Housing Research Papers Samples For Students

Introduction

Housing bubbles have happened in different economies around the globe. The most recent and most publicized was the subprime mortgage crisis in the United States of America. Understanding what a housing bubble entails in very important in determining whether any economy is experiencing a housing bubble. In economic terms, a housing bubble is the unprecedented increase in the prices of houses because of an increase in demand for housing units, speculation on the prices and the belief that the recent trends in demand and price are surefire forecasts of future trends in the housing market.

A housing bubble starts when the demand ...

Introduction

Micro living is increasingly becoming a popular trend in major cities today prompted by the need to minimize the consumption of space. This trend to a great extend is prompted by the increasing population of people in major town centers and city dwellings. The city of New York is particularly picking pace with the trend where apartment buildings are increasingly becoming smaller and smaller. The lack of space requires that several adjustments be made to maximize the space in the house. Maximization of space is done through various approaches of micro living that are ultimately meant to utilize a small space in ...

Introduction

Along with health- and welfare-related rights, the right to housing is one of crucial human rights. Thus homelessness represents an important human rights and social concern. According to the definition by the UN Economic Commission for Europe Conference of European Statisticians, homelessness can be viewed either as primary state (rooflessness or the case of persons, living in the streets) or a secondary one (the case of persons with no place of usual residence, who often move between different types of temporary accommodation) (UN Economic and Social Council 3). In the US homelessness is viewed in broader terms. According to the ...

There are 40.4 million elderly (+65 years) living in the American society in 2010 (Administration on Aging, 2011). They live all life in a house they might have purchased in their prime, pay off the house loans and wish to move out of it. There are varied reasons for moving out of the family home. For some it is health reasons, for others it is family reasons. The option to live away from families stems out of the fact the family home does not provide the care or environment for an aging person. There are a number of seniors who seek ...

Letter of Transmittal

Designation, Department Name
Dear Professor Name,
I hereby submit a report requested on ‘’Major Reasons for Financial Crisis of 2008’’. In order to provide an authentic and resourceful report, I have referred to some of the best academic and research resources.

Regards,

Introduction:
It has been 6 years now since the news of bankruptcy of Lehman Brothers shook the global financial world. The intensification of the global financial crisis following bankruptcy and dis-solvency of leading investment banks, corporations, commercial banks, etc. had made the economic and financial environment very tough for the world economy. By early 2009, whole ...

Introduction

San Francisco is one of the states in the United States. The city is regarded as a vibrant and dynamic urban area, which elicits competition for housing for both the poor and the rich. The dwellers of this city are characterized by factors such as minimum wage and existence of trade off between freedom and equality. On a similar note, the conditions have made the city to have a continuous problem in the housing capacity for its dwellers, particularly, the permanent resident dwellers. This essay seeks to examine the level of effectiveness of the housing policies and real estate prices in San ...

Introduction

Vagrancy is associated with homelessness and is not tolerated by the States with regulated society. Although homelessness is a pitiable condition, it is criminalized because of vagrancy. Once vagrancy was viewed unlawful for a different reason of shortage of workers. The first law of vagrancy was introduced by England in 1349 making it unlawful not to work if physically fit. Vagrancy was liable to be punished with 15 days of imprisonment. Vagrancy law in due course (by 1530) shifted its focus towards suspicious or criminal behavior. Originally vagrancy was not tolerated due to shortage of workers due to Plague in 1348. ...

In the years 2006 to 2009, the U.S economy faced a housing crisis that caused financial turmoil and panic around the world. The crisis arose because of flawed financial modeling and excess borrowing, based on the assumption that the house prices could only rise. Fraud and greed also play some part. The paper analyzes how the events unfolded based its impacts and the role of the government in the matter.

Major Problems

Many economic problems coincided with the mortgage crisis. The housing crisis resulted to the mortgage delinquencies and subsequent closure. Most of the housing related securities decreased in value substantially. There ...

Introduction

The government of the United States of America spends approximately $100 billion per year to subsidize American homeowners. Renters often don’t get breaks, but homeowners get them. The mortgage rates of homeowners are subsidized through the use of government-sponsored enterprises such as Freddie Mac and Fannie Mae. This is realized through giving them a tax deduction on federal, local and state income taxes for mortgage interest rates payments. Homeowners are also given favored treatment on their capital gains from the sale of a primary residence. Americans are fond of the idea of houses and white picket fence. The government, therefore, ...

Abstract

South England is going through a transformative time due to the severe housing shortage that it faces. Southern England is facing such a severe shortage of housing that it will need to create nearly two million residential homes before the year 2016, indicating that there is a serious need for quick action on the part of developers. However, there is also a need for sustainable housing to be created in South England, as global climate change and other environmental problems loom large on the horizon. Determining the ways to maximize sustainable housing solutions while still providing fast, cost-effective housing options that fit the ...

The Cause of Rental Price Increase in San Francisco Bay Area

Rental Price Increase in San Francisco Bay Area
Introduction
Moving to a new place normally means finding the most comfortable yet the most cost friendly apartment in the neighborhood as near as possible to the place of work. However, the first thing that comes into question in the moving-in process is the price of the rent that one should cut from his monthly paycheck. Cost of rent is a major concern in the San Francisco Bay area due to its staggering price. It became an apparent issue when apartment hunters are faced with over-the-top rental rates in the area. ...

With the rampant increase in poverty and the great rate through which population is increasing on a daily basis in Florida and moreover the world is quite alarming for all. Thus with this increase it is required that the government and stakeholders come up with a scheme that is affordable and seeks to accommodate the ever increasing population. The National Affordable Housing Act in Florida is one those initiate taken by the Florida government in order to provide shelters to millions at an affordable rate. The Florida's state housing program is one of the largest of its type which is in ...

<Name>
<Subject>
<Professor>

Introduction

Economic growth stems from, and brings forth further commercial activities. The aggregation of commercial activities influences the rate in which economic growth thrives, hence the importance of noting each kind of activity. Among the most obvious manifestations of a growing economy is the emergence of advanced infrastructures. Positive progress in the economy usually reveals itself through the presence of infrastructural improvements on roads, transportation and real estate spanning commercial, business and residential facilities.
The evolution of real estate infrastructure serves as among the most compelling signs of economic growth. One could ...

Abstract

Cities have always produced the two extreme walks of life in society. Due to their large heterogeneous composition when it comes to population, they highlight the core social problems that exist in a society. As economic, cultural and political hubs, they attract numerous people seeking opportunities to enable them earn a living no wonder the heterogeneous population composition. Social problems mushroom when interdependence of a city and its environs fails for instance when the agricultural resources can no longer sustain the urban population, or when a city starts parasitically feeding on its environment due to heavy taxation of dwellers, high population and loss ...

Introduction

Behavioral finance is essential in the understanding and analysis of systematic market effects of psychological decision procedures. The concept of behavioral finance uses knowledge from anthropology, social sciences and cognitive psychology to analyze the behavior of investors. The theory of behavioral finance is based on the idea that investors act rationally by analyzing all possible or available information before settling on a given decision. Therefore, investment markets are assumed to be efficient, and they give a true reflection of the available public information of security prices. According to Minsky, capitalistic systems are always vulnerable to crises because financial innovation leads to ...

Introduction

Interest rate, especially the repo and reverse repo rate set by the Reserve Bank of India (RBI) have a profound effect on the value of real estate like any other investment vehicle. Because of great influence of the interest rate on an individual’s ability to purchase houses by increasing or decreasing the cost of the total mortgage amount, many people assume that interest is the only factor in real estate valuation. However, this assumption is not true. Interest rate definitely plays a big role in determining the housing prices, but it is not the only factor influencing the price of a ...

Abstract

The labor market in the United States has changed significantly over the years because of the changes in the global market and the impact on the work force in the country. The changes have led to diversity in the way people live and work. For many people, the loss of jobs causes structural changes in the ways that people live as these people are no longer able to finance their way of life. Mortgages also have been affected by the changes in the labor market and people have now become more aggressive in securing their homes. In addition, the ...

After the murder of Martin Luther King, Jr. in 1968, the Congress passed the Civil Rights Act of 1968. Schneider (2014) affirms that Fair Housing Act (FHA), was purposely applied to curb discriminatory housing patterns which were encouraging and upholding racial segregation and in the discrimination in the sale and rental of housing based on race, color, religion, and national origin. Schneider (2014) addresses that in 1974, gender was included as a protective class under the Act, intensifying the prohibitions of the act to the treatment and harassment of individuals on the gender perspectives. Nonetheless, the Fair Housing Act ...

2007 Housing Market Bubble
2007 Housing Market Bubble

Introduction

The 2007 housing crash was the worst bubble burst experience that has ever been encountered in the U.S. history, an occurrence that led to financial crisis. It is important to appreciate the fact that different factors led to the housing bubble of 2007, with some of the primary causes being the credit crunch that was caused by the housing bubble. Nathsanson & Zwick (2015) assert that irrational exuberance is among the aspects that led to the development of a ripe environment for the growth of housing bubble hence contributing to the financial ...

(University Affiliation)

Thesis statement

This research paper intends to investigate the rising cost of housing in DC making the low-income earners move outside the district. The analysis will be essential for policymakers and stakeholders to adopt a strategy for providing low-cost housing to the residents.

Introduction

The housing rate is rapidly increasing in DC with trends showing that the low-income earners find it difficult to get affordable housing. This has contributed to the movement of blue-collar workers and the low-income earners from the district in search of affordable housing. As Wolch, Byrne and Newell (2014) indicate, the low-income earners in the district ...

Introduction

The global financial crisis of 2007-2008 changed business and political outcomes in the United States. The desire by the United States government to ensure that its citizens get affordable housing led to a concerted government and business effort that led to the housing bubble and then bust. The new housing policy had its basis in the idea of American exceptionalism. The term "American Exceptionalism," coined by Alexis de Tocqueville in 1831, has historically referred to the perception that the United States differs qualitatively from other developed nations, because of its unique origins, national creed, political philosophy, and religious institutions. ...

Introduction.

Our society is designed to distract us from paying attention to significant issues, in many ways. There are just too many television channels, too many reality programs, too many video games, and too many things to buy for us to have the attention span to look at the underlying problems that bedevil our society. One of these is the problem of homelessness, which is plaguing too many people in our society, given the high standard of living that so many Canadians have attained. The definition of homelessness is the inability of people to find housing that it safe and regular ( ...

Introduction.

Keynesian theory argues that, in short term, total output is determined by total spending, which mostly consists of investment and consumption, this is the reality for any economy in the world but it doesn’t hold all the time as its subject to alterations caused by microeconomic factors particularly inflation which brings about increased interests rates raising the cost of production and unemployment as firms layoff some workers in order to reduce their cost of production.
During the 2008 crisis which was one of the worst worldwide economic downturn one on the worst hit sector was the housing ...

Introduction

Shenzhen, a metropolitan in Southern China, has a house price to income ratio as high as 41.15 according to Property Investment Index 2012. This is not surprising news for Chinese real estate market, as the average housing prices in China had already tripled from 2005 to 2009. Chinese property bubble is an ongoing real estate bubble in both residential and commercial real estate. While this phenomenon has caused many social, economical and cultural problems in the country, there was a heated discussion about the causes of this bubble. This essay will discuss the main causes of this bubble and further connect the ...

Social housing project

The social housing program of TOKI Company is targeting the low and middle-income group that are not able to own a housing unit, particularly under the current market conditions. Similarly, when considering the distribution of the housing projects that are realized by the company, about 15% consist of the fund raising method of revenue sharing while the rest of the percentage are the social housing projects (TOKI Housing Programs).
On the other hand, the project that is targeting the low income earning people have increased the monthly instalments depending on the increasing rate of the public wage index sector, ...

American Public University

In this paper, I will discuss the real estate industry development and inefficient use of financial resources in Turkey. Also, the real estate sector causes some damages in nature and misuse of a natural resource. The biggest problem is the short term vision planning businesses have been granted some advantages by the Turkish governments from 1984 to 2016 and the financial markets in Turkey has not been well-developed, and it causes inefficient use of funds. One of the industries using financial resources inefficiently is the real estate business (Finkel & Ersoy, 2016).
The population has started increasing rapidly after the ...

There are 3 types of tax credits that are created for low-income homeowners: Mortgage Interest Credit, Resident Efficiency Property Credit, and Low-Income Housing Credits.

Mortgage Interest Credit

The buyer of a new home whose income is below the middle income is eligible for mortgage interest tax credit. The credit is oriented to help the individuals with lower income to afford their own home. A tax credit is allowed for every single year for 40% of the home mortgage interest that is paid by the homeowner. If the mortgage loan is equal or smaller than the amount that is shown on the MCC, ...

Executive summary

This paper purports to dig into affordable, sustainable housing through a project in which both the environment and affordability are key factors. In an all-encompassing effort to abridge the environmental impact of building, this paper assays that both affordability and sustainability can complement each other in a project to establish an eco-friendly environment.
Part one of this paper, “Sustainability and affordability in the design” lunges a functioning distinction between affordability and sustainability and proceeds to proffer a fabric of green building objectives. Additionally, it is discovered that the green building program excels in the following areas: durability, indoor environmental quality and efficiency. ...

A homeless individual is a person without a regular, satisfactory, and fixed residence for spending a night. The primary residence of such a person is mostly supervised shelter for providing a temporary accommodation. These shelters include emergency shelters and transitional houses that only provide temporary housing. It is a major concern in the US despite being among the most developed countries in the World. Most of the cities in different states in the US are typically faced with the challenge of homelessness. California is among the states that have high levels of street families. Homeless persons usually experience many ...

Introduction

Over years, engineers strive to construct structures that have conventional designs and are capable of fulfilling the designed jobs effectively and safely. Even with all these design factors adhered to, accidents and unexpected loads caused by things like earthquakes, explosions, tornados, moving machine impacts and many other things make a well constructed building suffer damages. Because of such unforeseen accidents and abnormal loads are capable of causing many damage and loss of lives, engineers should provide an effective structural integrity to structures. Structural integrity could be achieved through proper judgment and sharing of ideas and opinions on how to come ...

Metropolises are large urban areas or cities that are significant political, economic and social cultural centers for a given region or country. They are also important hubs for international or regional commerce, communications and connections. In reference to large cities, neighborhoods are usually districts or localities characterized by certain ranks and qualities of its inhabitants. Therefore, neighborhood segregation refers to the physical separation of urban localities or residents into two or more neighborhoods. Although neighborhood segregation had been attributed to social courses such as ethnicity, racism and cultures, in the last few decades, there is growing evidence that differences ...

Arguably, housing crisis has caused havoc to many people in the world. The most affected individuals are the heads of household; this is because they carry the entire burden caused by the crisis. Armour focuses on how heads of households are affected, but this is not the end of the household crisis, there are other individuals who are part of household, of which the housing crisis does not spare them. They include young children, family pets, as well as those who traditionally rent apartment. As a matter of fact, housing crisis in the world has caused havoc to young children. ...

Climatic Design Houses in Halls Creek, WA

Climatic design housing in Western Australia remains extremely hot and mostly dry, even though torrential rain may fall with less warning and leads to destructive, localized flooding. During the relatively short winter, days could be pleasurably warm, or cold and cloudy with consistent cold winds. Night temperatures can fall well below zero.

Influence of Climate Conditions to Building Designs in Halls Creek, WA

Western Australia has numerous climate zones dues to its big size. There is summer, winter, autumn, and spring patterns within the temperate zone, likewise affecting Grassland and Desert climatic areas and, wet and dry patterns. The Southwest features mild, wet winters as well as hot, dry summer. ...

Introduction

In late 2007, the Dow Jones Industrial Average (DJIA) closed at a record low. Stock markets around the world nose-dived alongside the DJIA. Turbulence in the sub-prime segment of the US housing market, paralysis of the credit markets, excessive lay-offs in organizations, steep decline in investments etc. were all some of the indicators that the world was heading for a massive credit crunch. In the words of Mr. Strauss-Kahn, head of IMF, “Intensifying solvency concerns about a number of the largest U.S.-based and European financial institutions have pushed the global financial system to the brink of systemic meltdown” (BBC ...

Introduction

United States has one of the highest homelessness rates among the industrialized nations globally. This necessitates interventions to reduce the prevalence of homelessness. The National Center on Family Homelessness is determined to end homeless across the United States especially in cities that are worst affected such as Baltimore City. Homelessness is caused by economic hardships that render families unable to have access to affordable and safe shelters. The other leading causes of homelessness include domestic violence that forces women and children into the streets, physical and emotional challenges rendering individuals lacking the capacity to support themselves. Over 1.6 million ...

The current growth of higher education has increased the concentrations of students in residential areas in urban centers (Smith, 2005). Most of higher learning institutions have open doors policy for both the local and international students that translate into the influx of students from different cultural backgrounds in residential areas. The firms owning residential buildings interpret studentification as a benefit to their business (Sage, Smith, & Hubbard, 2012). These companies usually inflate the rental charges to match the increased housing demand. The social cohesion in the residential communities has also been adversely affected by the growing number of students in ...

About the paper

The year 2007-08 was a nightmare for the US economy. It was after 80 years of the Great Depression that the United States was facing a financial carnage that was eroding billions, leaving people unemployed and creating a junk in the cash vault of the economy. With back to back failure of the monetary policies of the Federal Reserve and bankruptcy filings by the biggest companies in the country, the eminent economists and members of the Federal Reserve were evaluating the reasons for the economic impotency and discussing the best possible ways to counter the situation. However, amidst all ...

ABSTRACT

Homelessness in America is a persistent, complex, and widely-occurring problem that incorporates many economic, social, and psychological dimensions. After years of war and economic decline, the ranks of the homelessness have grown to include families with children (35%); military veterans (23%); children (25%); persons fleeing domestic violence (30%); and the mentally ill (20-25%) (National Student Campaign, 2012). Additionally, the number of homeless young adults, aged 18-to-24, is growing, giving homelessness a new face.In the problem of homelessness, some people perceive a call for greater human compassion, while others demand more effective social policy and more comprehensive public health services. Still others insist ...

Summary of the Healthcare in Canada

Public healthcare depends on several factors most of are outside the healthcare system. Some of these factors include but are not limited to socioeconomic determinants, political factors, and lifestyle choices. The scope of this thesis shall however be limited to the social determinants of public healthcare and these determinants shall be specific to Canada. Canada is a world leader as far public healthcare is concerned and is a model for most countries in the world to emulate. As a result, the stakeholders in the Canadian public healthcare system have not only formulated and implemented some of the best practicable strategies to deliver ...

INTRODUCTION

The homeless are amongst the vulnerable groups of human beings all over the world. All continents and countries of the world are presently dealing with the challenges posed by the ever rising numbers of the homeless individuals. A homeless person can be simply be defined as” any individual who is absolutely, periodically, or temporarily without shelter, as well as the person who is at substantial risk of being on the street in the immediate future.” For decades now, the homeless have found solace in the sidewalks, neighborhood and municipal parks, alleys, and playground that have consequently become their actual ...

Ne Neoliberalism refers to politically motivated ideologies that allowed shifting of economic factors from the public sector to the private sector. According to these ideologies, a government encourages private investors through a series of policies and changes in the market structure. For instance, governments initiated tax reforms in broadening of the tax base, reduced deficit spending, imposed limitation on subsidies, withdrawal of fixed exchange regime, and encouraged privatization. Neoliberalism in the Middle East and Egypt had a significant impact on the socioeconomic and political perspective. Neoliberalism in Egypt ensured free market and private enterprises regardless of socially harmful inflicted on the society ( ...

Abstract

Urban centers are reliant of proper and insight planning and renewal policies in order to cope with increased social-economic demands from their populace. Milwaukee’s Washington Park and Riverwest neighborhoods contrast in some neighborhoods indictors such as housing, population, demographics, social life and economic status. While Riverwest neighborhood is lowly populated at 11, 653 residents most of whom are Caucasians, Washington Park has a small population of 1,184 dominated by African Americans. Economically the two neighborhoods have a significant difference with Washington Park boasting an average median household income of $23,327 while Riverwest households average at $30, 436. These ...

Homeless people, by definition do not have a fixed residence, but that is where the simplicity ends.

“A 2008 survey by the U.S conference of mayors asked 25 cities for their top three causes of homelessness. Drug abuse was the largest single cause of homelessness for single adults reported by 68% of cities.”
Homelessness & Substance Use Disorder Treatment (2010)
Drug abuse and homelessness is a sort of chicken and egg debate not only because of its age and importance but because either can result in either one i.e. someone can become homeless as a result of chronic drug use or a homeless person can become dependent on drugs as a result of homelessness and being exposed to chronic ...

CHINA REAL ESTATE PRICE HIGH

It is evident that China is engulfed in real estate property bubble. The high cost of housing evidently supports this statement. There are numerous reasons that are attributed to the situation in China today. Low interest rates and enhanced lending by banks since 2003 is one of the factors attributed to the property bubble in China. It is during this time when Wen jiabao allowed cheap credit for the purchase and construction of property. Besides this, the competing debt investments were rendered less appealing. The limited access to foreign investments for citizens of the country also led to this ...

The crisis of 2008 was the moment of truth for global economics pointing out new possibilities for developed countries to challenge their financial system. This world phenomena was one of the most discussed and controversial during the recent decade. Crisis events, which we observed in American financial system in the second quarter of 2008 affected the majority of countries all over the world and were so drastic and huge while measures of regulators stabilizing the situation so unprecedented, that it allowed to question the effectiveness and resiliency of American financial capitalistic model on global world market (Ershov, 2010). Some ...

Background

Poverty is broadly defined as insufficient resources for an adequate standard of living. (ECLAC, 2008). Crime is defined as action against the law or violation of the law (Finkelhor, 2009). Glaeser and Kahn (2008) have indicated in their research on Chicago inner-city communities that an adolescent getting exposed to crime due to poverty has 100 times more probabilities to commit crimes later in his life. Finkelhor (2009) in his research sought an answer for the root causes of criminal behavior. He found a relationship between poverty and criminal activity. His findings show that a poor person is five times more likely ...

SCSDC

The team leader Michael has been doing a lot of work as a team leader on revitalizing this community and that he has a tacit knowledge of what it takes to do so. As a team leader, he need uses the people of the community to understand the need that affect the people who live there. Therefore, Michael employs the help of the community team to achieve his goals. Michael is in that accommodating space--he's accustomed to achieving great outcomes in the community through taking action and working with various people. He has great intuition when it comes to making decisions and finding ...

A Study

The US Subprime crisis and its impact
Introduction
The United States subprime mortgage crisis was a chain of events in the country that led to a financial crisis that was one of the biggest in the world since the era of great depression of the 1928 -1933. It began in the late 2000’s and the effects of it are still being felt in 2012. The subprime mortgage crisis originated due to a number of factors. Those included a boom and the bust in the housing market, the house-owners speculation, improper and high risk mortgage loans and lending/borrowing practices adopted by ...

An eco map, also referred to as an eco graph, is a diagrammatic representation of an individual’s personal and social relationships with his/her environment (Bennett, 2011). The eco map was developed by Dr. Ann Hartman in 1975, and it documents the interaction of people, their families, and the external environment. An eco map enables one to not only see the connection, but to also visualize the quality of the interaction between people and their environments. Words such as “positive and nurturing” and “negative and wrought with stress” are used to describe the relationships between families and their external ...

[Your instructor's name]
[The course]
[The date]

There is, unfortunately, quite a big number of perplexing issues in the modern society. The problem of homelessness, which is one of the most acute ones, interests me in several aspects. Due to various reasons, more and more people become homeless, and while it seems that the problem should be eradicated, it progresses.
The reason why I wanted to investigate into this matter was because this problem concerns many people in the USA. According to the summary by National Alliance to End Homelessness, in the recent years generally nineteen people out of ...

Homelessness does not mean only that a person does not have a place to sleep. The Department of Housing defines a homeless as someone who is “living in a place not meant for human habitation, in emergency shelter, in transitional housing, or are exiting an institution where they temporarily resided” (“Changes in the HUD Definition”). Therefore, this problem concerns very broad layer of society, and it is high time for everyone to pay attention to homelessness and start developing ways of combating it.
Importantly, people should not forget that numerous circumstances may deprive them of proper living places in ...

Response to the great recession of 2007-2008

Introduction
The 2007 financial crisis had various causes, with the primary ones being the failure of key corporations in the state, asset value depreciation, lack of adequate government intervention to control the financial market and finally reduced economic activities. However, to manage the situation, both regulatory and market strategies were sought by different stakeholders, with the aim to achieve economic recovery in the U.S. Global housing bubble reached its peak in 2006, leading to significant fall in the valuable asset price by a margin of 40%. The different securities attached to the housing market were exposed to more risks, ...

Every sensible human being has an ideal imagination of how their perfect world should look like. While some may fancy the efficiency of a fast moving world, with fast cars, high speed internet, and availability of plenty of clean water, others prefer a simple life with fewer things to worry about. However, as a society evolves so does the economic indicators in that society transform to meet their new level. Generally, very few, to none, countries have achieved a perfectly complete economy. With that in mind, we shall look at some of the countries that have achieved more in terms of economic values ...

According to the report of the National Center for Children in Poverty (NCCP), there are 1.5 million children or maybe more who suffer homelessness Children who are brought up in poverty face extraordinary experiences that involve social challenges, critical stressors and healthcare issues. Most of them do not often behave differently, but they encounter day-to-day overpowering challenges, some of them are seriously affected. This paper is a discussion about the different implications on how children with different family economic factors, socioeconomic status, and challenges behave differently when faced with homelessness.
Poverty of which results to being homeless is generally ...

How do children with different family economic factors, socioeconomic status, and challenges behave differently when faced with homelessness?

Records reveal that there are 1.5 million children or maybe more who suffer homelessness (nccp.org). Children who are brought up in poverty face extraordinary experiences that involve social challenges, critical stressors and healthcare issues. Most of them do not often behave differently, but they encounter day-to-day overpowering challenges, some of them are seriously affected. This paper is a discussion about the different implications on how children with different family economic factors, socioeconomic status, and challenges behave differently when faced with homelessness.
Poverty of which results to being homeless is generally an urban occurrence, thus far children are living in ...

Sustainability in Saudi Cities

Sustainability in Saudi Cities

Introduction

Both defining and describing the sustainable relationship between the historic and newer built environment of Saudi Arabia’s state capital Riyadh focuses on culture as a mitigating factor in historic preservation and sustainability representative of Saudi cities. This scholarly exploration of the existing construction looks influences on their design from an environmental perspective. The following academic investigation therefore, both compares and contrasts the specifics of the time-honored urban design with the modern.
The following investigative account provides information on the environmental and cultural aspects underpinning traditional urban design versus the adoption of 1970s Western urban ...

“Seven Islands and a Metro” and “Bombay: Our City”

The United Nations reported in 2009 that by the year 2030, 41% of the population of India will reside in urban areas. Mumbai is one of one of the 20 largest cities in the world with a population of 2.21 billion in 2011. With almost twice the growth overall of the urban population, urban area slums are growing the most quickly (Reliancefoundation.org 2014). These types of housing conditions created by rapid population growth result in numerous problems: poor health conditions and more diseases, increased crime, lessened access to civic agencies, environmental degradation, increase in slum housing, and overcrowding. It is ...

It is a universal phenomenon that when you have power you can control the entire universe. Goldman Sachs as an investment bank has its origin in the United States and has influenced the business world as well as strongly spreading its tentacles to influence the political orientation of the United States. In the recent past, the company has been viewed just as an entity having no interests of the people in the United States and abroad.
The company has been placed at a very advantageous position owing to the closeness in its continued deals with the US government. It has ...

I live in Richmond, BC, Canada, where the housing market over the last 10 years has gone from $300,000 to $1.2 million per house. The problem with that is that wages have not increased over that time to accommodate increased living expenses to deal with this issue. As a result, we end up spending more and more in order to maintain the same quality of life that we had before. This phenomenon has spread throughout Canada, as more and more individuals are sinking into deep debt, with little to no way out. I choose to dispute the warning labels ...

The two thousand and eight financial crises resulted in significant economic turndowns. Before it began in two thousand and seven, prices of housing rose, new investment options emerged, and risk diversification increased. Following the crisis, house prices fell by huge percentages. It exposed economic weaknesses of the United States. Additionally, it led to an increase in the unemployment rate by ten percent (Mishkin, 2011). Approximately, nineteen trillion dollars of household wealth were lost. Lehman Brothers collapsed in two thousand and eight affecting the global financial system. Taxpayers had to bail out various banks to stabilize the system. This paper ...