The national healthcare insurance plan
The national health insurance plan is one instance of the social welfare policies in the US. The major problem this act aims to solve is the painstaking cost of healthcare in many states of the US. A healthy nation is a wealthy nation according to many policy makers all over the world. For many years, the US has had no healthcare policy despite its industrialized sphere. Actually, the world compared the US to South Africa as some of the developed countries with no regard for their citizens. The most vital causes of the problem can be the lack of a long-term healthcare act to remedy the deteriorating health of Americans. It can occur anytime and the need to be cautious of our health is paramount. Therefore, the policy is a good step in the right direction Americans.
According to Garraty & Mark, (2000) among the various objectives of the policy is the acute need to have an affordable healthcare for all Americans regardless of their income. Openly revealed is the sweet need to have the government as a partner in taking care of the citizens. The hidden implications lies on the citizens need to be futuristic in their health. The healthcare act targets everyone in the US regardless of his or her jobs and income (Hammond & Cheney, 2013). Indirect targets may be those in employment positions with a stable income.
This does not touch on the effects of having a healthcare for all. The deal is good and the intention is noble, but the need of the citizens to cough a higher rate for healthcare is unacceptable. This leads to underinsurance for many (Kahan, 2010). Therefore, in five years, or thereabouts, the population will feel the pinch of having to spend so much for so little however, in the long-term; say fifteen to twenty years, the same population will have a backup and a stable plan. This may be comforting except that health does not wait for that long. People only live once. Alternative policies may be scarce but the people need to have better ways of taking care of their health. Alternative forms of living may be hard but it is achievable.
The government can create a means of fostering healthy alternative means of keeping healthy without necessarily creating a margin in the insurance policies. This is because the insurance act leaves many underinsured as it is right now.
Reference
Garraty, John A., and Mark C. Carnes. (2000) A short history of the American nation. New York: Longman: 234-321.
Hammond Ron, & Cheney Paul. (2013). Family Resources and Economics. A Special Education. Utah valley University archives.
Kahan, D. (2010). reflection on Universal health Insurance in the United States. Retrieved from http://www.ncbi.nlm.nih.gov/pmc/articles.
Rozell, M. J., Wilcox, C., & Franz, M. M. (2012). Interest groups in American campaigns: The new face of electioneering. New York: Oxford University Press.
