Introduction
Have you had any time you went to hospital without health insurance, or you did not have enough money to cover your medicine? No having health insurance is a considerable as one of the big issues in the United States. With the high cost for the hospitals and the thereby for the people who make not much money, that makes them start thinking a lot of how to deal with this issue, and may be will makes them worry about their family and their children.
If the Americans receive a health insurance from government, they will get many benefits in their health considering the various prevalent disadvantages that are prevalent today. The Americans will be going to the doctor every time when they have any medical concerns without any financial constrains based on their financial capabilities. This is so because they will not have to make saving to cater for personal medication or being in big issue if someone from the family has any medical problems. This also will affect the elderly and children because they need to go to hospital at least once a month, so that will make them in trouble for paying the high costs every time when they go to hospital (Bernie, N.p).
At a rough, estimate 50 million Americans lack medical insurance. Similarly, another growing population of nearly the same number is underinsured. The very painful and atrocious facts concerning the uninsured is that they are excluded from the medical services and if they are accommodated into the services they are overcharged for the little medical services that are accorded to them. This has served to scare away American uninsured patients and majorities have died when medical care could be to their rescue. The estimated number of those who die for reasons of lack of medical coverage is 18,000 annually (Hollander, 2013 p.6). These numbers are massive and this should be the high time that all Americans should consider the numbers of deaths an awakening call to realize the facts that the American system of providing health care is disastrous.
It is not only those that are uninsured who suffer the menace of unguaranteed safety when it comes to health safety as a quite number of bankruptcies have been reported in the US off late. The annual filings of bankruptcies in the US are estimated at 1.5 million and surprisingly up to half of the number is because of health care billing and three out of four of these pay premiums for medical insurance cover. The economy is also not favoring the conditions of health care system as businesses are also experiencing down falls. The insurance premiums have been estimated to be in the rise between the year 2000 and 2005 at an estimated 73%, this shows that the health care billing must have risen by the same heights. The resultant effect of this is that the employers pass the same billing to the employees. As in accordance to Anderson school study, the average annual billing of family health care costs is in excess by $7,000, which has served to make heath care costs the extensive costs of employers’ costs of labor (Witherbee, 2013 p.2). Over the next decade, the national health care costs are anticipated to double up if no health care reforms will not be put into the rescue. This is in accordance to the National Coalition Health Care (NCHC).
The current increase in the part-time, contract and temporary workers is an indication that the few available employees qualify for health care coverage. In the year 2001, the least likely group was employees between the ages of 18 to 24 years and an estimated 28% were uninsured. Due to the dynamics prevailing in the health insurance costs and employment structure of the US, the NCHC anticipated that the increase of the uninsured Americans could go beyond 53 million beyond the year 2006. The figures however are blind about the sufferings of the other millions Americans who maintain health coverage only through substantial financial sacrifices in other areas. As in accordance to the NCHC reports, an average American spends between 15 and 20% of its family budget in family health care costs. It is in no doubts that the employers wishing to offer employee health care benefits lack the capacity to compete with low-road employers who offer no insurance covers. Nor are they in the position to race with corporations in the US that offer national health insurance covers (Kennelly, 2013 p. 2).
It is clear that the shocking conditions of health care in the country are well known to every individual in the country. The prevailing clear argument is the fact that the American health care system is broken. However, the idea agenda that is not known to many is the fact the dialogue of fixing up the system is broken too. Among pundits and politicians, a publicly and universally funded health system is off table. However, the increasing numbers of Americans know what their leaders not seem to and yet it is in great civilizations like America that the stories of Kiki and Joel are experienced. Kiki Peppard surgery was postponed until she could find a job that covers for her health insurance and for Joel Segal, he was reported to have been kicked out of George Washington Hospital as he was still on an IV after he encountered an injury at his knee with $100,000 medical debt and without insurance (Lee, 2013 p.10).
It is clear that the American people have the understanding of why the government is at the watch when the health of its citizens is left at the mercy of patchwork and expensive system where by a quite group of citizens get access to great health care whereas others get none. Harris poll showed that an overwhelming majority at 75% as by the year 2005 require a similar health system that other wealthy nations have: The universal health care peace of mind (Witherbee, 2013 p.4).
The political discussions on health care in the US today makes health care issue something untested and strange suggesting that the country is doing something it has never done before or as if the universal health care system is not something that it has not been in existence in other industrialized civilizations.
In conclusion, Americans know what they need as in surveys, polls and letters. Many of the American groups are aware that they have had a broken health care system and are currently in demand of a universal national health care system that will see every American’s health care issues catered for irrespective of their economic capabilities and other biases that are perpetrated in the current health care system.
Works Cited
Hollander, Catherine. "Obamacare Won't Transform America--Yet." National Journal (2013). Opposing Viewpoints in Context. Web. 18 Nov. 2013.
Kennelly, Barbara. "Medicare Is Stronger Because of the Affordable Care Act." Medicare. Ed. Debra A. Miller. Detroit: Greenhaven Press, 2013. Current Controversies. Rpt. From "Medicare and the Affordable Care Act: Keep Moving Forward." Thehill.com. 2011. Opposing Viewpoints in Context. Web. 18 Nov. 2013.
Lee, Deborah; Marlanda. Universal Health Care is a Right for all Americans. Points of View: Universal Health Care. 2013.
Witherbee, Amy. Health for Sale. Points of View: Health Insurance. 2013.
"A single-payer system, like Medicare, is the cure for America's ailing healthcare | Bernie Sanders | Comment is free | theguardian.com." the Guardian. N.p., n.d. Web. 1 Dec. 2013.
