Universal Health Care: Free Sample Essay To Follow

On December 12, 2012, the UN adopted a health care resolution asking countries to provide for affordable and quality healthcare for all the people. However this is easier said and done. There are many factors why universal health care still remains a project in the pipeline in many countries. Some countries simply cannot afford to provide subsidized or free medical care to all its citizens, in some countries the medical system is taken over by private corporations and in some countries there is a large scale corruption making it impossible for the government to offer free medical services. In many places, there are needless deaths because people cannot afford medical help. A universal health care plan is a must for developed as well as developing countries in an unstable economy where people could hardly afford insurance in spite of working too hard.
In particular, a universal health care plan in some form should be adopted by countries around the world because not everyone could afford to pay hospital bills all the time. Universal health care does not necessarily mean free health services but could be a plan like the United Kingdom follows. Insurance should be made compulsory and the government could provide affordable and efficient service through money from the insurance as well as from the government taxes. This however is not possible in many countries as insurance premiums are extremely high and cannot be afforded by many people. The presence of private insurance players in many countries is an important reason for the unavailability of universal health care.
For Instance, privatization in the insurance sector means that the insurance companies are more interested in making profits. Their premium rates are higher than what the government offers and not everyone can afford to pay the premiums every time. The private insurance also does not cover every expensive treatment options, Many times the government has to pitch in for the end stage treatment or for very expensive operations. Government mandated insurance schemes however are compulsory, cheaper and cover most of the patient needs. Universal health care is possible when the government allocates more resources for the medical sector. A single payer health insurance system would be beneficial and help towards an affordable universal health care plan.
For one thing, under a single payer insurance scheme everyone would have the same benefits. Quality care would not be based on income levels but would be equal to all. This system is funded by taxes on people’s incomes and ensures that the government has a larger role in subsidizing the medical care of its citizens. Although many oppose this method to a universal health care plan saying they would be paying for someone else’s problems or sickness, this plan makes sense as it creates equality and affordable healthcare for everyone.
There is a paradoxical process happening around us. With medical advances people are living longer. At the same time, there are also numerous diseases that are spreading as a result of the lifestyle changes. The medical needs of the people, especially the old increase even as countries and individuals struggle to meet the demands and costs. Universal health care plan that would treat everyone equally irrespective of their income is the only way people all over the world could afford quality care. Insurance premiums must either be brought down or subsidized through government involvement.