Houston Insurance Holdings is a leading specialty insurer based in Texas, USA. However, its scope of operation extends beyond the United States of America and has offices in the United Kingdom, Spain and Ireland. The insurance company underwrites 100 classes of specialty insurance products in 180 countries around the world. The company has five underwriting segments namely: Professional liability, U.S Property Casualty, Accident and Health and U.S Surety and Credit International.
The firm engages in the diverse business portfolio in order to ensure consistent underwriting results irrespective of the market cycles. This has contributed to an impressive performance of ...
Liability Term Papers Samples For Students
17 samples of this type
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Bishop V Armstrong Aggregate Company
Facts Summary. Aggregates Company sent a letter of offer to the plaintiff on 2nd May to sell scrap mica at $180 per ton. The petitioner received the letter on the following day. Some few weeks later, Bishop learned that the market price had rocketed to $185 per ton. Bishop wrote to the respondent on 22nd purporting to accept the offer. Armstrong received the letter on May 30th, Armstrong repudiated the offer and adjusted the offer to sell at $ 187, the current market price.
Legal Issues. Under this case, the court would have to make a determination on three issues. ...
Asking yourself why you are a hospitality management major may give you direction
Introduction
Hospitality management major is the one, offering students great variety of possible careers to choose from. For instance, one with hospitality management major can be involved in the work of hotel by taking such positions as hotel housekeeper, project manager, front office manager etc. or manage the work of the restaurant. In terms of hospitality management major opportunities I have always been most excited with the opportunity to launch my own business in order to be able to fully use my creative skills.
Thus I have decided to look forward to creating my own event organization. ...
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In every law enforcement in any country, police officers have the right to use force in the course of their work. However, the use of force is not limitless to them. The use of force should be exceptional, that is, acceptable in some cases. The use of force by law enforcement officers is strictly regulated by the law. The laws may differ from one country to another, and one should always be familiar with them. The international community has worked towards establishing a code of conduct that should be followed by all law enforcement officers in all countries. The ...
Define collective bargaining (NBA lockout 2011) arguments from both sides (NBA owners and NBA players) what the latest deal means, when it will expire
Introduction
Business and sports operations are based on proper comprehension of the legal facets. An organizational investment into the comprehension and inculcation of the legal facets is critical towards ensuring that the prospects of litigation do not prevail. An individual or sports organization that maintains competency regarding the legal facets is bound to avoid the prospects of law suits that prevail as a result of non-comprehension of the legal facets of business operations. In regards to the ...
Introduction
The American healthcare system is the most expensive in the world as indicated by mirror reports in 2010, 2007, 2006, and 2004 (Davis, Stremikis, Squires & Schoen, 2014, p. 7). According to Bhattacharya & Hyde, (2013, p. 251), by 1960, America’s expenditure on healthcare was low to an extent that it could only spend a twentieth of her Gross Domestic Product on healthcare costs. The U.S. ranks the first in term of cost related problems since the price elasticity of healthcare services in America is relatively elastic. Considering that many people are price sensitive, they opt for alternative care other than ...
Introduction
Revenue recognition is an accounting principle which stipulates the exact time on which revenues from an activity can be recognized in the financial statements of a company. According to this principle, the appropriate time for revenue recognition is when the service has been rendered, as opposed to when the revenue is collected from the client. Explained in practical terms, Trackon ltd, company that sells consumer goods and commits to a transaction in the last month of an accounting year, whereas the revenues are collected in the next accounting period, in the books of account Trackon ltd will record the income in ...
Can consumer goods from china be trusted? The answer is NO due to the following reasons;
In the year august 2007, there was a recall of about 967,000 toys by Fisher-Price in the United States. Reason being it was later learned that the paints that had been used to make the toys between April and July of the year 2007 had been contaminated by lead. There was no quality-control testing for companies like RC2 Corp which is popular for the Thomas & Friends toy line, Marvel, and also Hasbro which is famous for its Easy Bake ovens. China uses lead a lot because it lowers costs. Since there a has been a push of lowering costs, there has been ...
Introduction
Our environment of late has become a scarce resource. Economics being a discipline concerned about effective utilisation and distribution of scarce resources is therefore vital when addressing environmental problems. When formulating environmental policy, economics comes into play with the aim of balancing the costs and benefits of the environmental measures. In this essay, I will discuss air pollution as an environmental problem and the economics involved in addressing it.
Air pollution and Trends in the last 20 years
According to EPA there are six major pollutants that determine air quality. They include: lead, carbon monoxide (CO), nitrogen dioxide (NOx), sulphur dioxide (SOx), particulate matter, and ozone.
Figure 1: Percentage of Primary Air Pollutants
Since measures of controlling ...
Selling the Wheel.
Selling the Wheel: Choosing the Best Way to Sell for you, your Company, and your Customers is a business novel written by Jeff Cox, Howard Stevens, and Zapp as a co-author. It was published in 2001 by Simon & Schuster and has 256 pages with content that has been an inspiration to many readers (Cox, 2001). This business novel is so far the best business novel I have read since the authors have done decades of research and settled on the best and right way of selling successfully (Cox, 2000). In addition, it is simple, interesting, easy to elaborate and ...
Internet Security
Executive summary
There has been a growing trend of people using the internet as research indicates. The internet serves as a good source of information, entertainment and is also used for communication. Despite the merits that come with the use of the internet, there is a high risk of malware, spams, and swindles for the users. The risk that the internet users are exposed to calls for internet security to ensure that the use of internet remains interesting and enjoyable. This report seeks to outline some of the benefits and challenges that come with internet security by conducting a ...
A prevalent portion of corporate abusive behavior may be performed by persons who hold the capacity to have certain effect within an organization, and are responsible for its operation. Top-ranked employees establish certain pattern how a particular company and its workers operate. However, in cases where possible misconduct is tolerated, for different reasons including due to the position occupied by an offender, such malpractice may severely damage the corporate spirit.
Another drawback trending in the area of corporate ethics is the stagnated reluctance to act on equal basis with all concerned, and invoke necessary measures in the event of ...
Ethics Violations of PharmaCARE
When viewing the behavior of PharmaCARE in marketing and selling its drug AD23, there are a number of ethical issues that the company is brazenly violating. The first and most brazen violation of marketing ethics was creating a subsidiary (CompCARE) to do the marketing for AD23 in order to circumvent the regulation of the FDA. This is a clear violation of the ethical need to comply with government regulation, which businesses are expected to do. By creating CompCARE and shuffling off the product to them, creating a hasty renovation and shifting of resources, the goal was to prevent the FDA from being able ...
[Your Full Name]
Profitability of the company
The profitability of the company is determined by the benchmarking of different returns on the total sales of the company. Some of the basically used methods here are gross profit margin, net profit margin, revenue per employee, and other margin ratios in company’s income statement and balance sheet. The revenue of company is in increasing trend. Approximate revenue of $29 million reached mark of $37 million in 2011, and reached the level of $50 million by 2012. There is significant growth in the revenue model of company as it has ...
Introduction
In recent times, the advancement of technology has brought with it numerous changes to the manner in which business is transacted and the way people communicate. Several decades ago, any ordinary office had employees such as messengers and errand persons who would be employed for the sole purpose of taking information from one office to another and from one organization to the next. Operations largely depended on human effort to be completed and much of the work was done manually without the use of even the simplest machines that would make this work easier. However, with technology, many inventions ...
1. The name of the business is American International Group Inc., a leading international insurance organization that provides property casualty insurance, life insurance, retirement products, mortgage insurance and other financial services serving commercial, institutional and individual customers. The primary decision maker in the company is Mr. Bob Benmosche, President and CEO of the company. AIG’s mission statement states the following: “As a global financial services organization, we have committed our resources to developing products and services that address the needs of our clients as well as promote a corporate culture that values integrity, diversity, innovation and excellence." The company offers a wide ...