Abstract
Much as mobile payments are comfortable to carry out, there is the danger of money being stolen by cyber thieves. Criminals use plenty of malware tools like Heartbleed bug or Trojan viruses to gain access to sensitive information for further manipulation. SMS interceptors allow thieves to receive the authentication text messages sent by banks on a per-lo-in principle. As far the level of safety goes, Android platforms are second safest to Apple analogues based on a walled garden App Store and a closed operating system, yet not even this product can keep mobile users safe when their inquisitiveness and desire to download ...