Banking System Research Papers Samples For Students

The History of Banking System in India.

The banking system in India has taken tremendous revolutions in the past years. Trade and commerce have been part of the Indian social organization since the times of civilization. The trading organizations were initially organized into social systems that mostly based their relationships on the exchange of goods and services. Banking is important for the economy of a country to grow at the global pace. The changes that these institutions have made for the Indian commerce are quite significant.
Trading activities were formerly held by various social groups and run by the wealthy merchants of the time. Trade and ...

Finance

2016-04-19

Introduction

This paper is devoted to the possible spillover effects between the usual banking and existing shadow banking systems and the impact of regulatory policies on the shadow banking system. The usual banking system consists of the banks and regulatory agencies. In comparison, the shadow banking system is a set of financial institutions, which are not banks, but perform their functions. The issue of the shadow banking system has become more important after recent global financial crisis. The Financial Stability Board has been established at that time. According to experts of this organization, various aspects of the shadow banking ...

Over the years the PRC existence, the country's banking system passed a difficult and contradictory path of development, reflecting the peculiarities of the economic policy pursued by the state at a particular stage. In the late 70-ies of the last century in China economic and social reform was launched in order to create a model of “socialism with Chinese specifics” which would combine the primacy of market principles and effective macro control of the administering state agencies. In the process of creation of this model, an important role is given to China's banking system, as it is an institution, ...

Introduction

Arguably, the functions of internal auditing have gained a lot of emphasis in private and public organizations. As a matter of fact, various organizations in the recent past emphasize on internal auditing because of embezzlement of funds and frauds. One of the main sectors that have focused on internal auditing is banking. The requirements of the banking system are tremendously increasing; this has led to the shifting of responsibilities and roles of internal auditing. Internal audit endeavors in providing an opinion that is independent, especially in the objective attainability within an organization. In general perspective, internal auditing is crucial in the ...

Chapter 2: Literature Review

Introduction
The chapter consists of all the relevant information that can be collected from past studies and are combined to present a clear view. It is the initial for determining the factors that can be used to synthesize the overall study through findings and discussion. The positivist approach is used to collect and summarize the information from the previous studies and determine the model that can be used to conduct a viable study. The positivist approach emphasizes all the relevant information regarding the topic that is to compare Islamic and Traditional banks using data envelopment analysis. The theoretical framework ...

The banking sector in Taiwan has continued to perform well despite the effects of the Asian crisis which rocked the Asian region in 1997 (Chiu 295). This crisis caused violent fluctuation of interest rates, share prices and exchange rates. However, the effect of the crisis was not extensive in Taiwan as compared to other countries like South Korea and the rest of Asia. Taiwan’s strong foundations on economic fundamentals that have a flexible capital market reduced the financial crisis on this country. Furthermore, the conservative financial policies in Taiwan have strengthened the financial system of Taiwan against crisis.
In ...

Introduction

Biometrics entail a technology that is used in many areas in contemporary societies all over the world. This is because the modern society now-a-days has enhanced the use of dissimilar system with an aim of providing secure surroundings that is sound and worth living in. In addition, the current situations and advancement in technology offer a better platform for improved services to individuals, something that is readily realized by the implication and the use of biometrics. As Bhattacharyya, Ranjan, Alisherov and Choi (2009) have observed, security of information assures a lot in terms of integrity and confidentiality as well as the provision ...

Possible risks of foreign currency exposure for Wal-Mart

Expanding into New Zealand will result in several foreign currency risks for Wal-Mart. The first type of risk that Wal-Mart will be exposed to is the translation exposure. This exposure regards the sensitivity of real domestic currency value of assets and liabilities. These items, which appear in the financial statements of Wal-Mart, will be affected in terms of value due to unanticipated changes in exchange rates. This risk will affect managerial decisions such as performance measurement for bonus plans, hiring and promotion plans (Giddy, 2012). Given that the management of Wal-Mart will be estimating the financial value of these ...

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Since 2000, Syria’s economy was being managed centrally. Supported by the IMF and the World Bank, the structural adjustment program was used by Syria. The five-year plan started in 2006 and ended in 2010. Changing the economic strategy to a liberal market led was the main purpose of the program.
The contents of the plan were based on five main purposes. 1. Respecting the human rights, 2. The rule of law, 3. Making sure the society participates in the political process, 4. Preparing the economy to a social market, 5. Making sure the ...

A major economic depression that engulfed the world during early thirties of the twentieth century is commonly referred to as ‘The Great Depression’. Wikipedia defines depression as a sustained decline in the economic activities of one or more economies. The general characteristics of a depression are substantial increase in unemployment rates; credit crunch, mostly due to impact of depression on the banking system; and increased volatility in currency’s relative value. It also has a deep and devastating impact on the financial system of a country. Depression is an extreme form of long term downturn. Sometimes, it is also described as recession of a ...

In the year 2008, the entire world was plunged into financial crisis, Brazil were part of the crisis. The economy of Brazil was tremendously hit by the global economic crisis. In fact, in the early stages of the crisis, authorities and majority of the economic agents were comfortable; this was because some macroeconomic components in the economy were very stable. However, despite the expectation, brazilin was hit by the crisis after Lehman Brothers became bankrupt (Baer, 2008). Perhaps, the most felt crisis in Brazilian economy was by credit markets and external accounts. Certainly, what matters more in the 2008 ...

Introduction

HDFC Bank is one of the leading private sector banks in India. It started its operations immediately after the banking sector was opened for private investment during the early 1990s. Soon after, the bank has expanded its operations across the country. Being promoted by HDFC, a leading provider of housing loans, the bank got enough funding to expand its operations at a faster pace. The bank has emerged as one of the most profitable banks in India and the most financial institution for investors. HDFC Bank has expanded its operations into other niche areas of banking like corporate banking, wholesale banking, ...

The Global Financial Crisis (‘GFC’) had a very dramatic impact on the domestic economies of a number of global nations, in a plethora of ways, typically replicating the fiscal and financial health of such nations. United Arab Emirates (UAE) was one such nation that had a serious impact of the GFC and since then the myriad challenges posed by the capital markets has been an interesting area of focus for the Middle East. UAE is one of the oil rich economies of the Middle East. During the initial and developing years of the last century UAE discovered new abundance and wealth from its ...

Introduction

The exchange rate is a very significant economic variable that all markets keep a close watch. Exchange rates are influenced by multiple factors both political and economic. A variation in exchange rates implies that the reference currency has become weaker or stronger against the underlying currency. The Japanese Yen has experienced numerous stability swings against other currencies over the past here decades. The worst point in the era experienced by the Yen was in the early 1980’s when the Yen weakened to trade at as low as between 200 – 270 yens per dollar. This condition persisted until after ...

The financial crisis in the Republic of Cyprus was a debt, financial, fiscal and economic crisis in 2012-2013, which led to the paralysis of the banking system and put the country’s economy at pre-default state. The crisis also involved downgrading the Cypriot government’s bond credit rating to negative status by international credit rating agencies. Noticeable was the reluctance to restructure the problematic financial sector of Cyprus by the government of the republic (Dixon 2).
There were a number of reasons for the severe banking crisis. Firstly, the economy of Cyprus was centered around the offshore sector. Secondly, ...

Information and communications technology

Information and communications technology 1

ICT and Cashless Society 5
ICT and Evolution of the World Bank’s 7
ICT and Challenges 9
ICT and Policy Changes 9
Conclusion 10

Reference 12

Information and communications technology
ICT is the acronym of Information Communications Technology that ICT acts as an umbrella term for communication devices and applications, and its encompassing facilities. These facilities include televisions, radios, cellular phones, computers and their software appliances among others. Many countries around the world have incorporated technology into their established financial organizations. The widespread use of technology within global finance has ...

Introduction

India, a country located in the South Asia has a population of over 1.2 billion people making it the world’s largest democracy. The population makes the country the second most populous county after China. By area, India is the seventh largest country. The Indian Ocean boarders India on the South, while on the southwest, there is the Arabian Sea. The Bengal Bay is on the southeast of India (Evans, 2011). The country shares boarders with China, Bhutan, Pakistan, Nepal, Bangladesh and Burma. In addition, Indonesia and Thailand share a maritime boarder with India’s Nicobar and Andaman Islands (Reagan, 2013).
...

Introduction

Business banking refers to any form of financial dealings with a commercial institution those grands loans business entities, credit and saving accounts, and checking accounts for companies that exclude individuals. Another term for business banking is commercial banking.

The commercial banking defines the division of a bank that only deals with businesses. In comparison, a bank that details with individuals is called retail banking. Similarly, a bank that trades in capital markets is called in an investment bank. In Australia, the Banking Act of 1959 did not provide a clear a definition of the word bank (Wentworth, 2003). The inclusion of the several institutions that ...

Research on the Impact of Internet Fraud on International Trade

Internet Banking at Risk in the Virtual Environment

Technology had greatly influenced the way people do about their daily lives. The convenience that computers and internet brought dramatic changes particularly to the business sector. Technology enabled companies and their clients to make transactions over the virtual environment with the aid of internet connection. Having that convenience of technology allowed the majority of the world's population to rely on internet-based transactions at their own comfort. However, organizations and private individuals are not the only one lurking around the virtual community. There are several eyes waiting to capture those transactions and ...

Introduction

A Multinational Corporation is an enterprise that manages goods and services production and delivery to more than one country. The MNCs have their headquarters in one country known as the home country while the other countries where it operates are known as the host countries. There are several Multinational Corporations that exist in several sectors of the economy involved in the production of different commodities. Some Multinational Corporations have huge GDPs that exceed that of most developing countries. Multinational Corporations have been very instrumental in the promotion of globalization. In this research paper we are going to consider General ...

Introduction

In the United States, the Federal Reserve System is charged with regulating the country’s monetary policy. The system was implemented after leaders noted the deficiencies in the previous national banking system. The previous system had a currency that was inelastic and there were liquidity problems in the economy. There were a lot of financial panics in the economy caused by the inefficiencies in the system.
A republican representative proposed the creation of a centralised banking system that would operate with a minimum level of government involvement. The Federal Reserve System was instituted in 1913. The system was able to solve three ...