Risk Course Works Samples For Students

There are different levels of inherent risk in the different business process in Helecom. Inherent risk that could be caused as a result of the organizations’ management structure are low. The structure is well defined with the normal managerial positions of a telecommunications company. No added questionable positions that could be a means of carrying out fraudulent activities are added upon the organizational structure. The possibility of inherent risk is average when it comes to the financial analysis. The financial statements have been prepared according to the normal accounting standards and there is a good chance they were done by a professional. This further ...

Asset identification and classification policy

This is a policy of ensuring that assets are clearly identified and appropriately classified.

Standards: Asset identification and classification standards of the respective State

Procedures: all information system assets should be appropriately identified and classified as part of an organization’s Information Technology Risk Management Process.

Asset protection policy

This refers to a policy aimed at protecting the assets from unauthorized users. Protection in this case is based on accuracy, confidentiality, and security.

Standard: Asset protection standard applied in the State

Procedures: implementation of anti-virus software, setting beck-up files, Implementation of measures to prevent unauthorized access to LAN

Asset management policy

This ...

Introduction:

The analysis was conducted so as to study the behavior of two stocks i.e Commonwealth Bank of Australia and ABM resources. We began our analysis using various financial and government websites. For Instance, the risk free rate was derived from RBA, Australia using 30 Day Bank Accepted Bill as a proxy. On the other hand, all the stock related and market index(S&P 500-APX 200)information was derived from Yahoo Finance. We concluded the report by conducting a regression analysis between the excess return of each stock over risk free rate and excess return of market index over risk free rate

Stocks Analyzed

...

Introduction Risk assessment is used in the management of activities in a particular environment. The process is mainly used in the identification of potential threats and hazards that may emerge in a given environment. This concept is mainly used under the circumstances that good health and safer environments are maintained.

However, there are three major issues that can complicate risk assessment and classification for correctional managers as will be explored in this paper.Three issues complicating risk assessment As much as there is predictability of performance of a given group can be implemented at any stage by correctional managers, predicting performance per person ...

For any business, entering new markets comes with its fair share of regulation. This could be political, social and economic. Political analysis, however, passes as the most important thing to analyse before entering new territories. According to Luthans and Doh (2012), there are three main techniques that can be used to analyse political risk.

Firstly, there is the relative bargaining power analysis. Here, the company making an entry into the said country should strive to ensure that its bargaining power position is better that that of the country. This essentially provides the company with an upper hand in ...

As compared to the right issue, the fund collection through bonds or loan notes is cheaper and quicker for the management of the business. Investors can sale or purchase bonds or loan notes issued by the listed companies in the stock exchange or bond markets. Therefore, the issuing of bonds on short term or long term basis is the most attractive ways of raising funds. However, in the calculation or estimation of the bond face value and the coupon rate, the market interest rate plays an important role. There is a strong relationship between bond prices and market interest rates. If ...

Abstract

Carbon Capture and Storage Technologies (CCS) is a technological method that is used to reduce the emission of carbon dioxide into the atmosphere from a variety of sources including industries and fossil fuels production and power sources. This type of technology involves the capture of dioxide either after burning or before burning and then transporting via ships or pipelines and then directing it into the deep underground for storage purposes. This type of technology has been in existence since the 1970’s and has rapidly evolved over time. In fact, the increased impact of the greenhouse effect due to increased amounts ...

Financial risk of an enterprise can be defined as the probability of adverse financial consequences in the form of loss of income and capital under uncertainty conditions for its financial activity. Financial risks have a great variety and for the implementation of effective management are classified by several main features that will be considered below.
Financial risks arises in the process of enterprise relationships with financial institutions (banks, financial, investment, insurance companies, stock exchanges and others). Causes of the financial risk are inflation factors, the growth of bank interest rates, reduction of the value of securities and others.

Financial risks are roughly divided into two types:

1) ...

British American Tobacco (BAT) is a global tobacco company ranked second largest worldwide and operating in over 50 countries. Despite recording revenues of 15.4 billion pounds and 4.9 billion pounds before tax earnings and issuing a 47.5 pence dividend per ordinary share, risks abound and the company has identified several risk factors, which may upset its growth, key among them is the growth of illicit cigarette trade (Reuters.com, 2014). Notably most of the other risks identified contribute to increase in the illicit trade risk. Globally the volume of illicit trade in cigarettes currently stands at 12% of consumption, and it is ...

The assessment of risk for a project of fundraising for Canadian Breast Cancer Foundation charity is best identified by SWOT analysis. SWOT analysis is a method applied for managing areas of risk and planning, as well as highlight areas within the project, which can be maximized for the benefit of the entire project. SWOT can also be used in specific areas in which competitive advantage can be gained.

SWOT is an important planning tool that assists anchor fundraising project in its context through highlighting risks. For example, competition from rival firms, resource shortages, as well as identifying or recognizing the ...

Introduction

Huffman Trucking Company has requested a new Election Benefits System which will be used to manage the benefit packages of its employees. The current system that is used by the company includes vision, dental, and medical plans for employees. In the benefits election system, the package that the employee will choose will be stored and managed by the system which has database capability to help in the retrieval, updating, and storage procedures of the system. The records that are stored in the database are either hardcopy or electronic. Whoever method that the records are stored; there is a need ...

Known as the second deadliest disease in the world, tuberculosis remains a high rated disease with remarkable fatal rates. As earlier stated it is caused by a small aerobic, non motile bacterium known as Mycobacterium tuberculosis which in most cases lives in the lungs. This pathogen has a high lipid content, which confers to its unique characteristics.
Tuberculosis is a worldwide disease that can be contacted by anybody so long as they are in contact with this bacterium. However, there is a population which is at risk of contacting this disease known as the target population. The target population is associated with risk ...

Executive Summary

The British Broadcasting Corporation (BBC) Digital Media Initiative (DMI) was terminated in the year 2013 because of lack of progress and many problems. The National Audit Office reported that the project had failed because there was no adequate planning, and there was confusion in the objectives and governance of the project. This report introduces the story of BBC and its failure in the DMI Project. The background of the BBC DMI project is explained as well as the reasons why the project failed. The report explains the importance of project management, and evaluates the major areas of project management ...

The overall experience of using money tree software for financial planning was profound and knowledgeable. The usage of software did not only help me recognized various factor associated with financial planning, but also the method by which effective financial planning could easily be carried out. I would describe my learning outcomes as I kept going through using the money tree software.

The first thing that appealed me was its user-friendly interference. The software has been designed in such a way as, every person related to finance, whether novice or professional could use this software without any adversity or predicament. ...

Security is very essential for any company whether large or even a small startup. One must remain aware of the potential security threats facing the company. According to research done on security issues facing organizations, it shows that information security is a major concern for all modern organizations (Knapp, Marshall, Rainer, & Morrow, 2006). In the past, protecting information just meant keeping it locked in a safe or drawer. However, in this era of virtual criminal activities, all information in the organization’s computers and all other systems must be protected. The level of sophistication from criminal entities, rival organizations, different governments and ...

Introduction

Global warming and pollution has led companies to rethink their activities concerning green methods of production. Carbon dioxide emissions are the leading cause of global warming and the dangers of global warming have been documented for a long time. Governments have come up with restrictions on emissions, which have forced companies to re-think the way they do production. Quest carbon capture and storage project is one example of how companies are re-thinking their strategy and practice towards carbon emissions. This project is developed by Shell for its Athabasca oil sands project (AOSP) in Alberta. It is the first carbon capture ...

Since the company is virtually new to me and it has no past records of project management history, as the new Chief Information Officer, I would hereby recommend the best practices of Project Management to my Chief Executive Officer. The best practices include proper planning by designing an excellent planning horizon, upholding proper planning management procedures, ensure to be on the lookout for warning signs and impending risks and lastly, resolving issues immediately they occur (Mochal,2009).

Proper planning is an essential project management practice. There is no shortcut such as jumping and starting any kind of work without ...

Answer 1)

Bonds are an attractive investment assets and are appealing for any investor because of fixed interest income option which is not available in stocks. Furthermore, certain bonds as Treasury and Federal Agency bonds also offers tax advantages to the investor. Thus, such distinctive feature makes bonds an appealing investment class.

Some of the bonds which are currently available are:

- Treasury Bonds
- Agency Bonds
- Municipal Bonds
- Corporate Bonds

Below are some common investment objectives that can be fulfilled through investment in Bonds:

i) Fixed Income Security:
Since bonds are fixed income securities, they are known to offer a certain interest income depending on the type of bond purchased by the investor. This feature is not available in ...

In his article "Entrepreneurship in American History," John S. Gordon (2014) traces the success history of entrepreneurship in America and, claims that major factors such as availability of opportunities, enactment of incorporation law, invention, freedom to take risks and freedom to fail, and favorable market regulation account for this enormous success. According to him, an entrepreneur is an individual who undertakes the risks of a new venture. America has had an abundance of such people, dating back to the colonial period.

The first major factor that has contributed to entrepreneurship is availability of opportunities. The author explains that ...

The case of James a 48 year old male is a case of a patient with DVT but with little information. This man is a lawn tennis player with some issues that made him visit the emergency room and had the boot placed on him for 4 weeks duration. It was after that episode of medical management that he noticed a form of ankle to calf swelling on one of the legs. The swelling was really abnormal in terms of size hence he needs to see the doctor urgently. Despite swelling and the test such as ultrasound done, the extent of severity to him ...

HIV/AIDS has been a menace in the last two decades. Multiple lives have been lost and children left as orphans due to these diseases. One of the major causes for increased transmission of sexually transmitted diseases is unsafe sex. Young couples, especially those that are not committed in their relationships, ought to make sure that they use condoms to prevent transmission of STI’s. One of the alternatives for doing so is through the distribution of condoms to public schools, especially colleges and universities. Young people with access to condoms are more likely to use protection while having sex than ...

Why do firms feel that liquidity is desirable even though it may mean that the firm does not utilize the investment capability of cash?

CASH IS KING! This was highlighted in the article and has become the popular slogan at the peak of the 2008 financial crisis. Indeed, this phenomenon is more apparent in bad times than in good times when businesses and households are somewhat oblivious of their accumulating debt and complacent which entail potential liquidity risks. If for anything, a financial meltdown reminds everyone again of the importance of being liquid.
So why is liquidity important? In ...

ABSTRACT

Procurement is a necessary and a useful component for the local or multinational organizations. Moving in the present market, Procurement is playing a role of crucial importance in the success of globalization. This report discusses why the function of procurement has increased on such prominent basis in the present competitive global environment, as the risk of supplying critical commodities tighten. Risk factors of the procurement will be identified, and the planning and development required for the procurement will be studied. This report will also examine how organizations can form strategies to reduce these critical risk factors.

INTRODUCTION

Procurement includes all the aspects of ...

Guardianship refers to the protective legal procedures for people who are not able to manage their own assets due to incapacitation. Guardianship involves removal of the rights of individuals. Guardianship is of importance in cases involving lack or inaccessibility to finances, vulnerability to exploitations or creating trust funds.

Guardianship is necessary where lack of access to finances is especially when the assets of the incapacitated individuals are held by an individual without proper trusts documentation or identification. Guardianship is, therefore, necessary in order to ensure that there is proper planning of the estates before the elderly are incapacitated (Jedrzejewski, ...

Introduction

Auditing is a crucial aspect of the business in seeking to ensure that business standards and procedures are followed for the purpose of enhancing business continuity and performance management. In that view, auditing could take different approaches and entails considering several factors that play a crucial role in determining a business going concern capacity. In that respect, this analysis seeks to demonstrate an external audit’s operation by analyzing Carpetright financial reports for the year 2012-2013. To begin with, the analysis provides an explanation of the risk based external audit approach in addition to identifying the factors that may lead the auditor ...

Should an Outsourcing Company renegotiate a contract with a client, or should it not to renegotiate and look for more clients instead??
Both situations are normal issues at business deals in Outsourcing companies, much more if we take on account that there are many outsourcing companies competing for a better position in the global market. Now which could be the best decision??

If the outsourcing company decides to renegotiate with the client, there will be more clients interested about the good service for a low price, which will result in more clients, more money and lots of work. It sounds good just ...

I was leaving home to go to church that morning and it seemed like it could rain and I could get wet, but then something at the back of my mind reminded me that there are times that it looks like it could rain and it never rains. Any decision that I would make, that is, going to church or not solely depended on whether it would rain or not. After giving the whole issue much thought, I decided to go anyway and it never rained that day and so I never got wet. I used conditional reasoning to ...

Diversification of a portfolio means managing various equity options under one roof. Investing in different shares amounts to diversification of an investment. Diversification reduces the risks attached to the portfolio and provides an opportunity to the investor to earn better. Diversification cannot eliminate all risks in the business. This is due to the fact that even after diversification there are various factors which affect the upward and downward movement of shares. Market forces, economic policies and political stability have a significant impact on the movement of equity shares. Diversification can reduce the risks to a great extent but there is no assurance ...

Summary of Negotiation Process

The process of negotiation is part of the daily procedures in the faculties of business and no exceptional in engineering. The process is a two-way initiative, a give-take setting making the undertaking an important step in the present and the future status of the company. Poor negotiation attributes can cripple and devastate business and just as swift in loosing clients (ECV 4923, ‘Lecture notes’ 1).

In the case scenario provided it is evident that the supply contract process was elaborate; that is, it involved supplying a wide range of products and encompassing a number of sub-contractors and high prospective risks. However, the ...

In 2013, the state of Georgia decided to reform its juvenile justice system by introducing new policies to reduce costs, recidivism and to reduce secure confinement costs. The main issues addressed included the high costs that the state was experiencing in its efforts to reduce crime. After several studies had been performed, results showed that the state’s juvenile system was operating on high costs and was ineffective. This study was conducted after the general assembly in 2011 looked for new ways to ensure that the public had proper safety and control the growing costs of the states adult ...

Leadership can be taken as ability, a trait, a relationship, a skill and behavior. Leadership is also about searching novel opportunities and taking the risks in order to expand the positive possibilities of the organization. I agree with this statement because one of the important aspect of leadership is foresightedness (Bhandarker, 1990), a leader must possess this ability in order to lead people properly. Foresighted leaders seek out the opportunities for the better future and for securing the present status, which also help them to enhance productive possibilities for the organization for achieving organization’s goals.

In order to make the people prepare ...

Answer 1

One example of a basic communication would be a discussion in class where a lecturer poses a question to one of his students. Being the lecture, I ask a student to define the word communication. My encoding is not difficult and it entails a basic definition of the word. The student that I pose the question to decodes it correctly and gives me the feedback. The feedback is the correct answer to the question I asked about the definition of communication. No changes are made in any future messages sent. This describes a basic communication situation.

Answer 2

I would side with Nozick in the theory of distributive ...

In this paper, to propose two ways in which free cash flow uncertainty could be avoided rests on the assumption that a business is evaluated capital projects whose inflows and outflows are denominated in any foreign currency. In such a case, one way to reduce uncertainty about cash flow stream is to hedge against the currency risk because foreign exchange market is so volatile that large fluctuations in currencies are witnessed every minute .
Uncertainties which are inherent in projecting revenue and underlying costs and the vulnerability of the FOREX (foreign exchange) market as well as related derivatives, all of these ...

Critically discuss what went wrong with the food supply chains to the supermarkets and manufacturers of processed beef products

In the year 2013, according to the reports of the Food Safety Authority of Ireland (FSAI), horse meat was found in products labelled as 100% beef sold in some UK and Irish supermarkets. Horse-meat was revealed in products which were labelled as 100% beef and sold in Europe, the United Kingdom and France. The existence of DNA of pigs in products was also discovered during the tests in preserving beef products. The products were associated to supplementary of the ABP Food Group, which is one of the leading beef producer with business activities in Poland, Ireland and the UK ...

Project Management is the discipline of planning, organizing, and managing tasks and resources in accomplishing a goal in relation to a deadline, budget, and scope. Basic planning includes defining a project, setting project activities, gathering resources, estimating project costs, preparing for quality and risks, and establishing security and communication. Projects have several tasks and activities from planning, implementation, and evaluation. It can get highly stressful and lost during the project period. This why Microsoft came up with a software application called Microsoft Project (Custom Guide, 2011; Microsoft Corporation, 2000a).

One of Microsoft’s product releases is Project 2010. It is a project management system ...

Summary

In the unpredictable world of the financial management environment, organizations that are responsible for managing its investment risk experience lots of challenges. Their efforts and strategies are crucial in terms of its risk management; the risk management process highlights the importance of well-implemented health organizations that follow the steps broadly. First, organizing a cross-functional team that defines the priorities set in the risk management of the organization. Second, educating every individual that are part of the significant aspects linked in the risk management. Third, promote an environment with collaborate support through open communication from every member of the organization. The ...

Avalanche

Summary

Avalanches pose grave risks to the lives of human beings. People who have the misfortune to get stuck in the path of an avalanche have a 50% chance of survival. The remaining 50% either suffocate beneath the layers of snow that the avalanche brings in its wake, or die of trauma caused by the weight of snow and debris. In every century, there are, on an average, two large-scale avalanches. Of all types of avalanches, the dry slab avalanche is the most dangerous. The dry slab avalanches are responsible for nearly 90% of the deaths that occur due to ...

It is evident from the SPSS data, that the number of observations that are being used in this paper is 51. The descriptive statistics of the various factors that are being considered tell us a lot about the situation of the company. However, without the inferential statistic testing, it will be very difficult for the observers to make claims about any issues that can be seen by looking at the descriptive or raw data.

The summary of the descriptive statistics tell us that over the 12 months period, there has been a great variation in the number of the employees in ...

Comparison of Information Gathered in 2(b) and 1(b)
The field of finance is extremely broad, and it usually depends upon the working of sophisticated models and tools to analyze the things accordingly. Investment is one of the most important elements that stride under the field of finance, as it is important for the long run productivity and efficacy of an organization as well as an economy particularly. The tradeoff of risk and return cannot be ignored, as both of these things are interlinking with each other. It is an important thing for an investor to overcome on the ...

Introduction

In this report, we will put into the use the bond valuation technique so learnt by us. In addition, for the purpose of valuation, we will use the excel spreadsheet as and when needed. In other part, we will discuss and compare the interest rate risk and re-investment risk followed by measures to manage each of them. We are hopeful that by the end of this report, we will be gaining a handful experience over the concepts of bond valuation and various risk associated with them.

Part A

Answer 1)

1.a) Using the Present Value function in the excel spreadsheet for cash ...

Organizational change leadership constitutes a central role in the development of the organization. The adoption of social media initiatives, in particular, helps the teams to overcome challenges and work effectively towards organizational goals. Organizations must incorporate innovations in their business models and strategies so as to endure in a multifaceted and fast moving global competition age. Evidently, the adoption of social media initiatives helps organizations to achieve such results.

Effective change leadership is important in the adoption of social media initiatives. Organizations spend considerable resources in investing in such technologies. Organizations that seek to achieve distinction and sustainability require innovative managers ...

Additional Information that needs to be considered before making the Investment decision

Wilson International needs to undertake extensive research in order to establish the pros and cons of the prime target market (Paul, 2009). Must business persons to analyze the relevant sectors of the economy before making crucial investments decisions. A number of factors such as the public’s expenditure level, the inflation rate, investment trends, and availability of labor, legal infrastructures, government policies, and market size need to be considered.

Also, the general macroeconomic stability and taxation on the capital gains must be taken into account (Paul, 2009). In addition, the investors need to be conversant with the financial statement ...

Activity Summary

Projects initiation was the first activity that we engaged in. It was undertaken after a SWOT analysis of the hotel identified that the POS project was the most valuable and most favorable at that time. The next activities that followed were project scope documentation, project approval and signing off. These activities involved definition of goals and assigning of tasks. They also involved the dividing the project into baselines (technical, functional and management and cost baselines). Project plan execution involved a number of activities that included the following: getting bids from suppliers, auction, procurement closure, enterprise information infrastructure design, training of implementers, ...

In this day and age, social networking has become an essential part of almost every individual’s life. It has been accepted as a sine qua non for advancement in both personal and professional life. People try to stay connected to their social networks and enthusiastically keep everyone updated on their own activities. For example, anyone who is not part of a social networking site today is either labeled as an introvert, or, in common parlance, ‘uncool’ person. In the context of this trend, I attempt to describe my personal philosophy on social networking.

However, there are people who have, ...

Discussion Questions

Risk involves any insecurity regarding a prospective incident with the probability to expose an institution’s potentiality to meet its mission and goals. Numerous incidents exhibits the probability to expose a nonprofit organizations essential property and resources to risk, which may in turn undermine its competency to offer the intended services.

The key assets and resources often range from people, property, donations, and proceeds. Hence, risks that are visible in these scenarios involves damage to property for organization one, injury risk for organization two as players and supporters might incur injuries, while the third Nonprofit Organization (NGO) faces both cash and ...

Political risk refers to those risks that host countries make pertaining political decisions that will affect the profits and goals of a multinational corporation. This kind of risk can be managed and understood with sensible forethought. Government relationships are whereby the government creates relations with other countries through doing business and also investment that improves the country’s economy. It will be talking about how multinational corporations face challenges in different countries specifically in Russia, China and Japan and how they manage those risks. The United States would face risks like terrorism that is a very threatening scenario. Terrorism is the ...

Introduction

Risk is very common in any business. According to the definition given by Knight (1999), risk is measurable ambiguity of outcome whose impact may be either optimistic or pessimistic. Usually, risk is measured and expressed in terms of strong index. Many researchers think risk as unwanted event and this risk have statistical expectation value for ranking the seriousness too. Risk analysis can be defined as mathematical product value of strong and disutility. Procurement management offers advantages on economies of scale in purchasing and delivering the goods and services at right time and right place in order to minimize the risk involved ...

Introduction

In a classic financial world as predicted by Modigliani and Miller (M&M), the risk management should be irrelevant. When there are no information asymmetries, taxes or transaction cost involved, hedging will not add any value to a firm because shareholders or companies can diversify their portfolio in such a way that their overall risk will be totally hedged (Lin and Chang 2006). However, the real world is far from the Modigliani and Miller model. In practice, we see imperfections in the financial market. This imperfection may actually create a rationale to reduce the volatility of earnings for a firm through hedging.

Many empirical ...

Introduction

The entire concept of both of these things is vital for an organization and the importance of the same thing cannot be derailed from any standpoint. In finance, the name of Financial Modeling is one of them, which has its own significance and importance. Theoretically, financial modeling is basically a task of building an abstract of representation of a real world and financial institution. Financial Model is usually known as a mathematical model represents the asset class of a financial based asset or a portfolio of a business or an individual . The essence of financial modeling is increasing day by day in number of countries ...

Introduction

Gap analysis is a method employed in asset and liability management that can be used to evaluate the interest rate of the risks or the liquidity risk. These two terms have a minor distinction and therefore people distinguish between the interest rate and liquidity gap. Gap analysis was initially widely used in the late 80s in management of interest rate risk. The method corresponded with the duration analysis.

Answer one

Maturity gap of the bank is considered to be the rate of risk-sensitive assets and liabilities. The market values at each point at maturity for both assets and liabilities are evaluated. After which ...

Differences in the Risk of a Clothing Company and a Utility Company

A clothing company has high exposure to both diversifiable and non-diversifiable. Diversifiable risk exists within the company because of internal activities of the entity (Hopkin, 2013, p. 2). The company can avoid this type of risk by diversifying its investment portfolio. The clothing company has much exposure to this risk because they concentrate on one investment, clothing. On the other hand, the clothing company cannot avoid non-diversifiable risk because non-diversifiable risk affects the whole market (Jordao & Sousa, 2010, p. 2).

On the other hand, a utility company has limited exposure to diversifiable risk. The company has an investment in ...

Background of the project

This project came into existence because of the need of having a system that will enable the company handle large amount of data. It is a data collection and analysis company hence its core business is to handle massive data from the clients. Currently, the company uses standard databases. They are not meeting the demand on the market. Just only in two years, the company has realized huge growth and expansion. Through this, it is projected that it will grow by 20% in terms of data storage needs and requirements.
After rigorous process of search for the data of different ...

Stress is a form of reaction that someone experiences that disturbs a person’s psychological condition. Stressful situation causes different reaction such as lack of appetite, feeling upset, trauma and inability to conduct daily activities as usual. In addition, long-term stress can affect the mental health of an individual (Jeanne 9). However, different individuals have different ways of dealing with stress at home, school or even at the workplace. This paper looks at how an individual can manage stress in an MBA course. In addition, I will apply my life experience as an example to vividly show how stress can be ...

In the debate regarding Genetically Modified Foods, ethical concerns and scientific uncertainties have played different roles in the US and the European Union. While the regulatory and rule-making system in the US is centralized, the regulatory system in the EU is decentralized. However, rule enforcement among regulatory agencies of continental European states is more centralized. The European Union’s precautionary principle when it comes to avoiding technologies used in the production of genetically modified foods, particularly when the long-term consequences culture, health and the environment are unknown, is preferable. This traditional rule helps European Unions to exercise safety until ...

Basic Facts:

According to Dr. William C. Shiel Jr., “Alzheimer's disease (AD) is a slowly progressive disease of the brain.” As Dr. Shiel pointed out, the patients of AD often suffer memory loss as well as problems with reasoning, planning, language, and perception but all these impairments usually happen gradually.

Older people especially those over the age of 70 are more at risk of having Alzheimer’s disease. In fact, studies show that 50% of people who are 85 and above are affected with this illness. However, an article entitled ‘What is Alzheimer’s?’ posted on Alz.org ...

The High-rise company had developed a new system that they wanted to implement. Currently, the system used by the company is manual, and the shift to an automated one could lead to increased production and efficiency. As a member of the management team, we were to decide about the best implementation strategy to choose. The objective of the team was to implement a new system without failure.

The implementation team was to select either, direct changeover, parallel running or phased implementation. The consequence in direct changeover was data loss in case of data failure. In parallel running, the consequence was increase in ...

Business Management

Event 1: Rising fuel prices: The constant sorrow of the airline industry

The consistent volatility in oil prices has been a serious concern for airline companies now. Although the mid-east crisis seems to be solved now and oil prices have now returned to a more sustainable level with the current market prices hovering around $105-106/ barrel, however, the upside-downside trend in the oil prices has endowed an unwanted pressure on profitability of airline companies. The issue is not about higher or lower price, but relating to the rate at which they increase or decrease as the airline company has to set ...

Market risk is the uncertainty in the returns that an investor has in the market due to macro-economic factors that cut across all the assets in the market. Market risk can also be defined as the likely-hood of an investor to incur losses in the portfolio he holds in the market that is caused by the factors that affect the financial markets performance. Market risks have an effect on the stock prices of shares and investments. Their occurrence cannot be ignored as it has far reaching effects on the investments of the people.

An example of a market risk is ...

My risk attitude is risking. Risk seeking is the ability of an investor to invest in a risky venture so as to know what is brings at the end of it all. Any business includes some sense of risking; the more one risks the more outputs he or she gets. In as much as it is not always easy to risks, risk seeking enables one to venture into new worlds that were never looked at (Abu-Mostafa, 1999). It is human always to want to know what happened after something took place, this makes many people fear risking. There are two ...

The police department faces a number of hazards which are likely to lead to loss. Risk management is as important in the police department as it is in other organizations. It involves analysis of loss, potential loss, threats, and hazards. There are assets that need protection in addition to security needed for each jurisdiction. Potential assets at the police department include cash, fleets of vehicles, trained officers, secure premises, information, resources, specialized equipments, and technology. The police department faces some of the risks that are generally overlooked. This includes the risk to property and security needs.

Threat assessment (two potential hazards)

The first step to ...