Gap Course Works Samples For Students

Introduction

Gap analysis is a method employed in asset and liability management that can be used to evaluate the interest rate of the risks or the liquidity risk. These two terms have a minor distinction and therefore people distinguish between the interest rate and liquidity gap. Gap analysis was initially widely used in the late 80s in management of interest rate risk. The method corresponded with the duration analysis.

Answer one

Maturity gap of the bank is considered to be the rate of risk-sensitive assets and liabilities. The market values at each point at maturity for both assets and liabilities are evaluated. After which ...

1. Introduction

During early days people do physical work to complete a job. The physical work made by the people made them tired and people time gets wasted. Let us take a construction work. The construction works involves major labors to construct a building, in early days people spends major time to construct a building. The labors have to give more energy to construct the building. Some of the labors even sacrificed their life by accident case inside the building. But today’s technology makes sure that the construction of any type of building can be modeled and executed within a year. Labor also ...

The Closing the Gap policy is a 2008 arrangement by the Council of Australian Governments (COAG) that aims to develop the living conditions of indigenous people within Australia. It is a policy aiming to reform standards of housing, health, and education among indigenous communities (Australian Government, 2012). As the name itself implies, it aims to “close the gap between indigenous and non-indigenous Australians in life expectancy, educational achievement and employment opportunities” (Altman, 2009, p. 2). It bears the main objective of removing the problem of indigenous disadvantage by imposing efficient systems of service delivery to indigenous people with adequate funding. ...

Abstract

The Purpose of this report is to analyze and evaluate various services of The Edge Restaurant and prepare exiting and potential blueprint of the services. The services of The Edge Restaurant are evaluated and determined on five dimensions of quality.

Introduction

Restaurant business is continuously growing at a fast pace. Change in consumer habits and preference towards eating out is fueling the growth of industry. Development in restaurant business also attracts new entrants in the industry. Continuously increasing competition increases customer’s expectations in terms of excellent services at affordable prices. Restaurant business is completely service based; hence it is essential ...

- Based on how you think most people in your department or organization would respond to the 12 questions used as a "Measuring Stick", what scores (high, medium, low) would you anticipate on the various questions? Why?

For this study, Costco Wholesale Corporation is selected for answering the measuring stick questions. The questions’ responses will depict Costco Wholesale Corporation employees’ satisfaction level with the workplace and will discuss those factors, which are helpful for employees’ satisfaction.

1. Do I know what is expected of me at work?

If the question is stated for understanding ...

Question A

According to Gregory Mankiw (2011), trade balance reflects the difference between net worth of exports and imports in a given country. Consequently, positive trade balance suggests in monetary value country exports more than it imports, while negative trading balance (trade deficit) is associated with dominance of imports over exports. Economists argue that trade deficit is not always considered to have a negative impact on the national economy, however it often creates potential risks which may result in harsh economic consequences if they are not addressed properly. For example, if net exports are negative it is assumed that proceedings from exports are ...

Social entrepreneurship is where a business aims to achieve a certain social goal other than that of making a profit. Social entrepreneurs are usually concerned about making a positive impact on the society other than their objective of making a profit. For instance in the video entitled “Tom’s shoes”, Blake Mycoskie focuses on improving the lives of the children in Argentina. He observed that most of the children in Argentina were walking bare footed and made it his priority to change this situation.He was keen on making a profit on his sale of Tom’s shoes but also wanted to make a contribution in ...

(1) Data analytics and the big data movement both seeks to use data collected to gain competitive business advantages over a company’s competitors. However, three major differences floats out. First, dig data recognizes the fact that the volume of data from gathered from numerous devices like the internet or mobile devices of companies increases exponentially everyday. With big data, the ability to measure the amount of data will pave way to data better data management. Second, it recognizes that velocity of data created is as important or even more important than the amount of data gathered. Because of the ...

Psychology theories

1 Identify the main ideas of major theories of intelligence.

Intelligence can be one of the most complex subjects of discussion and has been in existence for several years. It is mainly debated within psychology but there is no general definition to be used precisely on what intelligence constitute. Some scholars have proposed that intelligence is a general, single capacity, while other states that intelligence entails a wide range of aptitudes, talents, knowledge, and skills. Historically, the way people think of intelligence has changed over the years, whereby Spearman suggested that intelligence was common (g factor) and emphasized steadiness in people ...

Thesis

This paper is on the Interactive and Digital marketing strategies of Tesco and Amazon.com. The first section of this paper will analyze the websites of Tesco and Amazon.com on the basis of information availability, navigation, surprising facts and information and flaws of the site. The second section of this paper will analyze the difference between retailers that have websites and brick-and-mortar stores (TESCO) and retailers that have sold directly through the website (Amzon.com) and if Tesco encourages their customers to visit their physical shop or remain online shoppers. The third section discusses how both these stores communicate ...

Online education is gaining pace in most countries. Institutions of higher learning are fast adopting these models of learning as it promises to bridge the gap and enhance the learning process. This is enhanced, further, by the trends in technology. There are many developers who are coming up to develop technologies that are used in online learning. This paper will analyze the views of three authors on the impact of online education on learning.

Educause. “Impact and challenges of e-learning”. Supporting E-learning in Higher Education 3 (2003): 1-7. (http://net.educause.edu/ir/library/pdf/ers0303/rs/ers03036.pdf)

Educause journal argues about the changing needs of ...

Introduction

The AS-AD framework is a very useful economy tool, which reduces the economy into a simple model of supply and demand. The aggregate demand curve (AD) is given by the summation of consumption (C), investments (I), government purchases (G) and net exports (X-M). On the other hand, the supply curve is a function of the expected price levels. This paper uses the AS-AD model to analyse the economy at various levels of employment, and the adjustments that accompany movement various policy actions. It begins with a depiction of an economy operating at less than full employment, showing that economies often tend towards the ...

International Business – Outsourcing or Reshoring?

Introduction

Companies outsource their key processes to third parties for many years, but, perhaps, at the turn of the 21st century, the term “outsourcing” began to gain momentum. Around this time, the companies began to engage third parties to perform the work in other countries – a process known as offshoring – in large emerging markets. The process of offshoring has attracted political and public attention because of concerns that it is destructive to the internal labor market. In this regard, a process of reshoring (the return of production from abroad), but such factors as cost and efficiency of business ...

- It is not uncommon in today’s world to hear the news of termination of lower level or assembly workers in order to make leeway for large salaries of top executives to be paid. It is a matter of opinion whether such actions are justified or not. Many companies argue that it is the strategies adopted by the top management and executives that leads to the growth of the company, and hence they have first claim on the earnings of a company. However, people against such an action argue that this action is not justified because the assembly workers are ...

The history of American economy has been a long battle since the time of the Gilded Age through the Progressive era and into the Great Crash or Depression of October 1929. During these years, from 1877 to 1929, class conflict was largely observed. The Gilded Age and the Great Crash were the notorious periods in which poverty and economic inequality skyrocketed reaching all-time highs in the American economy. The Gilded Age came at a time when there was widespread greed, corruption in the political systems, and speculative elements of the market. Of great interest is the absence of government restriction in ...

TB cases between 1985 and 1992 were recorded to have increased by an alarming rate of 20%. While much effort has since then been placed in controlling the prevalence and spread of the disease, there is still a gap that needs to be filled. This involves ensuring the full utilization of available health resources to bring the cases to an absolute minimum (Aguirre, K. M). The resurgence in TB could have been attributed to a lack of systematic management of TB cases and lack of proper structures aimed at promoting wellness and health education in the society. It is clear that ...

Executive Summary

Recently, many hospitals worldwide have experienced some setbacks in reference to health care delivery system. This setback was primarily caused by the growing shortage in the number of experienced and competent healthcare workers, particularly nurses in the health profession. One of these hospitals is Renfrey Memorial Hospital, who is facing not major problems related to an aging nursing staff, overworked personnel and migration of able and experienced nurses to other health institutions because of the more promising professional life.

This report would identify the best practices and benchmark techniques used by differently medical facilities that have experienced similar problems. ...

Information transfer is a communication and passage of a recorded message from one recipient to another. It contrasts a communication process where the sender and the receiver are contemporaries and requires that the transmitted message be in form of ideas. The transfer of information in a system should meet the needs of the user. As depicted in figure 1 a person with an idea represents that information in a medium. The medium for recording the idea fits in the model and the information is stored in an information system. The recorded information is stored in a different type of information system represented by a circle to contrast ...

Introduction

Research show that there is a widening gap between the countries that have already developed and those that are still developing in regards to international sports participation (Fried, 2010). The gap is linked to various factors such as scarcity of physical training, shortage of funds, few sporting equipments and facilities as well as the notion that, developing countries have limited world- level presentation than the developed countries. Research also shows that developing countries encounter several barriers that influence sport participation. Such factors may include; religion, customs, language as well as the remains of colonialism in some sections of the world.

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Q1

Grouping of students helps in having the gifted students to be first in their learning without being held back. The teachers are able to teach the same things through this program, but can go deep because the student’s ability is far much above average. It also allows students to have varied options in the learning process, making them to do even more (Snowman, 185). It also helps in the improvement of the content in the curriculum to meet the expectations of student’s high ability. The teachers find an easy time in teaching since they know the ...

Abstract

Fashion imposes trends and it establishes what is in fashion and what is out of fashion. The term comprises a historical evolution that has shaped the fashion industry as we know it today, through cultural interaction and scientific and technological development. Luxury fashion is not a basic need of the society, but a requirement for defining the social classes, the refinement and sophistication, or a statement of uniqueness, of avant – garde, of defying the mainstream fashion.
Key Words: fashion, luxury fashion, social classes, refinement, avant – garde, mainstream fashion.
Luxury Fashion Industry Report

1. Introduction
1.1 Fashion Industry (about ...

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There has been extensive advocate for mainstreaming students with disabilities. Mainstreaming refers to putting children with disabilities into normal classes. Such schools usually require additional support. Mainstreaming is a system that allows students with disabilities to access education alongside normal students. However, the mainstreaming subject has been extremely wide since some of the disabled students have been denied chances for the education. In most cases, these students are forced to attend special needs schools. Also, some of them are home schooled (Santrock, 2008). Following the diversity of this topic, mainstreaming has been an exhaustively critical issue with adverse advantages and ...

Mass media plays a number of roles in the society which warrants its importance and existence. NGO’s and the private sector are kept in check through reports by the media on their activities so as to make sure they don’t violate the public’s well being. It acts as a source of information and amusement for the public, mobilizes political and social action groups, and propagates political ideas and all together aids in the shaping of public policy agenda and priorities. The media takes up a role of political accountability and is a form of checks and balances, which is achieved ...

- How did Gardner's actions match the description that Murray Rothbard gives to entrepreneurs and entrepreneurship?

Gardner is truly an entrepreneur. Professor Murray Rothbard describes an entrepreneur or a “capitalist-entrepreneur” as the person that invests in land and/or capital goods and uses these factors of production in the present for producing goods and services that will be sold in the future. The entrepreneur makes a profit if the rate of return he gets from this economic activity is greater than the prevailing general interest rates. This is brought about by his realization that capital or capital goods is “ ...

1. Discuss the reality and significance of the Civil War in U.S. history. What were the factors that led to the outbreak of war? What were the long-term consequences of the conflict? Discuss Lincoln s role. What did emancipation mean to both sides in the war?

The reality of the US Civil War lies with the then economic and social differences between the Northern and Southern parts of the US, where Northern Federal states, grew industrialized, welcoming new cultures, while the Southern confederate states maintained an antiquated social order, and agriculture, utilizing the slaves in their farms. These socio ...

1. Definition of the problem

The most powerful asset for an organization is to have a productive workforce and the productivity of workforce is directly proportional to the satisfaction of individuals with assigned job .HRPs are now facing the problem of low efficiency, absenteeism, elevated pace of turnover, frequent grievances and lack of dedication .The underline reason behind such redundant behaviors is the absence of employees satisfaction with the Job task. Organizations face massive financial and intellectual loses due to this problem because employees’ dissatisfaction ultimately results in loss of valuable customers and sales decline.

2. Summary of the previous investigations

Previous studies and researches were not able to locate the ...

As the CEO of a multinational Organization, I will ensure that I am a visionary leader. I will be the type of leader who works towards achieving certain goals for the organization I work for. I will commit myself to protecting the interests of the Organization in such a way that success will be attainable in the long run. I will apply cross cultural leadership in the multinational Organization. I will be the kind of leader who can integrate my leadership skills to suit the different cultural backgrounds represented within the organization. I will apply this in my day to day duties ...

Cross-cultural decision making skills have been recognized to be increasingly vital to military and defense operations (Johnson &Friedland, 2009). The day-to-day operations of international military forces, in their interaction with different cultures as they work overseas, require intercultural competence to make decisions that are both appropriate and culturally sensitive (Johnson & Friedland, 2009). Cross cultural competency (3C) is accomplished through three unique steps: Cultural self-awareness, suspension of judgments and biases, and the development of skills that fit within domains of a new culture (Selmeski, 2009). Already, educational measures are being implemented by military colleges to promote 3C in military ...

Abstract

Technology is the production, usage, and understanding of tools, machinery, techniques, systems and organization techniques used in solving problems or performing specific task. Technologies considerably affect individuals and their ability to cope with and adjust to their environment. Use of technology started in pre historic days where humans converted natural resources into simple tools.

Modern technological advancements include the cell phone, the internet and the transport sector that help reduce physical obstacles to communication. In this paper I will focus on three technologies that have had and are continuing to have impact on individuals. They include the internet, cell ...

Question 1:

Michigan’s State budget (Snyder & Nixon, 2012) falls under the incremental budgeting classification that is also known as traditional budgeting (Jacobs, Hélis & Bouley, 2009). In the budget, it is clear from an excerpt from The Detroit News editorial of January 17, 2011 that there was a call for Michigan’s leaders to change the usual adoption of previous years’ income/ expenditure and making fine adjustments to an overhaul of the whole budget, leaving nothing untouchable (Snyder & Nixon, 2012, p. A-8).
The State of Texas’ budget (Dewhurst & Straus, 2011) also falls under this category of traditional budgeting classification (Jacobs, ...

1) Problem Statement: Sara Jones was appointed the managing director of Bake a Cake, a cake mix manufacturing company in the UK, three months ago. Sara learnt to adapt to the company’s working culture and practices. The methods were not too different from her previous managerial roles so she had little trouble with this. She also took part in sessions on how to train staff as part of her management role. In order to gain a better understanding of Bake a Cake she decided to travel around the company’s manufacturing and distribution factories to briefly observe how work was being completed ...

A corporation is a legal business entity whose members have limited liabilities. This means that incase of liquidation, the owners only lose the business assets and the employees their jobs but not any private property. They are mainly created by a body of persons or entities that come together and form one business operating unit (Zerk, 109). Corporations are considered as real persons and can be convicted and are also allowed to exercise human rights just like individual human beings.
Picketing is the act of people gathering up in a designated area like in front of a company entrance to make their ...

Abstract

The book of Job is regarded as a literature of wisdom. It is one of the books of the Old Testament. Through the years this book has been praised extravagantly. Luther ounces said that the book of Job is sublime and magnificent and that there is no other book of the scriptures that can be compared to it. Carlyle also making his contribution about the book of Job said that it has no equal in and out of the bible. The book of Job comprises of three sections: the prologue, epilogue and the conclusion. Both the prologue and epilogue are ...

Introduction

Actually, there are many religious beliefs in the world. Mosaic faith, refers to the belief in the laws that God gave to the people of Israel through his Hebrew prophet Moses. Mosaic Law is set out in the first five books of the holy bible in the Old Testament (Torah). In fact, it is part of religion in the ancient time of Hebrews as well as their offspring’s the Jews.
According to W. Anderson (pg, 98-100), the three main aspects of the Mosaic faith are, The God of History, The Covenant Relationship, and You Shall Have No ...

Nowadays the problem of poverty and limited resources becomes more and more urgent. The famous Hardin’s essay, “Lifeboat ethics” covers different aspects of this issue and gives strong but often disputable arguments against helping the poor in the worldwide, international sense. The fact that Earth’s resources are limited is undisputable, and Hardin’s metaphor comparing nations of people to lifeboats floating in the limited space of resources seems very neat. In this situation different ethical and moral problems come into play. The main ethical issue in current situation is helping the poor with the limited helping capacity and ...

Using a context familiar to you, such as Hong Kong, please describe the concept of empowerment by listing the challenges and feasible solutions to achieve gender educational equality in education enrolment, completion, and educational outcomes (contribution to women's socioeconomic status).

The gender inequality of education in Hong Kong has a huge effect on the socioeconomic status of women after leaving school. A US survey shows that 80% of female workers in Hong Kong believe that they are discriminated against because of their gender and it still generally accepted that sons are prioritised over daughters in terms of finance and inheritance. Whilst ...