Question & Answer
Part 1: 5 Questions
1) What socio-economic groups do students on your campus come from?
I noticed students from my campus like to drive nice cars, and they mostly come from a lower-income status. Some of these students come from other countries. I met a lot of them during my first semester. Sometimes the students have a hard time paying their car loans on time.
2) Do students on your campus frequently receive credit card solicitations in the mail? Do groups set up tables or booths inviting students to apply for credit cards?
Yes, some students on my campus do receive many credit card invitations in the mail. My friend first thought he was the only one receiving them. Sometimes, on special days, tables are set up at school offering credit card applications to the students. The student loans, in my opinion, are more important than having a car loan.
3) What resources exist on campus or in town for people who need emergency funds? For people who are overextended financially?
I think my campus has a special service in the business office, to help people find out where to go. Emergency funds are probably available on my campus, but I am not sure where the office is located to find help. Our campus has resources to guide students to the city’s social services network, just in case they are homeless.
4) What channel will be best to reach students on your campus?
5) What tone will work best to reach the students who are overextended, and really need to read the document?
Using a calm, friendly tone will work best to reach students. A helpful attitude, and simple language will work best.
Part 2: White Paper: “How College Students Can Best Manage Their Credit & Score”
Understanding credit, and why it is so important to manage well, can sometimes be very confusing for young college students. Many times students need a car, but fail to use public transportation to travel to their destinations. For example, if a student does not really need a car, then it does not make sense to purchase one because an auto loan will put extra financial burdens on the college student. One of the best ways to avoid having “Bad Credit” on your financial record, is to not over-extend what you can afford to pay in the first place.
Staying on top of managing your student tuition loans, car loans, or any other types of financial obligations can save you a lot of trouble. Remember, if you take the time to do the right thing today, your financial future will be better and brighter. Now that President Trump is in the White House, the government will be more inclined to be stricter when it comes to credit scores and financial monitoring. You do not have to be smarter than anyone else to manage the amount of credit you incur. Just keep track of what you do, pay your bills on time, do not get more credit than you can handle, and have a mature attitude about money.
Final Comments About the Strunk & White Book:
This book is one of my favorites. The book clearly establishes rules about English grammar usage. I like that. The rules are communicated with good examples, and really helps to understand about using commas. Sometimes there is confusion about a noun usage, versus pronoun usage. But, the book provides a good section to explain, and help you understand.
Works Cited
Strunk, William, and E. B. White. The elements of style. Boston: Allyn and Bacon, 2000. Print.
