1.0 Introduction
Across global boundaries, America is known by millions of people as the paragon of the most affluent society in the contemporary world. With the widely believed concept of the American dream, the country is perceived as the proverbial Promised Land which hosts tons of millionaires and where even the lower classes live comfortably with superb rags to riches tales. This picture might be true but a plethora of research studies and surveys have also shown it is a superficial picture which does not wholly portray contemporary America. Recent surveys have established that currently an approximate forty million Americans live ...