Essays on Ambler

Credit Risk Management

Commercial Loan Market Commercial loans are debt arrangements agreed upon by the lender (business) and borrower (financial institution) to cover operational costs or fund business projects. During economic downturn, financial institutions are cautious of their lending and consequently import strict regulations that force borrowers to pay a higher interest rate. The agreement between the lender and borrower in the market is documented in a “credit agreement.” In credit risk management, the most important components of the agreement describe the covenants, the security requirements, priority of payments and events of default.

Segmentation of Commercial Loan Market

Financial institutions use credit rating to qualify borrowers based ...

INTRODUCTION

Mongolia is located to the north of China and is said to host 10% of the world’s known coal reserves which is estimated to be equivalent to 162 billion tons. Coal export accounts for the largest chunk of total Mongolian gross domestic product (GDP) at roughly 22%. This is equal to approximately 80% of the county’s exports (Voroshilov 34). In the country, production and exportation of coal, specifically coking coal, is primarily undertaken by the Mongolian Mining Company (MMC). Coking coal refers to a type of coal that is absolutely essential to the process of steel production. ...

(Archnet: Bayt Nassif).

Introduction

The Nassif House is located in Al-Balad, Jeddah in Saudi Arabia. As of 2009, it has been declared as a cultural center and a museum. The house has 106 rooms in total, is composed of four floors, and was built between 1872 and 1881 by Sheikh Umar Effendi Al-Nassif, a wealthy merchant of the city (Saudi Caves: Discovering Old Jeddah). This short essay will discuss the sustainable features of this edifice against the climactic conditions where it is situated.

Discussion

Nassif House is situated in the Al-Balad section of Jeddah, which is considered to be the “old ...

Throughout time, women all over the globe have had a major role in history. Nevertheless, they are not been well acknowledged and their tales are not told to other people as much as men. Mexican women fought hard for an improved and better future for all the generation to come. They struggled courageously and unselfishly and made their marks in today’s globe. In the world we are living majority of the women have been treated in a manner that they are good looking and thus other women attempts to emulate them. However, this has not always been the case with ...