Liquidity Term Papers Samples For Students

Apple Inc: Financial Analysis

Problem 1:
Liquidity Analysis:
Liquidity Ratios are used to judge short term solvency of the company as if it have sufficient working capital to pay off its short term obligation. Generally, two measures of Liquidity Ratios are used by the analyst to adjudge the liquidity position of the company:
- Current Ratio
- Quick Ratio/Acid Test Ratio
1) Current Ratio: Calculated as ratio of Current Asset and Current liability, this liquidity ratio is considered to be true indicator of a firm’s liquidity.

Current Ratio: Current Assets/ Current Liabilities

2) Quick Ratio: Also known as Acid Ratio and a more stringent measure ...

The US Subprime mortgage crisis was a banking and financial emergency situation that led to a recession not only in the US but spread to many parts of the world. The disastrous effects of a crisis in the domestic subprime market on the rest of the world beg questions about the interconnectability and interdependence of the international economy as well as the financial institutions. The international financial crisis also revealed how vulnerable the global financial system was. Not only did the subprime crisis have a direct effect on global markets and countries that held a huge number of US mortgage backed securities and were ...

Introduction

The primary aim of the paper is to do the financial analysis of Samsung and provide a clear and concise view to the investors. It includes a brief overview of Samsung along with its financial position determines through the horizontal analysis. The ratio analysis is also used to determine the liquidity position of the company. The recommendation is also provided to help the investor in decision making for investment in Samsung. The conclusion is provided at the end by summarizing all the facts that are discussed in this paper.

Company overview

Samsung is a South Korean multinational company that is headquartered ...

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Investing in Qatar stock exchange (QE) demands a high quality of knowledge and resources; these can be acquired by taking a proper insight of the foundations. There are around 43 companies in Qatar exchange1. If a person wants to invest on QE then he has two ways either he choose the conventional way and go down to the bottom of exchange and give his order to broker, or he can simple use the modern method by calling broker. There are stockbrokers who act ...

Company Analysis: Advanced Micro Devices (AMD) Limited

About the paper
The paper is commissioned to provide an extensive discussion about the liquidity, profitability and debt situation of Advanced Micro Devices (AMD) Limited. While the liquidity analysis shall be sourced for unearthing the trend analysis for the past three years, the discussion on the debt situation, and how the bonds of the company are performing, is mechanized to assist the potential investors in taking an investment decision, i.e. whether the ongoing performance of the bond justifies investment in the bonds of the company or not.

About the company

Founded in the year 1969, Advanced Micro Devices is an American ...

Balance Sheet:a)What components of stockholders' equity do each of the companies disclose?

Referring to the balance sheet of both the companies, below is the information relating to stockholder equity:
Meiji Holdings:
The company during 2013, has total stockholder equity of $3242.84 Million with the components of stockholder equity as follows:
- Common Stock(Authorized and Issued)
- Capital Surplus
- Retained Earnings
- Treasury Stock(at cost)

General Mills Inc:

Noted from the balance sheet of the company for the year 2013, the total stockholder equity of the company was reported to be $3242.84 Million with the component of stockholder equity as follows:
- Common Stock(par ...

Abstract

This paper is devoted to the Clorox Company financial research. The research includes analysis of financial statements, analysis of financial ratios, bonds and stock valuation methods, calculation of dividends growth rate, description of constant-growth model, calculation of beta coefficient of stock, calculation of standard deviation of stock, calculation of weighted average cost of capital. The computations are based on the data collected from annual reports for the years 2007-2011. Calculations were made using appendices and excel spreadsheets. The arguments are supported by analysis of financial performance of the Company.

Introduction

In accordance with Bloomberg (2012), Clorox Company is a large manufacturer ...

Abstract

In the past, the international financial markets have had diverse ways and means of achieving their financial satisfaction and objectives based on different operation platforms. For this reason, there arose challenges with integration of different financial systems without a common platform. This led to most countries modifying their models of international finance for them to remain competitive in the market as well as possibilities of investing in new markets and having investors from anywhere in the world invest in their financial system. For example, Japan’s - GAAP financial system has in the recent past been harmonized with that of ...

Company Analysis: Verizon Communications

About the paper
The paper is commissioned to perform financial analysis and equity valuation of Verizon Communications, and issue a final recommendation on the company’s performance. As part of this analysis, we will be using the raw financial figures of 2014 and 2015 and will then run them through the microscope of financial ratios. On the other hand, the equity valuation will be performed using the comparable approach as part of which we will calculate the intrinsic value of the company’s stock using industry PE ratio.
However, before initiating with the financial calculations, we will introduce a ...

Interest rates are the monetary compensation or the cost of borrowing given to the lender(s) or supplier(s) of funds by the borrower(s) or demander(s) of funds or loans (CMU, 2010). The terms required returns and interest rates are similar in that the lender gets compensated for the funds they provide to the borrower. However, required returns are used when referring to equity instruments (investments) like common stock, and the interest rate is used when referring to debt instruments like bonds or bank loans. There are several factors that influence interest rates. They include inflation, risk ...

Introduction

This paper summarizes the key policies that were implemented by the United States Federal Reserve Bank in the period between 2008 and 2010. This time period under review presented a unique economic environment for the Federal Reserve and the US economy as a whole, due to the Global Financial Crisis which begun in the second half of 2008. This paper seeks to understand the key decisions that the Fed took in averting the deepening of the crises, and in steering the economy back on the right course. By and large, the decisions taken by the bank are to a large extent a reflection ...

Executive Summary

Wal-Mart Stores Incorporation boasts of market leadership in the provision of retail products and services to clients located across the globe. According to Walmart (2013), the retailer relies upon its 10,900 retail units spread across 27 countries to increase its share of the retail market. The retailer, listed on the New York Stock Exchange, is the largest in the United States of America. Essentially, the company provides all products under a single roof. This ability appeals to customers who have limited time to shop around for consumer and commercial products.
The company has grown its internal operations to ...

TeleTech Holdings, Inc. (TTEC)

TeleTech Holdings is a technology services company whose main business is the provision of telephony services to businesses. The company operates call centers and BPO centers through which it connects customers to their companies. Through the provision of the telephony services, it creates a lasting customer experience, which in turn results in growing revenues and profitability of the companies that it represents. The various industries that it serves include the automotive industry, financial services, healthcare, government agencies, e-commerce entities, and the hospitality industry among others (TeleTech Holdings, 2017).
In light of the above brief on TeleTech Holdings, the objective ...

History and Overview:

Headquartered in San Jones, California, Adobe Inc is a multinational computer software company. The chief operations of the company include development of multimedia and creative software products along with rich internet application software development.
The company was founded in the year 1982 by John Warnock and Charles Geschke, both of whom were employees of Xerox PARC. The very first product launched by the company was Post Script followed by Digital Fonts. However, the very first consumer software launched by the company was Adobe illustrator which was a vector based drawing programme designed especially for Apple Macintosh. Today, the company offers ...

Ratio refers to a comparison between two variables, ratios is an important component in day to day business as it enables the shareholders and other stakeholders to check the performance of business in comparison to the previous year’s which refers to trend analysis it can also be used for cross sectional analysis which involves comparing the performance of business with other business within the same industry. Other financial ratios such as liquidity ratio plays a very important part in managing working capital in that a business will be able to predict the cash required to manage day to day transactions, in ...

Historical Development of Global Regulations - Basel I & Basel II

In 1988, central bankers from different countries gathered in Basel, Switzerland to deliberate on banking regulations that would chat the way forward for providing minimum capital requirements for banks. Despite being enforced by law in 1992, the 1988 Basel Accord is currently regarded as outmoded. There have been numerous developments with regards to risk management, financial innovation, and financial conglomerate thus making the provisions of Basel 1 outmoded. In 2004, Basel II was published to supersede Basel I. The main aim was to create global standards for central banks. The banking regulators were required to control the capital that ...

Financial management is one of the most important success tools for any organization. A company that is financially viable is most likely to compete favorably with its peers. In this paper, I have analysed the financial performance of Microsoft Corporation with comparison to Oracle Corporation. Both the companies are giants in the software industry.
Microsoft Corporation’s core services include the development, manufacturing, licensing and support of a vast range of software products and services. They include operating systems, servers, server applications, high performance computing applications, software development tools as well as the business solution applications. Oracle Corporation is a ...

Executive Summary

The paper discusses different topics related to the field of corporate finance and how the same will impact my future career, during which I plan to work as an equity investor. Beginning with the paper, I first discussed the importance of the financial statements and what information they reveal about the company. However,more than reading these financial statements, it is important that we learn how to study the financial statements using the tool of common-size statements and financial ratios as these tools help us in evaluating the trend in the financial standing of the company. Thereafter, I discussed ...

Abstract

The major purpose of the study is to capture institutional policies used by Federal Reserve to counter periods of challenges such as the great recession. In which case, the study presents a platform for learning the financial markets of an economy and also the various strategies that the existing institutions within the economy can employ to solve any arising challenges within the economy. In order to achieve the above objective, strategy used to develop this research involves a proper analysis of the state of the financial economy of the United States of America before and during the times of ...

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ISBN ...

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Profitability of the company
The profitability of the company is determined by the benchmarking of different returns on the total sales of the company. Some of the basically used methods here are gross profit margin, net profit margin, revenue per employee, and other margin ratios in company’s income statement and balance sheet. The revenue of company is in increasing trend. Approximate revenue of $29 million reached mark of $37 million in 2011, and reached the level of $50 million by 2012. There is significant growth in the revenue model of company as it has ...

Arguably, 2000-2009 was the most difficult moment in the world economy. The financial crisis that took place in United States and the world became the worst financial munch to ever occur in the world. The financial crisis took place in the late 2008 at a remarkably speed, whereby most economic factors were fully disturbed. Mortgage-related securities, which had fully spread in United States as well as global financial systems collapsed. As a matter of fact, this crisis undermined several largest and renowned financial institutions in United states and the world. Additionally, the crisis damaged stronger economies and financial systems in the ...

Abstract

Before making any decision on the choice of an investment plan, it is very important that the individual carries out an intensive evaluation on the available investment options. Real estate is a very significant part of investment portfolio due to its numerous advantages and the les associated risks as compared to other forms of investments. As a Personal Retirement Plan, I opt for real estate. In this work, I have thoroughly investigated the theories and literature on real estate as an investment plan, and examined the both the benefits and the risks associated with such kind of an investment. There are ...

Impact of Financial Crisis on the United States’ Banking Sector

The 2007-2008 crisis also referred to as the global financial crisis affected the banking sector across the world in many ways and the US banking sector was not spared. Over the short term period, the crisis affected the banking sector in several ways. Several banks incurred huge losses because of the increased default rate as people and businesses were unable to repay their loans. Mortgage defaults were very high making the banking sector to enact legislation to curb the spread of the crisis. The crisis caused the interbank lending sector to freeze with credit to consumers and businesses drying ...

Short – Term Investing

Introduction
A treasury bill or a T-Bill is a short-term maturing promissory note, usually lasting for three months to one year. Nyawata (2012) asserts that the federal or national governments are the ones that issue T-Bills as their primary instruments of regulating the supply of money within the national economy, as well as raising funds for various government projects through open market operations. The central banks of the respective countries are the ones responsible for issuing and paying on T-Bills. According to Thau (2000) T-bills do not have any form of explicit interest, but they sell at a discount ...

INTEL CORPORATION

Intel Corporation

Generic Strategy
The generic strategy according to Porter refers to the details of interaction between product differentiation strategies, cost minimization, and Market focus strategies. It describes a company as one having multiple segments which can be targeted by the firm. According to the case study on Intel Corporation between 1968-2003, the generic strategy involves a number of ideologies. These Ideologies include, cost leadership, focus, and differentiation

Focus

For almost a decade, Intel corporation was a leading company in the production of EPROM and DRAMS and was famously known for it. Nevertheless, due to the rapidly changing markets, Intel ...

Introduction

Money plays a vital role in the determination of income and employment . interest rate are a significant determinant of aggregate spending ad the Federal Reserve which controls the money growth and the interest rates is the first institution to be blamed when the economy of in trouble. Now the question arises what is money.

Money Definition

Money is a medium of exchange. Money is divided into commodity money and token money. To some economist there is difference between commodity money and token money. A commodity money is a medium of exchange which has a commodity value as distinct from a value ...

Inflation in USA

Inflation in US
Introduction
Inflation refers to the rate at which the country is experiencing the general increase in prices of goods and services. When the rate of inflation is high, the purchasing power of the country’s currency will be low at the same time. This will comparably imply that higher amount of money is needed to purchase items that had been previously purchased at lower amounts of the same currency. The country’s currency would have lost the real value as a unit of account and as a medium of exchange of the economy. The chief measure ...

Introduction:

Foreign bank auxiliaries and full-benefit banks are the main two sorts of foreign bank foundations in Canada that accept savings and investments from Canadian citizens and entities. This paper will attempt a thorough review of the existing foreign banks in operation in Canada, obstacles to their progress, their relative market shares and the general future outlook. Foreign bank auxiliaries are fully registered banks in Canada that are wholly owned by foreign individuals and entities, who are not citizens of or based in Canada. Foreign banks have been allowed to operate in Canada since 1999, before that the Canadian banking ...

1. Introduction
The paper will present the public company Starbucks Corporation. The focus will be on examining the background of the company and the industry in which the company operates. The analysis of the competition in the sector, the risks and mitigation of the company will follow. The research will involve the financial analysis of the global active company.
1. Background and overview of the company and the industry
The official name is the Starbucks Corp. and is present in the consumer services industry. A sector in which the company operates is a travel & leisure. The foundation of the ...

Thesis

The global financial crisis was a period during which downturns were experienced in the stock markets, economic activities as well as losses in the housing market all over the world. During this period, banks had to be bailed out by national governments and consumer wealth declined significantly. The result was a major recession between 2008 and 2009 .
This paper looks at the global financial crisis in the world, its effect in the US and measures taken by the US to manage it. This financial crisis was experienced in the world in the late 2000’s and the US was hit ...

JetBlue Airways Corporation is an American airline which provides low cost, but high quality services by imposing advance technology and effective customer service. The airline was founded in 1998 and is headquartered in Long Island City nearer to New York City (JetBlue Airways).
The fundamental business strategy is cost leadership and differentiation. JetBlue Airways has aggressively cut down the cost without neglecting the quality and comforts that customers want. Company aimed to develop efficient cost structure which supported low fare rates with standard quality services. The fares offered by company are almost 50% lower than other airlines. For ...

1. Suggest a methodology to supplement the traditional methods for evaluating the capital investments of Johnson Controls in the emerging markets to reduce risk providing a rationale of how risk will be reduced.
The nature of the specific risk and projects usually determine the methodology to be implemented for the evaluation of capital investments. There are several traditional methodologies that management uses to measure the effectiveness of a specific investment. The three most popular methods for the evaluation of capital investments include; payback period, internal rate of return (IRR), and net present value (NPV). For further specificity, NPV and IRR are ...

Introduction.

AT&T (Amercian Telephone and Telegraph Company) is an American based public company with history which goes back to the end of XIX century when the first telephone was invented. Originally AT&T was one of the subsidiaries of Bell Telephone Company, whose founder Alexander Graham Bell invented the telephone itself. Company was founded in 1885 and provided short and long distance calls along with telegraph services. Throughout the century it has become one the world’s largest telecommunication companies which provide wide range of services from fixed and mobile telephony to broadband internet services and digital television.
Company was ...

Executive Summary

This paper is aimed at discussing the Housing Crisis in the USA during year 2007 and it’s after effects. This paper starts with a brief introduction of the topic and then proceeds to the causes which lead to the housing crisis in USA during year 2007. After discussing the causes of the crisis, the early stages of the crises are briefly described which is followed by the actual development of the crisis. The effects of the crisis on US economy are mentioned afterwards which is followed by a brief conclusion of the paper. This paper has been prepared using several ...

Answer 1: Financial ratios represent a mathematical assessment/comparison of entries (two or more) from the organization’s financial statements namely Income statement, Balance sheet, Cash flow statement and Statement of owner’s equity. These ratios facilitate managers and business owners to map the progress of the business, identify the problem areas and find out the trends in the business.
Liquidity could be regarded as an important concern for small businesses and to assess liquidity; quick ratio and current ratio are used. These ratios would indicate how well the business is in the position of meeting its short term obligations. ...

FIRMS AND THE FINANCIAL MARKET

Financial markets play an important function of channeling funds from agents who have saved money and are willing to lend it out to agents who need funds and are also willing to borrow. Financial market is defined by Brigham E.F & Ehrhadt, M.C. (2011) as what brings together people and organizations needing money with those having surplus funds. There are many financial markets in a developed economy or a geographic location. In contrast to physical (real or tangible) asset markets where products like machine parts, automobiles, real estate, computers and machinery are sold, the financial asset market on the other hand is ...

Introduction

In the current investment industry, real estate is considered as one of the most viable investment. Real estate investment offers a lot of benefits to the investor and is considered to have a very bright future.
Basically, real estate is defined as “any interest on land”. The interest can either be a leasehold interest or an ownership interest. In the case of ownership interest, the owner or investor has full land ownership rights and, at the same time, assumes the responsibilities and risks associated with the ownership. The ownership rights include the legal use and transfer of title of the land ...

Financial planning encompasses processes and various steps leading to the proper management of available income and expenditure. Managing personal and family finances demands thorough estimation of the incoming revenue and outgoing expenses on a daily basis.

Personal financial plan on the other hand is a plan that specifies one’s financial goals and describes the spending, financing, and investing plans that are intended to achieve those goals. A well defined personal or family financial calls for budgeting and tax planning, managing liquidity, financing one’s large purchases, protecting one’s assets and income (insurance), investing money, as well as planning his/her ...