Insurance Research Papers Samples For Students

Slavick (4) explains that Chicago School refers to building designs in the early 19th Century. Turak (60) claim that Chicago is indeed the birthplace of skyscrapers. In 1880’s Chicago manages to develop architects referred as the First Chicago School (Turak 60). At this time, Chicago is the second largest metropolis with a high population growth in America. People consider building large commercial buildings since low-level buildings are inefficient. Chicago experiences a booming economy and a lot of innovation that enables the building of skyscrapers to allow for more space for business people.

Chicago buildings in this era display diverse styles ...

Cigna is a global health service organization that provides things such as accident, life, health, dental, life, and disability insurance, and associated health facilities in an exertion to assist those in the society that need it. The Cinga Insurance Company is looking to bring some influence in Hong Kong community. With that said the main goal for this paper is to expand Cinga Insurance Company in Hong Kong.

In order for this to be done, the company has to be able to understand Hong Kong before any of this is done. Who are the 7 million in the city? They ...

Brief history

Zurich Financial Services Company was started in 1872. As the name suggests, the company‘s intention was to offer extremely reliable financial services to the citizens of Switzerland. The company had been created to offer marine reinsurance services. It was originally known as the “Versicherungs-Verein” which meant the Insurance Association. After several acquisitions, in 2ooo the company changed its name to Zurich Financial Services in order to incorporate the many companies that it had acquired according to their functions. Zurich Financial Services Company is the biggest insurer in Switzerland. The company has also become extremely competitive in the global ...

Insurance company

As of February 14, 2014, U.S. insurance company AIG intended to cut 3% employees worldwide, according to Financial Times. On Thursday, the company announced that the severance pay for 1500 is $ 265 million, thus, AIG continues to reorganize its business.
As of April 10, 2014, AIG had some problems with underwriting profits, nevertheless, despite several problems in the past the company shows some improvements. Smart investors are focusing on the business and the actions of management: by making unpopular moves today, AIG is taking a long-term bet that a simplified, streamlined company down the road will be much more profitable ...

Professional negligence

Generally, professional negligence can be described as the adjudged failure of a professional individual to possess the average skill or knowledge of other professionals in like circumstances, or, the failure of the individual to use their skill and knowledge if they possess it. It is evidenced by the results of their activities (Slovenko, 2009). An obligation to compensate for the damaged caused should be done if negligence is proved. The terms ‘medical malpractice’ or simply ‘malpractice’ are embedded in both legal and medical literature and are also a habit of thought.
Professional malpractice in psychology occurs when, in the context ...

Following the American Psychologist Association’s Guidelines

The people of the United States suffer from several serious issues, all related to health care: millions go uninsured every year, health care is too expensive, and the quality of care is poor, especially for the price. The Patience Protection and Affordable Care Act, or Obamacare, as it commonly known as, began addressing these issues. While several of the act’s promises have not come into effect yet, it has managed to extend healthcare to the repetitively uninsured. While many of the accomplishments that the act has already made, and aims to make, are no small feat, there are ...

Introduction

The health status of the American population has continuously been affected by disparities in healthcare distribution. While some populations have dominantly been able to access and acquire quality healthcare, other groups have been sidelined from accessing and acquiring such care. This has been caused majorly by individual and group factors which have at one instance or another affected the distribution, access, provision and acquisition of quality health care. Health disparity refers to the overall difference related to prevalence, incidence, mortality, disease burden as well as other unfavorable health determinants that exist unequally among individuals or populations. These factors are ...

Administrative Expenses:

Administrative expenses accounts for one of the maximum share in total expense of the Airport. By the end of 2013, the actual administrative expenses were $73950. The list of expenses that are part of Administrative Expenses are:
Referring to Phase I, assuming inflation growth of 1.15 per year, the total administrative expense by the end of Phase I were $549658. Similarly, during Phase II and final Phase, the administrative expenses amounted to $610035 and $677044, respectively.
Overall, all the projections were carried out assuming an inflation rate of 1.15%.

Liability Insurance Expenses:

The total liability insurance expense of the company ...

Health care costs are very expensive in America. In 2010, the national health care spending was 17.9% of the nation’s GDP, a very high figure compared to other developed countries in the world such as Canada and the United Kingdom (Koch 2013). In comparison, these countries are even providing universal health coverage to its citizens. Over the years, the US have adopted several mechanisms for paying for health care in America. Medicare was established in 1965 through an act of Congress. This is a health-insurance provided to persons who are at least 65 years old and eligible for Social Security ...

Introduction

Chubb Corporation (listed as Chubb), a 130 year old entity has been through many suns and shines. This company began operations in marine insurance sector in the US, has evolved today into a Fortune 500 company(Ranked 202, in 2013), listed on the NYSE since 1967 and been there ever since.
Chubb Corporation’s umbrella of subsidiaries spans the latitudinal lengths and longitudinal breadths of four continents, has more than 10,000 employees on its payroll. Further, the organisation is voluntarily supported by around 8500 insurance brokers and independent agents (IA), who make up the entire sales force. These huge ...

Introduction

Affordable care act which is also known by the name ‘Obamacare’ was signed to be part of the law in the United States federal statute in the year 2010 twenty third of March. The key aim of this act is to ensure that health insurance is affordable to all individuals in the US. The main intention of the act is to ensure that there is lowered uninsured rate that is to be made possible by expansion of private and public coverage of insurance services. More so, according to the act, there should be reduced costs for the individuals and ...

Introduction

Automobile liability insurance is generally a mandatory practice in most of the countries of the world including the United States. There are four major categories of car insurance, which include tort liability, choice no-fault, add-on, and no-fault insurance. The major differences in these car insurance types include availability of restrictions on the right to sue and if the policy holder’s insurer pays first party benefits, notwithstanding which driver was at fault for the occurrence of a motor vehicle accident.
According to the Insurance Information Institute, the no fault insurance is usually intended to lower the cost of automobile insurance ...

The long-stalled almost 1000-page Farm Bill was recently passed on an atypical bipartisan vote of 68 to 32. The Bill has real consequences on the American agricultural sector and particularly the economic sector. It affects everything from the food stamps, to the corn subsidies to even the mere cost of an acre of farm land. There have been vast reactions to the passing of the bill from various government officials and even the American citizens regarding the possible benefits and losses that the Bill poses.
Opponents of the bill, particularly the anti-hunger advocates, argue that the bill could ...

INSURANCE FRAUD

EXECUTIVE SUMMARY
Insurance fraud is the term used for explaining the misrepresentation that the individuals or a group of people make so that they can avail more benefits from the insurance companies to which they are actually not entitled too. The transparency in the representation is important for securing the rights and overburdening the company from the claims which have actually not taken place. The insurance companies take different measures for protecting the rights and ensuring that they are protected from the insurance fraud. For this the rules and regulations are implemented using which they sometimes protect themselves from ...

Of the 14 states with state-based marketplace healthcare plans, eight have defined contributions options at present or being planned in the near future. These states include California, Colorado, Connecticut, District of Columbia, Kentucky, Massachusetts, Minnesota, Rhode Island and Vermont. Other states have no defined contribution plans and these states include Hawaii, Idaho, Maryland, and New York.

A. STATES WITH DEFINED CONTRIBUTION

California
California allows employers to offer defined contribution health plans to their employees. The use by employers of such type of plan requires compliance with ERISA and HIPAA guidelines. This means giving employees the freedom to choose their respective health insurance plans ...

Insurance Claim Rejection in the Middle East

Abstract
The rejection of insurance claims is quite rampant in the Middle East. Private health insurance is necessary for the millions of the expatriates who live in the Middle East. In the UAE, there is no comprehensive data on the rejection of claims. This study seeks to determine the prevalence of the rejection of health insurance claims in the UAE. This will be done by obtaining data from the health information management system at the hospital where the researcher works as a hospital manager. Data will also be obtained from the e-claim system. The data that will be obtained ...

Social Problem Addressed by the Policy

One of the biggest social problems in the U.S. that requires immediate attention is health care. The enactment of the policy called the Affordable Health Care Act has addressed the social problem on health care. One of the problems that have to be resolved by the policy is to provide long-term care for the citizenry since there is scarcity of government funding. At the same time, the current recession and global crises has caused a significant impact in the U.S. which prevented the grant of health care insurance to the people. Although the government aims to resolve the problem on ...

The United States ranks among the wealthiest countries in the world. However, the country still has a number of people who are uninsured, under-insured and without adequate healthcare coverage? According to the Census Bureau, there are about 42.0 million people in the United States who are without basic healthcare coverage. The 2013 Census Bureau yearly report on healthcare coverage advises private healthcare providers cover 64% of the population. The Affordable Care Act for Small Businesses proposes that healthcare be "readily available to everyone in the United States regardless of work status or financial situation (retrieved from, The Affordable Care Act ...

English

Introduction
Universal health care is defined by the World Health Organization as ensuring that health services are available to all people when they need the services. Also the health service should not be so expensive that people suffer “financial hardship” trying to pay the costs (WHO 2014). The characteristics necessary for a good health care system include care that is focused on the well-being of the patients, affordable health services and medicines, access to the very best medicines and diagnostic tools, and high quality health care providers (WHO 2014). Universal health care is an issue that has been debated ...

Healthcare

Background
While the right to life, happiness and the pursuit of liberty are enshrined in the Declaration of Independence, the concept of a ‘right to health’ has proven evocative and also divisive in the national discourse over the past three centuries. A mix of pragmatism, opportunism and pressure from special action groups has dogged the issue.
A yellow fever epidemic in 1793 forced the American government to evacuate from Philadelphia. In response, George Washington came up with the first federal health law, proposing powers for the Executive to convene the government outside the capital in the event of ...

Abstract

US insurance industry is subject to various changes ranging from technological advance to consumer behavior change. In that respect, firms’ performance and competitiveness are dependent on their operations and marketing efficiency. In that view, the analysis has sought to demonstrate different approaches that firms apply in marketing their products and addressing market changes. To begin with, the industry has been identified to have been marked by increased spending as firms seek to attract more customers. In addition, consumer behaviors have changed from consideration of only the leading brands to also including the others in their evaluation process. In that ...

Executive summary

The Affordable Care Act (ACA) addresses the challenges facing the health industry. The government has been implementing the provisions in incremental stages since 2010 and more changes are still underway. This report discusses the impact that this act has on indoor tanning services by analyzing the indoor tanning services tax, health insurance coverage duty on employers and the additional Medicare tax. Firstly, the indoor services tax applies to businesses offering tanning services as their predominant activity. However, the law provides tax exemptions to providers such as phototherapy services, qualified physical fitness facilities, spray-on tanning services and those selling tanning ...

Introduction

According to Peter R (2001), managed care contracts that are a process of negotiation between a physician or health care professionals and a well-managed health care facility for them to provide prospective services. These health contracts should be provided by well-established health professional or physicians.
In the United States, there are well local well-established insurance companies dealing with managed care contracts. These companies include Wellcare Health plans, Humana, Coventry Health Care and Amerigroup.

Wellcare Health Plans

Wellcare Health Plans is one of the largest insurance companies in the United States. Being established in 1985, it has about 2.2 million members with about 91,000 ...

Economics

Introduction
The concept of a ‘right to health’ has been strongly emotive and politically charged in the United States. The politics of health have evolved in the United States in fits and starts. Political settings and the influence of organized groupings such as the American Medical Association and the American Association of Labor Legislation have played a major role in the evolution of the concept of the right to health.

Historical Background

In 1793, a yellow fever epidemic forced the central government to impose quarantine on cases suffering from yellow fever. This was the first instance when public health occupied the national center-stage ( ...

- Introduction to the Issue
The Terrorism Risk Insurance Act (TRIA) was established for the primary purpose of ensuring “the continued financial capacity of insurers to provide coverage for risks from terrorism” . The Act was originally passed on January 23, 2002 after the destructive effects of the September 11, 2001 terrorist attack on the Twin Towers. The gigantic losses sustained by the US economy necessitated urgent measures to mitigate terrorism risks and to spread the potential losses in future events of similar nature. The TRIA, which had stipulated initial termination date of December 31, 2005 was extended initially ...

Public versus private insurance cover is a dynamic and stochastic process where individuals consider premiums, personal costs, and other preferences. The insurance amenities and restrictions in private insurers are different from public insurers that serve less healthy and wealthy population. The private and public insurance systems have different structures. In the private system, the insurance premiums take into account basic health risk of the insured and that of the dependants.
The patients that subscribe to Medicare receive inferior care for certain medical issues unlike the patients that use private insurance. The patients that use private health insurance have lower ...

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Introduction

Personal Information, formally known as Personally Identifiable Information (PII), encompasses information obtained by an agency, regarding an individual, which aims to serve two important purposes. Firstly, the information provides particulars of the individual that personally distinguish his/her identity; such as name, date of birth, family details and social security number, etc. Secondly, the information is closely linked (or can reasonably be expected to be linked) to an individual; such as medical and dental records, educational background, work experience etc. .
Over the past decade, virtually every company has invested heavily in computerization ...

ID Number
The story “Mama Might Be Better off Dead” by Laurie Kaye Abraham centers on a challenging analysis of the delivery of health care for the urban poor. The story chronicles on the lives of the African American family and their experiences in America’s healthcare. Racial inequality is the primary theme in the story.
Abraham used to write about health care; however, the story of Banes brings us to the other dimension of health care in America. Racial disparity in healthcare continues to exist at this present age. Minority Americans are more likely to confront problems ...

Social Security and Social Insurance Research of Chile

This study is dedicated to overview of the social security and social insurance system of Chile. This country performed transition to personal accounts system and social security privatization over 30 years ago. Many researches consider this reform as a big success, because it made the country economy stronger, financial system healthier and provided more protection to the taxpayers. But there’re also some serious issues in the social security system.
- Social Security Expenditures: A historical perspective and a graph for it.
Chile was one of the pioneer countries in the Western hemisphere that introduced state social security coverage. ...

Introduction

Good health is critical for living a good life and for this reason; people demand access to healthcare services that can help maintaining it. There are number of countries in America who have responded to political manifestation of this demand by assurance of access to healthcare services. Often times, even if the policies for the access of healthcare services are defined, still they are vague and State is unable to comply this requirement.
Most Americans have good standards and policies to access healthcare services. It enables those taking full benefits of the State’s healthcare system. Others have to ...

Abstract

This paper defines long-term care (LTC) and the challenges the LTC industry currently faces. Areas covered include a shortfall in funding needed to provide LTC of an acceptable quality, the fact that more and more people are requiring care over a longer period due to an increase of average life expectancy, a significant increased incidence of Alzheimer’s disease and other dementia variants, an infrastructure that is lagging the demand, and a shrinking workforce in the industry coinciding with an increased demand for its services. The paper concludes that the funding shortfall is probably the major challenge, because without sufficient funding, care of ...

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Introduction
Unemployment is the presence of people in the country, forming part of the economically active population who are able and willing to work for hire, but can not find work.
According to the International Labour Organization, people aged 10-72 years as unemployed if the critical week survey on employment it simultaneously:
- do not have a job
- looking for work
- ready to start working
The unemployment rate is a quantitative indicator that compares the unemployment rate for different population (for different countries or ...

Vermont has a single payer system that guarantees people of universal insurance. The single payer system in the state of Vermont aims at improving the benefits of the underinsured to include vision care, dental care and increment of Medicaid reimbursement to doctors (Mcelewee, 2014). The program aims at saving health care costs from administrative expenses, reduction of intermediaries and fraudulent case. There is improved governance in health care. The funds to finance the program will come from the savings and revenues from the state. The implementation of the program does not face challenges because few disparities exist and many people ...

Healthcare is one of the most important or essential needs that often, an individual has to pay a steep price for, especially in developed or highly industrialized countries such as the United States. In this country, the United States, for example, roughly 46 million Americans have been considered as insurance holders in 2006 alone. As more reforms are set to take place in the U.S. healthcare coverage and policies in the next years to come, that number is set and expected to increase as well. Estimates suggest that by 2016, more than 20 percent of the American population will already ...

Basics of the Law

The Affordable Care Act is putting the consumers back in control of their health care. Based on this law, there would be a new Patient’s Bill of Rights, which will provide the American people the flexibility and stability they need so they can make informed options about their health. Some of the coverage of this law includes the ending of exclusion of the pre-existing condition for children. This will stop health plans to deny or limit benefits to children below nineteen years old because of their pre-existing health condition. It also keeps young adults under twenty six to be ...

International Sale Documents

Introduction
Right paperwork and documentation during importation and exportation is very crucial. Inaccurate or lack of documents can lead to many inconveniences that may include delays, increase in trade costs and rejected deals. When participating in international trade, it is crucial to ensure the right documentation is applied. The correct type of documentation plays a very significant role in both receiving and making payments. By following the right paperwork, the risks facing the customer paying for the goods are reduced. The risk of the supplier failing to deliver the goods or services is also reduced. With the right documented ...

Introduction

Risk and risk factors are some of the threatening entities of a functioning firm or company. The risk-management process involves the systematic application of management policies and practices as well as procedures, with the intention of establishing a context of communication and consultation with relevant stakeholders. The treatment, monitoring, and reviewing of risks also comprises of identification, analysis, and evaluation. A risk is the possibility of a loss or other adverse event that has the potential to interfere with an organization’s or individual’s ability to fulfill its or his/her objectives. Risk identification ensures that an organization or the individual identifies ...

United States of America have many insurance plans available for its citizens. By 2014, the law requires everybody to have an insurance cover. The Affordable Care Act enables the Americans to get a comprehensive health insurance cover. The available insurance and health plans vary depending on the state. Every state has its own insurance. The government of America has the Medicare health insurance plan for the people aged 65 years and above or people under the age of 65 and has certain disabilities (Green & Rowell, 2013). The Medicare pays for nursing facilities, care in hospitals. It also includes doctor’s ...

Abstract

Maternity coverage or insurance can be endowed by the employer or an individual can secure an insurance policy or plan by himself/herself. Taking an insurance cover by women for their maternity costs or midwives for their practice is an optional resolution. However, taking an insurance plan is beneficial compared with the reproductive complications that can result in the absence of a cover. Midwives also get covered for the services they offer and any other work related uncertainties.
Insurance in midwifery simply refers to the costs covered during the practice of midwifery, that is, pregnancy, birth, and post delivery period. ...

The Affordable Care Act is also known as the Patient Protection. However, its most common name is “Obama care”. This is a federal statute of the United States which was signed into law on 23rd of March 2013 by President Obama. This Act represents one of the most important United States Healthcare System overhaul since Medicaid and Medicare passage in the year 1965 (Tate 22).
The Affordable Care Act (ACA) was passed with three main goals in mind. One, to reduce healthcare costs to both the government and individuals in the country, two, to lower the rate of the ...

Introduction

Have you had any time you went to hospital without health insurance, or you did not have enough money to cover your medicine? No having health insurance is a considerable as one of the big issues in the United States. With the high cost for the hospitals and the thereby for the people who make not much money, that makes them start thinking a lot of how to deal with this issue, and may be will makes them worry about their family and their children.
If the Americans receive a health insurance from government, they will get many benefits in their ...

The Affordable Care Act was enacted on March 2010. It provided Americans with a better health security through coming up with comprehensive health insurance reforms. The reforms were intended to expand coverage and lower healthcare cost by holding insurance companies accountable. As a result, it promises to enhance the quality of healthcare for the Americans (CCH and Wolters, 2010). This act works in conjunction with two separate pieces of legislation, which are the patient protection and affordable care act, and the healthcare education reconciliation Act of 2010. According to Meltzer (2011), these two acts have helped many low-income earners access medical ...

Comparison of Health Care System of Taiwan and USA

Health care systems are intended to meet health care needs of the people or populations (Swann, Carmona, Ryan, Raynor, Baris, Dunsdon, Huntley, and Kelly). Health care reforms are required in order to modify the health care systems for making them capable to operate more effectually. There are however a wide variety of health care systems around the world. In some countries, the health care system has been formed but they are not planned, contrary to it in some countries a determined effort has been made by trade unions, governments, religious, charities, and associated bodies in order to deliver organized health care ...

Introduction

Every time there is a possibility of loss in any way, there is a particular cover for it. Whether it is for a loss in car insurance, an accident, or loss in case of a natural calamity, and disability insurance for a loss caused by sudden disability.

Health Insurance

This type of insurance provides coverage for individuals when they experience health emergencies and general health complications. This cover is for the costs incurred during doctor`s visit, medical emergencies, ambulance service, and hospital stays.

Life Insurance

This type of insurance only pays out only when the insured dies. It is then passed to the deceased`s survivors as a ...

The United States Government should be able to perfect socialized medicine and provide it to all American citizens regardless of financial stature. There are many reasons for socializing medicine in the United States, and they are, but not limited to: the right to health care, decreasing costs and boosting economic productivity, and last, but not least, lowering the percentage of medically related bankruptcies per year. America is one of a few countries that does not guarantee health care to all its citizens. Socialized medicine has been around a long time and it is about time America steps up and perfects it ...

In the United States history, the healthcare economies have gone through humongous drastic changes, which have evidently culminated into the noble reforms that are notable currently. Although there are many factors, which come into, play concerning these changes, the fundamental driver behind these noble changes has been the key advances in advanced technology and medical care techniques especially in the field of surgical services and diagnostic imaging. In addition, it is paramount to comprehend the fact that in spite of the time-period taken, the payment for the services, as well as its primary source, has ultimately been a vital element ...

President Obama and the Republicans are really engaging in a bitter war against both sides when it comes to the topic of health insurance for Americans. This research paper will discuss the major issues that exist between the Republicans and President Obama with the Affordable Care Act. I will compare the pros and the cons of the new law. I will explore who will benefit from this law in which has been nicknamed as “Obamacare”. Why are the Republicans fighting so hard to stop this law? How much will it cost the government?

Republicans’ stand

There were claims that the Patient Protection ...

Jennifer Barry required financial planning, which would help her to monitor and reevaluate her financial position. It would help her to plan how to spend, save, protect and invest her financial resources into feasible projects. Thus, solid understanding of financial planning gives her a better chance of success to the individual facing the financial challenges. Such success could include paying lower credit costs, reducing her income taxes, purchasing assets at fair prices, and planning for a better retirement among others (Garman and Raymond 4). The best success that financial planning could offer Barry is freedom from financial challenges that comes with ...

U.S. HEALTH CARE SYSTEM COMPARED TO AUSTRALIAN
The United States and the Australia follow very contrasting healthcare system. To highlight their best, and to learn from their shortcoming, it useful to compare and contrast the system. It will be useful to compare them according to their: accessibility; cost structure; quality; types and availability of the health care settings and services; healthcare quality and outcomes; and health care personnel.
Like the rest of the world, United States has both private and public insurers in their health care system. What makes is unique is the dominant role played by ...

Introduction

According to the Institute of Medicine (2004), part of the National Academy of Sciences, there are more than 43 million uninsured Americans, based on data for year 2002 alone (p.1), while data from the US Census Bureau report that the number of uninsured has risen to a record of 46 million, in 2009 (census.gov). The enormous number of uninsured individuals, which is as large as the population of 26 states combined, brings harmful effects to the uninsured, their families and the entire country too (Institute of Medicine, 2004 p.1). Despite the fact that medical technology has significantly advanced over the ...

Comparison of Health Care System of Taiwan and USA

Health care systems are intended to meet health care needs of the people or populations (Swann, Carmona, Ryan, Raynor, Baris, Dunsdon, Huntley, and Kelly). Health care reforms are required in order to modify the health care systems for making them capable to operate more effectually. There are however a wide variety of health care systems around the world. In some countries, the health care system has been formed but they are not planned, contrary to it in some countries a determined effort has been made by trade unions, governments, religious, charities, and associated bodies in order to deliver organized health care ...

Introduction

Managed care refers to a kind of health insurance where people pay to a medical provider for access to health services whenever needed. The annual payment may be fixed if basic health services are to be offered. When secondary medical services are to be provided, the members of the managed care will be charged extra. The kind of services offered includes physician visits, access to prescription drugs, and emergency medical care. There are different kinds of managed care from which an individual can choose from.
The first is Health Maintenance Organizations (HMO). It provides basic medical cover for its members ...

Abstract

All parties involved in worker’s compensation have the desire to eliminate fraud. A recent research shows that, fraudulent compensation of workers cost over $5 Billion annually. In California, over 25% of compensation claims are usually falsified, yet an average claim in California goes for almost $65 000. Therefore fraud needs to be avoided because it costs the state a huge amount of money which could have been spent on development projects. Fraud units have been put in place, but they have not been able to eliminate fraud. Worker compensation frauds can be eliminated by putting in place tougher compensation ...

My dentist friend of mine reduced her work hours recently. As one of the highest paid professionals in USA, I wondered why anyone would reduce work hours while they can actually mint. She explained later that she is too tired of the legality of practice, facing constant threat of patients suing and the amount of paper processing for each patient. It is a revelation for me. I never perceived that this could be a deterrent to the doctors. The more I dwell into it the more I realize that there is a lot unsaid in the silence of the nurses and the ...

Introduction

Risk and risk factors are the cornerstones of a functioning firm or company. The risk-management process involves the systematic application of management policies and practices as well as procedures, with the intention of establishing a context of communication and consultation with relevant stakeholders. The treatment, monitoring, and reviewing of risks also comprises identification, analysis, and evaluation. Consider a scenario where a top company employs a new CEO and one of her first decisions is to ensure that safety is a major priority. Twoof the new rules being established state that all employees are required to use safety gear while in the manufacturing department of the ...

Health Insurance Portability and Accountability Act of 1996 preceded the Internal Revenue Code of 1986 and was meant to improve portability and continuity of health insurance coverage for individual and group markets as well as combat waste, fraud, and possible abuse in health insurance and healthcare delivery. The law under Title II, subtitle F contains six parts that touches on information technology aspects.
Subtitle F is about administrative simplification and under section 261, it is stated that its purpose include improvement of Medicare program and promote efficiency and effectiveness of the healthcare system through development of health care ...

Effectiveness of the cyber-security technologies/policies

In the financial sector, the security of its payment and customer information is fundamental to the operation of the company. Financial institutions must review security risks of its customers, its information resources and policies applicable to them. The review provides a platform to put in place control measures to combat failures and security breaches. This information is essential for periodical updating, reporting and review to both internal boards and external regulators. Reducing regulatory and security complexities in an industry under continuous threat remains an ongoing and costly challenge. Some of the cyber-security technologies or policies employed by Mistral Bank include;

Business continuity planning

...

Introduction

Healthcare is one of the basic needs for all of us. Once the primary needs like food and shelter are taken care of, the focus for any government shifts towards providing better healthcare for its citizens. As per the Indian constitution, healthcare system in India is primarily run by the states and union territories. Both the states and union territories are responsible for public health and standard of living respectively. India has a population of 1.2 billion. 44% of the children are malnourished and more than 400 million people live on less than $1.25 per day. This poses a big challenge ...

Slide 1: Canadian Health System

Slide 2: History: Canada Health System
1820: First medical school in Montreal.
1892: William Osler wrote “The Principles and Practice of medicine”, which served as the basic handbook for Canadian doctors for decades.
1946: Saskatchewan passed “Saskatchewan Hospitalization Act” to ensure free hospitalization.
1957: Canadian government created “ Hospital Insurance and Diagnostic Services Act” which covered 50% of all expenses.
1984: Canada Health Care Act was passed to start a publicly funded Medicare system.
Slide 3: Government Involvement
As per 1867 Constitution Act government was not responsible for Healthcare.
After 50 years of ...

Introduction

Healthcare in the United States encompasses a trajectory that emerges from reform legislations that promises to provide civic lessons and insights to the way the Congress should try to resolve the problems of healthcare delivery and quality across all regions of the country. However, each region has varying systems that deliver different levels of delivery, quality, cost and perceptions. These differences will be explored by looking at each of region’s level of access, cost, view of healthcare and healthcare providers, implemented local policies and about Obamacare. The discussion of differences by region is a fundamental and primary step in understanding ...