The recent financial crisis and its causes.

Financial crisis is a situation whereby people lose confidence in the banking sector and therefore their investments in many countries is affected. The value of the assets owned by the financial institutions and other investors reduce in value to a great extent (WIEDEMER, 2012). This has adverse effects in the economy of many countries. The recent financial crisis has resulted to many problems in the whole world. According to the article by Gordon and Metric, the major cause of the financial crisis is the increase in debt of various countries. Both public and private debt was behind the cause of the ...

(Instructor Name)

The article on Microfinance as a possible means of alleviating poverty in the developing world is an interesting piece that provides information on how micro-lending initiatives like Grameen Bank are helping the poor improve their domestic economic condition. Grameen Bank’s work over 30 years brought its founder Mohammad Yunus the Nobel Peace prize in 2006 for helping alleviate poverty (38). The author Susanna Khavul provides a lucid outline of microfinancing as it exists. Several micro-financing initiatives around the world have been created by the international banks, institutional investors, and foundations (38) besides individual investors. The micro-lending initiatives which ...

Article Review: Japan’s Growth Strategy is All Wrong

Abstract
The article Japan’s growth strategy is all wrong is about the policies implemented by the Japan government led by Prime Minister Shinzo Abe that is viewed to jeopardise the country’s low interest rate environment that is conducive for spending and investment. The purpose of the student in writing this paper is to present the economic problem faced by Japan as an implication of the policies executed by the government, applying the concepts and principles that I have learned in my Economics.
The article entitled Japan’s growth strategy is all wrong is about the ...

Comparing the 2008 Us Crisis with the Japan’s “Lost Decade”

Both the Japan’s lost decade and the 2008 United States and the world financial crisis were caused by excess savings and inflation of huge asset bubbles. By 1980s many Japanese resorted to a lot of savings on their income as they expected to retire. This translated negatively on the economy as it lowered the Gross Domestic Product and weakened local demand of commodities. Furthermore, much savings simply meant that the Japanese citizen had foregone consumption. However, this problem was disguised in the Japanese poor finance policy as well as financial technology. Inflation therefore arose from poor regulation of the ...

Summary

Germany Chancellor Merkel is facing a tough economic decision of trying to balance the interest of her country and that of European countries facing an economic crisis. Influential leaders across the world like the Pope are calling on the powerful to help the weak in an attempt to convince Merkel to soften her position and lend more money to countries like Cyprus. The leaders of countries facing crisis think Merkel need to support them and show solidarity with them in their difficult economic situation (MARCUS, 1).
Germany is proposing a variety of austerity policies that cannot gain any political ...

Jean Anyon’s article discusses the division of schools according to the social class in the present society. The author further insists that the type of curriculum taught in such schools reflect the expected careers that they would likely get into. The article illustrates very well to the readers on the overall state of the schools being that they are classified according to the amount of money that the parents have in that, the students from affluent families would likely go to better schools that will provide them with better education. Consequently, the children from the less fortunate families ...

Introduction:

This article gives an analysis of the recession and the youth unemployment in EU. This gives much focus on the economy of countries like Spain, France and Italy in relation to their budget and the impact on the youth unemployment and the general effect on the economy. The article also shows measure taken by the European Commission in trying to curb the economic recession with help of various monetary and fiscal policies.(Basci,2007:19) The commission also gave the measures taken in relation to the debt crisis in Germany and the EU in general without much alteration of spending ...

Introduction:

This article elaborates the several factors affecting the housing and property in the markets of Malaysia. The international credit agency has given focus on this housing and property markets in relation to the forces of demand and supply in their economy. The rise in the prices of property has attracted great concern since they have a great impact in the economy of Malaysia. It is therefore necessary to emphasis and focus on this issue in order to consider the general impact on the economy as well as how to curb this problem using various economic means and tools.
The ...