Fun plays a significant role in our lives. As adults, we strive to entertain ourselves after a hard day’s work or studies even more, than during our childhood years. To have fun means different things for different people, depending what and to what extent each of them can afford. If balancing money is a lifetime achievement then money to enjoy oneself is no less essential. It simply means that any sensible person puts away a certain amount of funds to satisfy their wants. Those wants can be different, too. The question is rather, how to spend on your wishes, then what to buy with your supplementary money.
I believe that limiting my expenses is a healthy way of looking at consumption, knowing that I will not easily fall in the common trap of consumerism. Everyone needs a confidence to be able to pay their bills and set aside something for the rainy day. With this confidence in mind, I can develop a personal plan on my direct wants, without worrying extensively about things I do not need to pay my money for.
My real wants budget per month is somewhat insignificant and, after a closer examination, it turned out that I was frequently exceeding it. Money is all about the numbers; however, my desires seem bigger and they appear quite unexpectedly. Presently, it feels hard for me to limit my fun money and be able to pay the monthly bills on time.
I consider it fancy to use a credit or a debit card, instead of pure cash. And a plastic card is so much easier to handle day-by-day. These days, overspending is facilitated and encouraged by many banks, so that they can profit from customers via interest and late payments. Many consumers like me often lose track of their actual spending, which is bad enough for them, but advantageous for credit card companies.
However old-fashioned cash may sound to my ears, there is one condition when I always make use of it –during traveling. All the money in my purse is safe enough, and I can stop worrying about spending too much of it. This is proven to work and it gets me in no financial trouble. My purse is also like an automatic reminder that shows unambiguously how much money is left. Cash may not be trouble-free to carry, but it has more benefits than the plastic card because I can mostly rely on my hard cash.
Cash and wants money may also have certain similarities: both help to ensure that spending on my wants is balanced, efficient and under control. Money likes to be counted and you need to master the counting of your money well. At the same time, the fun money does not guarantee that you will definitely have the actual fun. I feel the most important is to understand why you actually spend your wants money on this or another entertainment. To round up the topic of affording fun in one’s life, I am confident that balanced money helps people enjoy their lives to a fuller degree.
