The shadow banking system, also referred to as the shadow financial system, has been informally described as the unregulated financial activities conducted by regulated institutions. They refer to the financial intermediaries, which are involved in the facilitation of the creation of credit across the global financial system. The members of the shadow banking systems are not subject to regulatory oversight. It also refers to the network of financial institutions, which are comprised of non-depository banks, for example structured investment vehicle, investment banks, hedge funds, conduits, money market funds, and non-bank financial institutions (Batchvarov, 2013, p. 348). Shadow banking institutions ...
Stability Course Works Samples For Students
55 samples of this type
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1. Executive summary
Sysco Corp (SYY) is the leading foodservice distributor in the world, headquartered in Houston, Texas. The company has achieved gradual growth since it was founded in 1969. Some of Sysco’s growth strategies include acquisitions and developing a wide product line. The company generates its revenues through its four major segments; the Broadline, Specialty companies, International, and SYGMA segments. However, the company is in a dynamic and highly competitive foodservice distribution industry. It is therefore fundamental for Sysco to evaluate the external and industry factors that could affect the growth of the company and constantly come up with ...
1.0 Introduction
Nano-thermal analysis is a primary technique used in the study of the characteristics of pharmaceutical materials in the initial phase of drug design and development. Some of the drug properties that can be studied using nano-thermal analysis include the spatial distribution of the constituents, shape, and size particularly in multicomponent drug sample. Using nano-thermal procedures the different components of these multicomponent drugs can be studied and characterized without having to dissociate the drug. The technique is particularly useful in increasing the dissolution of drugs with low water solubility hence improve their bioavailability. This is by facilitating the formation of solid ...
The Maastricht Treaty launched the European Monetary Union in the year 1992. The union comprised of two parts, which included the creation of euro the common currency and creation of the European Central Bank, which coordinates all monetary policies in the Eurozone. The treaty also created the rules for countries willing to join the union. The other element of the treaty was the national central banks of the 16 member countries. European Monetary Union creation has led to price stability and proper management of public finances (McKay Volz & Wolfinger 2011).The final phase of the single currency introduction ...
Part A: 1: Stay and do nothing
In my opinion I will adopt this attitude in a situation where I either don’t have any personal interest or the responsibility of the situation is upon someone else. This attitude best suits these two situations due to the reasons that we should not try to get involved in some situation for changing anything where we don’t have any interest as we can get into trouble from any negative outcome of the involvement. Similar is the case when someone else is responsible for the outcomes of any approach in a situation.
An example of such situation include a workplace where a ...
Chapter 1
1. Some of the factors that affect investors’ interests in foreign investment are the region of the world, the maturity of the hotel industry in that region, and the varied real estate and capital markets throughout the world. Among these, the first two are the ones most related to the host country.
2. Hotels are considered high-risk international investments because unlike the products of manufacturing companies, unsold hotel rooms cannot be stored for later use. In addition, real estate and construction costs constantly increase. Still, other risks include natural disasters, political instability, terrorist activities, fluctuations in exchange rate, and ...
Institutional theory refers to the universally accepted posture that emphasizes on rational myths, legitimacy and isomorphism. It consists of policy making that concerns itself with the formal and legal structures of government. It is concerned with the resilient aspects of social structure and the manner in which such structures become authoritative guidelines for social behavior in institutions. In effect, institutional theory may be useful in explaining the stability of institutional realities that is sometimes occasioned in institutions. It is the case that for organizations to survive, they must conform to the beliefs and rules of systems that are subsisting ...
Introduction
Although mega-events such as the Olympic Games have their own peculiarities, their importance should not be belittled. They are transitory and of great economic and cultural implication. They endorse values of local, national and global importance and throws light on the elites, institutions and societies who are involved with them. The nature of the stakeholder also has a strong impact on the mega-event to impact on a city or region. Due to this, the selection of the site to hold a mega-event must be selected with a lot of sheer care and keenness taking into account various factors that are crucial for the success ...
In small economies such as Ireland, the traded sector is normally the leading sector for any economic development. In any bid to resurrect the economy from the depression which we have recently experienced, all reforms are aimed to surge the private sector so that the population can be able sustain itself.
The government of Ireland in their efforts to resurrect the economy has been working with the IMF and the EU in making the progress on the European policy reforms including the banking union which is very critical to the European and global confidence. The government negotiated with the ...
Role of Federal Reserve
In the past few years, the Federal Reserve has come under increased scrutiny due to the financial crisis of 2007 – 2009. It has been criticized for lowering the interest rates, which resulted in cheaper mortgages, and thereby precipitating into a full blown financial crisis. Further, it has also been criticized for transforming itself into an investment vehicle, due to its role in quantitative easing, even though it helped in financial recovery.
Historically, it has been Federal Reserve’s dual mandate to maintain the stability of prices and employment. That it does by varying its federal funds target, by ...
Additional Information that needs to be considered before making the Investment decision
Wilson International needs to undertake extensive research in order to establish the pros and cons of the prime target market (Paul, 2009). Must business persons to analyze the relevant sectors of the economy before making crucial investments decisions. A number of factors such as the public’s expenditure level, the inflation rate, investment trends, and availability of labor, legal infrastructures, government policies, and market size need to be considered.
Also, the general macroeconomic stability and taxation on the capital gains must be taken into account (Paul, 2009). In addition, the investors need to be conversant with the financial statement ...
The amino acid is a hydrophobic and aromatic essential amino acid. The compound is relatively non-reactive because of the benzene ring in its structure. Since it is nonpolar, the amino acid does not dissolve in water. Due to its hydrophobic nature, the amino acid is buried in the hydrophobic core of protein structures. However, the aromatic side chain in the structure of the amino acid affects protein structure by staking with the aromatic side chains of other amino acids. The side chain of the amino acid is relatively non-reactive and as such is not often involved in the functions of ...
Proposed Structure
1. Plan layout drawings to appropriate scale showing the general arrangement of existing columns at ground floor level
2. Plan layout drawings to appropriate scale showing the general arrangement of existing columns and beams at first floor level
3. Plan layout drawings to appropriate scale showing the general arrangement of existing columns and beams at roof level
4. Typical section(s) through the existing building showing approximate floor to floor height, column and beam dispositions.
5. A part elevation of the existing building to an appropriate scale
1. Prepare a design appraisal using well annotated sketches ...
The sociological environment is an essential element in determining a person’s physical and mental health. Proper healthcare is a goal among many people; it is vital to address the determinants that affect health to promote a healthy living. The social environment entails both physical and sociological factors. The physical determinants include the neighborhood and built environment, natural environment, and social and economic context. The sociological factors include access to education, economic stabilityand job opportunities, public safety, and social norms. Balancing both the physical and social environment helps an individual to attain a health life.
Education
Education is a vital element in determining an individual’ ...
Facilitator:
Scientific techniques refer to procedures that are informed by technical or logical postulates in developing practical mechanisms or systems. Scientific principles refer to methods based on empirical and measurable facts for measuring and investigating a particular phenomenon. Scientific principles and techniques therefore are strategies and techniques used to investigate a phenomenon, validate facts, or reject a thesis based on empirical and measurable facts (Jarrett 2009, p. 219). In engineering, scientific methods determine the quality and level of material used for the final assembly stage.
Scientific principles and techniques are essential in promoting research in different areas of engineering. Engineers examine the concepts ...
Question 1
I am in agreement with the criteria used for constitutional democracy fundamentally because it considers the issue of whether or not the elements contained in the American Constitution, as practiced and amended in the current times, are more inferior or superior to the systems set by the constitution in terms of sequentially stable democracies. The criteria for evaluation focuses on political stability (especially remaining democratic), effective democratic rights protection, democratic fairness, fostering consensus building and promoting effective problem solving. The criterion also supposes the fact that there are various conditions that make it even easier for the entire system ...
Introduction
Enzyme refers to a molecule that is protein in nature and functions as a catalyst to speed up the rate of a given reaction. The understanding of the basic theory of enzyme kinetic is an essential in the understanding of the mechanisms involved in the activity of an enzyme, as well as in selecting the best method of analyzing the enzyme. There are several factors that have an effect on the rate of an enzymatic reaction. These factors include temperature, pH, enzyme concentration, as well as the concentration of the substrate (Worthington Biochemical Corporation, 2013).
The increase or decrease of the level ...
Bonds are known as debts, which the government or certain companies assume by loaning money from the public. This is in the form of U.S. Government bonds, corporate bonds, or municipal bonds, among others, and are used and invested in company expansions or government initiatives such as street lighting, infrastructure, and maintenance of government buildings. In exchange, investors receive a fixed interest rate within a specified period. Therefore, people invest in bonds because bonds provide stability in investments, consistent source of income, and security of investment.
Stability is the first thing that investors consider when investing money on bonds. They ...
The world around us continues to change day. However, at times we fail to acknowledge that the changes within our immediate environment and our societies at large change us in many ways. First of all, it is important to understand that society is a fluid entity that has three key segments – social, economic, and political – that help define it. Throughout my life I have witnessed tremendous growth and change in all these three segments of society. In this paper I am going to explain some of the changes that I have undergone in these three segments of society ...
What re some myths about family life in the U.S.?
One of the biggest myths about family life in the U.S. was the myth about the stable and harmonious families that was famously depicted in 1950, even up to some 21st century films wherein the father and every member of the family enjoys their life as a part of that family. The father works hard to provide for his family, while the mother simply does the household chores. According to Eitzen et al. (2009), most husband-wife relationships were empty and in reality, members of the society lived under single-parent family banners with step-parents taking care of them. Divorce was not ...
22nd July, 2011
Outline
1. Important Factors Influencing Moral Cognition.
2. Prediction of changes in social cognition across the lifespan.
3. Prediction of lifelong interaction styles influenced by parenting behaviors and attachment opportunities in infancy.
4. Explanation of friendships and family relationships changes over one’s lifespan.
5 Important Characteristics of a Healthy Family Life.
Abstract
Cognition has been summarized by many schools of thought in psychology to be adaptations to the moral as well as social environments within the home and wider society from a mental perspective called the mind. It is believed to have begun from birth and further research shows ...
ANALYSIS TOOLS
Owners of businesses are always looking for the best ways to make their business decisions. Accounting information is one of the tools that can be of great help to business managers in making decisions concerning the operations of the business (Bragg, 2011). In accounting, analysis refers to the assessment of the profitability, viability and stability of a business. These assessments are carried out by professionals in the accounting arm of the business; they prepare reports using ratios that make use of the information acquired from the financial statements and other reports of the company. These are then presented to the ...
- Should taxes on alcohol and tobacco be increased to help pay for rising medical costs?
Thesis statement
In this topic, we are going to analyse the reasons why alcohol and tobacco should be taxed. I am in full support of the taxation of alcohol and tobacco. I am targeting the policy makers who govern budget making and the general public as well.
Alcohol and tobacco related deaths have been on the rise with the improved levels of lifestyles in America. More people are earning more so they have more income to use and sometimes it leads to drug abuse such ...
NEW STAR HOSPITAL
INTRODUCTION
Hospitals require enhancing the standards by meeting the needs of the time. This includes innovation, technological change, and modernization in health care. Along with this, researching the industry and offering the best level of services to the communities in which the system is operating. In this report the mission, vision, values and strategic positioning of the hospital will be discussed so that the new employees who are joining can understand the goals which the strategic managers aim to acquire. This is an essential component using which the businesses can manage a diverse workforce and align them appropriately for ...
The Art of System Architecting by Rechtin (2009) infers that system Architecture “is the art or science of building and constructing system for human use.” Experts with design knowledge are the source of decisions in architecture. Brooks says that architecture is the art of determining the needs of a user then designing a structure that meets a client specification with no technological and economic constrains. Architecture has to include engineering factors to ensure the design is economically feasible. The word system imply on the conceptual structure and functional behavior of the interrelated components from data flows, logical design, and the physical implementation. ...
Spread Of Financial Crisis To Other Countries And Preventive Measures To Avoid It Course Work Sample
Introduction
After September 15 of the year 2008, the financial crisis which originated from the United States of America spread all over the globe which economically harmed many nations, particularly, the developing and under developed countries. Because many financial and non-financial institutions having origination in United States were operating at a global level, their fall negatively affected all those countries in which their subsidiaries were running the business operations.
In view of this, the research paper is written to demonstrate for policymakers and economists about how a financial crisis in one country could spread over and affect other countries as well. ...
- In March 1766, Declaratory Act was passed by the British Parliament to affirm the Parliament’s right to pass laws in their colonies “in all cases whatsoever”. This news of repealing gave colonists confidence that British government respected and understood their situation regarding taxes. Few appreciated and recognized the claim of Parliament in passing laws “in all cases whatsoever” through the Declaratory Act.
- Colonists wanted to be represented in the Parliament by some one of their own, whereas policies of British were determined by a sole leader. Apart from the colonial legislatures, mobs in many cities demonstrated ...
Introduction;
What question do market ratios try to answer for potential investors? Market value ratio aims at evaluating a company’s economic status in the extended marketplace scenario. Factors such as; price earnings ratio, earnings per share, price/cash ratio, market value per share and dividend yield. Market ratio allows the management to cross-check on the certainty of an investor future prospect’s and insights about the firm.
Market ratio is a determinant for a firm’s future performance. This influence the current investors to invest more in the business. It is a tool that allows chances of potential investors investing in the firms shares. ...
Introduction
Today many people consider establishing their businesses with the aim of increasing their income streams. However, it is imperative that prospective entrepreneurs have knowledge on the types of business units prescribed by law. This understanding enables them understand the risks associated with particular business units and the capital requirement involved. After deciding the type of business to invest in, entrepreneurs must consider the sources of finance available to them, and the type of accounting skills necessary for running of the venture. Hence, this report analyzes different forms of business units, types of accounting skills, and sources of finance available ...
Introduction
This is a strategy adopted by the government through the Central Bank to control macroeconomic shocks due to fluctuation in wages and prices of goods and services. Stabilization may include monitoring the business cycle and interest rate regulation by the central banks. Moderation of these factors leads to changes in unemployment rate, recovery of an economy from economic shock control borrowing and money supply. In general terms stabilization are used to regulate the fluctuation of business cycle. There are two main elements of stabilization policies, that is, monetary and fiscal policies.
Elements of Stabilization Policies
Monetary policy
This is the process through which ...
I admire my peer from my micro (micro/meso/exo/macro) system because he/she has the social skills I will need to achieve my goal. What I want to emulate about this person is their ability to listen carefully and respond to matters appropriately. My friend also has good leadership skills and persuasion strategies.The behaviors of this person that are within my reach are teamwork, cooperation, patience and their ability to communicate effectively with others.
I admire my family from my micro (micro/meso/exo/macro) system because he/she has the emotional stability I will need to achieve my goal. What I want to emulate ...
Shoring
A shoring system is necessary so as to ensure safety for the workers. The basement construction process will involve excavation near the neighboring building. The neighboring building is delicate because it was constructed long before the Australian standards of footing were set up. If shoring is not done, the workers will be at danger of a collapsing building. Shoring will help to offer support to the building so that it does not collapse in the process of constructing the basement. Shoring will also help in speeding up the excavation process. Secant pile walls and sheet piling systems are two good ...
Introduction
Interdisciplinary perspective is an approach that entails a comprehensive analysis of more than one social or economic discipline. The involved parties exercise the virtues of impartiality by connecting the influence of one discipline to the other. In most cases, interdisciplinary approach are associated with education disciplines where two or more subjects are interlinked to assess how they impact a certain aspect of life. Interdisciplinary approach facilitates the naivety of crossing of the boundaries with an objective to resolve contention between two or more social aspects.
The speaker highlighted the theme of the discussion on system boundaries and the borders that exist ...
I agree that sustainable economic development and social stability in China will be a mirage even when institutional reforms in leadership succession, anti-corruption, environmental protection and the legal system have been reformed. All these are good practises that cement the gains of economic growth, but they cannot independently spark economic growth. It is clear that the corruption discredits the legitimacy of the regime, and in turn scenes of demonstrations could be precipitated. It goes without saying that civilian unrest discredits investments and political growth, as that witnessed in the 1990s by students in china (Yang, 220).
This is to say ...
Movenpick restaurant
Introduction
Movenpick restaurant is an organization offering services and products to the respective customers within the market. The technological changes and the increasing trends in the hotel industry depict the need of the organization to develop dynamic approaches that reflects such changes. This depicts the essence of having effective and efficient transformational leadership and embrace organization changes within the industry towards creating a competitive advantage. Transformational leader’s embraces unique qualities that define their leadership style as availed in the preceding analysis that incorporates the respective entities under the leadership style and the organizational change based approaches. Having worked for the ...
- Business Summary: Meggitt PLC is one of the foremost companies which engage in the design and manufacture of components and sub-systems for various sectors like aerospace, defense, medical, energy, industrial, automotive and other specialist industries and markets.
- History of the company: The Company was founded in the 1850s in the United Kingdom. It started operations as a machine tool business. The company went public 1947. Over the years the company has expanded its base of operations by acquiring various other businesses and companies. By using this strategy Meggitt has not only been able to increase its presence in ...
When a clinic joins a management care organization, there are several benefits and effects that the organization undergoes. The main aim of a clinic joining a MCO is to ensure proper staffing, find a balance in its financial stability and to be able to effectively manage its patient volumes. According to Burns (2008), managed care organizations have programs that ensures patient outcomes are achieved through the provision of affordable, appropriate and extensive coverage of accessible benefits of prescription drugs. Clinics are thus able to choose from the numerous plans and programs to reduce their costs and be able to choose the best remuneration for ...
Abstract
This paper surveys the different types of risks that workers and employees usually face within a given work setting. There are many hazards and dangers that employees in different types of industries encounter, particularly individuals in the manufacturing, construction and mining industries. All other known industries also have considerable risks facing their workers. This paper analyzes the case study of the Deep Water Horizon Oil Spill that occurred in 2010, as it relates to the risks that different British Petroleum (BP) workers faced during the oil spill.
Workplace Risk Analysis
Workplace Risks: The term Workplace Risk refers to the various types of hazards ...
An organization’s financial structure is the mix of debt and capital employed by the management for purposes of financing its activities. In the healthcare sector, there are three main categories of organizations that provide health services. These categories are for profit, not-for-profit and government organizations. The categorization is based on organizational ownership and motive. Each type of organization has its own unique financial structure which is attributable to the financial environment it operates in. This paper examines three specific organizations, one in each category, and describes the financial structure, practices and policies unique to the category.
For-profit organizations ...
Introduction
The postclassical countries are the countries that have undergone the classical stage whereby they have developed in economical perspective. The postclassical countries, these countries include India, Greece/Rome and china. They are the countries s after the classical for example the countries that come after the classical were characterized by the technological advancement. Byzantium and Abbasid were among the postclassical countries, which are characterized by the modernization in the economical perspective, the use of machinery in production and a rather more advanced technology.
Greece followed Rome and Rome itself followed the Byzantium that latter changed and founded the Russia. China being ...
Traits are defined as the actions, thoughts and feelings which distinguish individuals from each other. They are the internal characteristics of a person which correspond to the behavior of a person. Individual traits remain stable throughout the life span of a person. The adaptive processes of a person lead to changes in the characteristic behavior of the person. Different theories have been proposed to explain the personality traits. These theories include the human motivation theory and the whole person theory.
Personality researchers such as D.W Fiske (1949) and Goldberg (1981) proposed five broad categories of personality traits, which were referred, to as the big ...
Section 1: Explain and discuss the various oil and gas price drivers and make a clear recommendation of the trend you believe prices will follow and why.
Economic cycles of boom and recession have a major impact on oil and gas prices. Demand for oil is significantly affected by the two economic cycles. The Department of Energy and Climate Change (2012) observed that studies have shown that there is a very close link between global GDP growth and oil demand. This link has been identified in various business cycles that have been identified as having a significant impact on economic growth. Business cycles ...
There is a high risk of investing in stocks compared to bonds this is because the return from bonds can come either from dividends which depends on the performance of a company such that if the a company reports negative profits it will translate to zero dividends. The second form of income in regards to stocks is capital gain from the sale of stocks which means that you can only sale stock when price go up in order to earn a capital gain the unfortunate bit is that this price of stock is determined by market forces of demand and supply which is ...
Executive Summary
This paper provides background information on Indonesia, which is a prospective location for the expansion of Foxconn's operations, particularly for the establishment of its manufacturing facility.
Economic climate
- Indonesia incurred an economic growth of 6.1% and 6.4% in 2010 and 2011, respectively (CIA, n.d.).
- The new government administration has introduced various financial reforms that further aid economic development.
- It has managed to achieve growth even during the global economic crisis.
- It is able to maintain low levels of debt.
- Its credit rating has been upgraded to the investment grade in ...
Question 1
Deb and Ron act as the main characters in the video ‘Dual-earner Families. The story behind this video revolves around the day to day lives of both Deb and Ron. Both Deb and Ron are engaged in hectic jobs as they try to earn an income with which they hope to use to support themselves and their children.
However, there is a major problem that results from both Deb and Ron’s hardworking and busy lifestyle. Since both of them spend most of their time at their respective jobs, they have been unable to dedicate enough time between ...
Strategic planning is vital for any business operation particularly near the beginning of its stages of formation. This is because strategic planning defines the ‘where’ the company is going or plans to go, and the possible ways it will arrive there. Ideally, it can be compared to when one is planning to travel without having a specific destination in mind; it would be therefore unrealistic to plan for the accommodation services considering the destination is not defined.
The success of any business is thus, solely dependent on the plans laid down for the future. It is necessary to note ...
There are numerous factors in an organization’s macro-environment that naturally affect manager’s decisions. New laws, tax changes, demographic change, government policy and trade barrier changes all have an impact on an organization. This paper analyzes the political environment, economic, social, technological, legal and environmental environments of health care industry in Ontario.
It is evident that there is a growing political pressure on healthcare authorities across provinces. For instance, currently, the Ontario’s government health care stands at 42% of the total program spending. Equally, due to the state’s political stability and the likelihood of an increase in ...
Question 1
Management planning is a process of identifying, classifying and analyzing, implementing and reviewing the set objectives and goals of the organization in a given period of time. Planning is a continuous process with its achievements obtained after a specified period of time has elapsed. Management planning is concerned with the future causes of actions by examining causes as well as effects of current decisions made to the future plans. Managers plan in order to take advantage of opportunities and strengths available in achieving their management goals as their organizational function. Management planning is a systematic process that involves predetermined steps that give the structure ...
Genesis - Schultz’s leadership model
Great leaders usually have certain characteristics that make them special. For any organization to be successful, then they should have great leaders with special characteristics. This research will evaluate the leadership of Howard Schultz whom I believe is a leader who possesses the characteristics of a good leader.
According to leadership theories, a good leader takes care of the other employees’ needs. They should help the other employees to work through activities such as delegation (Michael, 1). In addition, the leaders should allow employees to give their ideas that can assist the organization. Howard Schultz reports that good leadership involves observation of ...
In contemporary interconnected and interdependent world, meaning comprehension of one country in the region might resolve the problems diplomacy or military actions could not resolve. Thus, it is no longer enough to know only geographical specifics of the country and formal data. Even knowledge of history of the country without a proper context would not be enough for policy and decision-makers to make the right choice between actions and noninterference. In this regard, culture becomes a crucial element for comprehension of the situation in its complexity and interdisciplinary framework.
Although, during the Cold War, culture was of little importance and the ...
James River Air Conditioning is a heating and air conditioning company based in Virginia. The company provides its services to central Virginia, Petersburg, Fredericksburg, Williamsburg and Richmond residents. It is known for its excellent repair, replacement, construction and maintenance services in various fields. Its technical wing focuses on installation of heat pumps, air conditioners, chillers, boilers, cooling towers, ventilation systems and many other related services. The company’s commercial wing deals in building automated building systems and commercial comfort systems. Other services include preventive maintenance, plumbing and electrical services.
There is a need for this company to upgrade its internal business ...
Question 1
The Ford Motor Company, a global American multinational automotive and an automaker leader based in Dearborn, Michigan produce and distribute automobiles across six continents. The company’s establishment dates back to the year 1903 by Henry Ford. It is the fifth largest motor company in the world. The company has about 163,000 employees and approximately 70 plants globally. The main automotive brands for the company include Ford and Lincoln. In addition, the company provides financial services via Ford Motor Credit Company (Ford Motor Company, 2012).
The company is fascinating to study as it has expanded becoming one of the ...
Abstract
A regional bank, XYZ Bank, has decided to open an office overseas for serving those businesses that are expanding internationally. India has been chosen as a large financial centre that is believed to help in increasing customer base and expand business. The various factors favourable for investing in India are its political stability, federal legal system, availability of managerial and technical skills, good infrastructure, favourable economic policies and relaxation of restrictions in banking sector. However, some key challenges are cultural diversity, need of legal expertise in opening a wholly owned subsidiary and regulatory restrictions in banking sector. In spite of the ...
Question One
First, customer loyalty is not only an essential aspect in the improvement of profitability levels but also a critical in measuring the quality of the market. It is forcefully crucial for any organization to develop and implement systems to facilitate the management of customer loyalty. At Choice Bank, the Manager of the Sales Division, Susan Caplan, seems to have sidelined this factor by concentrating on new customers. Going for new customers undermines the maintenance of loyalty with existing customers. Equally related is to customer loyalty is the need to quantify customer satisfaction. Customers tend to be more loyal when their ...
Oracle and Microsoft are world leading enterprises that deal with the development, manufacture, market, supply software to consumers in different countries with an aim of enhancing their standard of living with ease of operation. Since they are international companies, they are facing similar challenges at the same time they are competing for the same market coverage. Based on this ideology, the two software companies have strengths and weaknesses that are affecting its way of operation and achievement of the organization mission and vision. These challenges are both intra-challenges and inter-challenges that are posing threat to the operation of the ...