Essays on Banking

The ultimate decision of paying the college athletes lies in the court of the NCAA, National Collegiate Athletic Association, which happens to be a billion dollar sports industry running in the country. Operating as a non-profit in the nation, it is not difficult for the Association to scrape funds and provide them to deserving athletes who play at an amateur level but many of them reach this destination after strenuous hard work and dedication. It must be realized that it is not easy for all students because to many of them, sports does not come naturally (Thelin, 2016). They ...

Introduction

Technology has taken most of the sections in the world and brought new developments. The financial sector has embraced the change and used it to improve all the operations. Information and technology advancements have improved the banking system which ensures customer satisfaction, makes easy the operations of the workers and the financial industry is able to improve. As time moves on, more improved methods are being discovered, which the financial industry can adopt to help improve their operations. With the improved functioning, clients can be able to manage their investments and savings thus resulting in value addition (World Bank., & ...

Tax that should be paid of the employees is based on their income. In the United States, employees pay taxes through the progressive tax system. It means the higher the income, the higher the amount of tax that should be paid. Taxes are also commonly deducted from paycheck of the employees by the employers (Bernard, 2009). In some cases, employees view tax as a burden due to the high amounts of paper works. However, most of them do not consider lowering their tax burden. Annual tax bill could be legally reduced in several ways. In most cases, lowering the ...

[Submission Date] The Bank of America Corporation (BAC) is selected because it stands as the 11th largest organization by revenue in the world and 26th largest publicly held company in the United States by revenue. By assets, Bank of America Corporation (BAC) is the 2nd largest company in the United States. The Bank of America Corporation (BAC) is a multinational financial and banking organization which is selected for comparative analysis because its stock price per share has been appreciating since one year. Currently, the common stock of Bank of America Corporation (BAC) is being traded on the New York ...

Introduction

The Small Business Administration. (2012) reports that 66% of businesses survive past the first two years of operation while only 50% survive past the first five years of operation. The Small Business Administration. (2012) also reports that these trends have endured over a long time. These findings prompt the question as to why small business are predisposed to fail. The purpose of this paper is to answer this question.

Discussion

Various reasons have been proposed to explain the failure of small businesses. Bates (2014) attributes the failure of small business to shortages in cash flow. This factor can be either ...

Differences between managers and leaders

Many managers will often find themselves in a position of leadership. However, there is a difference between the role of a leader and a manager. While a manager will manage resources in order to achieve a specific goal, a leader will have people who follow them. From this definition, it is possible to determine the difference between a manager and a leader, in terms of their roles in an organization. The main role of a manager is to organize and manage resources in order to achieve a set goal. In many cases, these resources will include personnel who will ...

I believe it is the middle class who is most affected by cybercrime in the United States for its members tend to use the money they learn to shop online especially when it keeps them from actually having to travel to the store. The convenience of online shopping also helps middle class families who have more than one child that needs to be watched thus making it even more difficult for parents to go to the grocery store without a whole lot of fuss. The lower class, on the other hand, does not make the same kind of money ...

Introduction

The Civil Right Restoration Act of 1987, also known as Groove City Bill, is a US bill, which dealt with governing of the federal money in the institutions in order to guarantee the execution of civil rights (Safransky, 2017). Its main task was to bring non-discrimination laws back into action. On February 1987, Senator Kennedy introduced the ‘Civil Rights Restoration Act of 1987’ (Lewis & Dale, 1988). The act was one of the most important legislative documents at that time. Its significance can be compared to the 1972 Amendments. The Act deals with three federal laws. They are the Title ...

Introduction. 2

Strategic Plan3 Program Description.5 Leadership Challenges..6 Ethical Implications..7

Engaging communities and building constituencies.7

Budgeting, financing, and human resources.8 Performance management & Health Informatics..9

Appendix 1 SWOT Analysis10

Appendix 2 SMART Objectives..11 Appendix 3 Budget..13 References15 Introduction In the past decade, chronic lifestyle diseases such as type 2 diabetes, heart/cardiovascular disease and stroke have increased exponentially in the state of Minnesota. Sedentary lifestyle and poor diet has led to an increase in obesity which in turn has led to an increase in heart disease and stroke. Most adults in Minnesota have poor lifestyle which has increased their risk to heart disease and stroke. As per the Minnesota department of health, ...

Illegal Immigration.

Illegal immigrants have increased in the country over the past few years. Some of the pros of illegal immigrants are that they boost the economy through the provision of cheap labor as they are working hard for their families back home. They are willing to take all kinds of work especially if they are undocumented. Immigrants take up duties that average Americans are not prepared to perform. This aids in the distribution of goods and services. Illegal immigrants pay taxes especially if they work in restaurants and automobile shops. They improve biodiversity and enhance cultures. The disadvantages of illegal ...

Chapter III

This chapter will review the background of Real Property Law in the Kingdom of Saudi Arabia. In order to lay the foundation for comparisons in subsequent chapters, the elements of the Saudi judicial system and real property law will be reviewed. The background information pertaining to Saudi Arabia will feature the judicial court system, the property rights and real property ownership. A review of the current mortgage law in Saudi Arabia will be analyzed as well as possible reform to include the application of anti-deficiency laws.

Introduction

Saudi Arabia is governed by a monarchy. Its current legal system under the ...

The following is the outline we had to follow for our paper, the part in yellow is what I need you to complete for me please. The rest I have already done and the content I wrote can be found below.

1. Background (description of the problem or initial assumptions) a. List up the different aspects of the company’s background. b. Precisely identify the problem or challenge to be solved. c. Describe the initial assumptions for the elaboration of the plan. d. Presents a well-founded starting hypothesis, clearly written. 2. Company / Organization internal analysis. a. Develop a ...

(a) In his article “African American Self-Reliance in a Post-racial America,” Marcus Coleman discussed whether or not the pundits claim that the election of Barrack Obama as the first African American President, has marked the beginning of a post-racial America were the racial and ethical agonies, such as slavery and Jim Crow, have forever been put behind us and that forever more we would exist as a society that values, believes in, and supports multi-culturalism and multi-racism. While Coleman, agrees that Obama’s election was indeed groundbreaking on many levels, especially, for him as a fellow African American. But, ...

Caucasian and African women are segregated by the differences in their salary and education. With the persistence of racial-based wage and education gaps in modern society, the status and role of colored women, specifically those from the African descent, remain discriminated due to the prevalence of indissoluble racial and gender stereotypes. Although the philosophy of racial and gender equality has, in essence, created “equal education opportunities” for all females, the provision of racial equity has yet to be fully realized. In reality, however, the education and economic gap between Caucasian and African women evinces that the school and professional ...

Introduction

The Congress plays a critical role in the running of a state by performing several functions. It is formed by members who are elected by people to represent them on matters about the making and passing of the laws of the state. It is mainly involved in the making and passing of the bills and budgets of a country. Therefore, it is evident that the Congress is a critical organ in the governing of a country. As a vital organ of the government, Congress ensures that the strategic intelligence of the country is controlled in the most appropriate way. ...

The Rothschild banking family went down in history as the owners of the largest private wealth not only in the world but even in history with affiliate properties in London, Naples, Paris, Frankfurt, and Vienna. Currently, the family wealth has been diversified into more economically productive ventures such as financial services, production of wines and soft drinks, energy generation, real estate investments and even mining of minerals (Byford 78). The massive wealth as possessed by the Rothschild family has been a subject of suspicions, speculation and unending doubts about the exact identity of the Rothschild. For instance, while existing ...

Job Analysis – Operations and Logistics Manager

Paper Due Date Organizational Need Uber is a company that offers mobile and desktop application, allowing to connect drivers and passengers and offers public transportation solutions in various formats. Our company is growing at a rapid pace and has ambitious plans to grow 200% in Latin America. The primary focus is on Brazil, Argentina, and Uruguay, as part of the Mercosur market entry strategy. That said it is essential that the internal capabilities, competencies, and skills are aligned with the generic growth strategy and company’s Human Resources can support the growth by providing adequate knowledge and expertise. Now, ...

Many people associate slavery with the transatlantic slave trade of the past and believe that it is an institution that has been left in the past. This paper will look at how modern slavery differs from the transatlantic slave trade. The paper provides different arguments and examples from history of slavery and compares it to its current form. Moreover, the paper will include types of slavery that exist today. The role of United Nation to control the slavery in different countries will also be discussed. The paper will not only present the history of slavery but it will also ...

Medicare and Managed Care

The U.S. government started initiatives to make medical assistance to as many citizens as possible. This program is one such initiative by the government. Medicare is a health program under the federal government that covers individuals who are 65 years and above. It also includes younger people with various disabilities. Also, people with renal diseases that require dialysis and any other medication are covered by this program. Medicare was created in 1965, ("What is the History of Medicare? | National Academy of Social Insurance", 2017). At this time, many people above 65 had difficulties accessing health care. In essence, this ...

Introduction

Social work is a noble endeavor of the highest order. In the midst of all sorts of negativity, man still finds time to help his fellow beings. A charitable organization can also be a source of income if one has the resources to further this cause. Donations and volunteering are the major source of income for non-profit companies today. Twin Cedars is one such organization that is involved in charity for empowering children, youth, families, and the community in general. This essay begins with the goals and objectives and the formal structure of Twin Cedars. It also discusses the ...

Article 1

The Harvard business Review, greatly discusses some of the ways in which business organizations many improve their business ethics. Further, the article discusses some of the reason why business organizations tend to act unethically. In the modern world, some of the obstacles that directly influence the ability to act ethically are such as cross- culture differences. Other obstacles are such as incentives as well as pressure to greatly inflate the organization’s target and achievements (McKee). While establishing rules and ethics training in business organizations may help in acting ethically. They however, do not particularly help when business organizations ...

All organizations have to undergo some form of change. Change is usually structural and cultural in nature. When an organization undergoes structural change, it changes its management style and governance type. Some organizations also consider going from centralized to the decentralized structure. Then cultural change also takes place in organizations where the employees are asked to follow different values and change the way they think and act for the organizations. An example of cultural change could be a shift of a company from a traditional or conventional form of management to rational and innovative one. The organizational culture then ...

Background

Today, the financial industry is more regulated than any other time in the history of economic globalization. However, the lack of fundamental professional behavior, ethics, and compliance raises the important question whether the current financial sector in Australia is destined for an endemic future. The persistent fraud cases in the Australian financial industry paints an impression that behaviors are yet to change even after experiencing the global financial predicament that emanated from the US. The recent ANZ suspected interbank interest rate rigging, CBA’s CommInsure denial of compensation to legitimate claims from terminally ill patients, and the Macquarie Group ...

How to Use Policy to Change Public School’s Funding and Resources Allocation

Ph.D. in Education-Leadership, Change, Policy in Education

Abstract

The present study aims to investigate the funding disparities deprive many minorities and low-income families of the opportunity for education success. The research endeavors to explore different ways policy can be used to equally allocate educational resources and use them to the advantage of the less fortunate sections of the society. As one of its important goals, this prospectus paper informs the research as to how to weigh the options available to the school managements and the education policy makers. The paper provides a purpose to the proposed study by dwelling upon ...

Policy Analysis Report

Youth with mental illness disorders should not be kept in the same rehabilitation centers with juvenile delinquent youth.

Recommendation Separate rehabilitation centers should be constructed to take care of youth with mental illness disorders and separate them from juvenile delinquent youth currently in rehabilitation centers.

Introduction

The number of youth who are suffering from mental illness disorder and reside in juvenile correctional centers is rising and this has become an issue of concern. Youth who become disruptive because of mental instability that is brought about by either anxiety or change in moods end up being treated as juvenile delinquents rather than patients. In the rehabilitation centers where they are kept in order to remove any ...

Business ethics

Business Ethics

Walmart Stores Inc. is founded on value-based and code of ethics principles. The value based and code of ethics helps the organization’s leadership in making appropriate decisions. The basic beliefs of the Walmart Stores Inc. focus on excellence achievement and code of ethics. The vision of the Walmart Stores Inc. is based on the global ethics in promoting ethical culture to its global stakeholders. Business codes of ethics are essential for an organization in making right decisions and acting with integrity (Kenny, 2007). Walmart Stores has strived in serving its customers with acts of integrity within ...

[Submission Date] This paper is written to present a short summary of an article titled “The coming debt bust” that was published on 7th May 2016 in a magazine named “The Economist.” The article presents the concrete reasons for which the Chinese economy has been facing financial troubles. Such problems may continue to rise if the prevailing financial situation (concerning debt and lending practices) in China is not controlled to an optimum level. The article presents that after the global financial and economic crisis of 2008, China’s debt level increased where the debt-to-GDP ratio increased to an alarming ...

Below are three real-life scenarios that require the utilization of the ethical theory. The scenarios are tied to the ethical theories due to their dependency on moral values and personal virtues such as honesty, humility, and self-possession (Weston, 2001). The first scenario involves the ATM cashing out an extra $50 in one's favor. In such a case, one is confronted with the ethical dilemma of either keeping the money or taking it back to the bank over the counter. An individual may ask themselves whether it is worth the struggle lining up to return the money while the economy ...

Guinea Bissau is one of the world’s smallest economies (World Bank). This is largely due to political and economic instabilities that have affected the country’s development. Despite these challenges, the economy has shown growth over the years with a gross domestic product growth at the rate of 4.9% (World Bank). According to the Africa Development Bank, Guinea Bissau’s imports grew to 377 million dollars in 2016 while exports were at 244 million dollars, leading to – 153 million dollars in trade revenue (Africa Development Bank). 32% of Guinea Bissau’s export is in gold, followed by crude ...

Mike Mayo takes on Citigroup (A) and (B)

Do you agree with Mike Mayo’s concerns about the extent of Citigroup’s DTA’s? Why or why not? I agree with Mike Mayo’s concern about Citigroup’s Deferred Tax Assets (DTA’s). Citigroup’s DTA’s increased from $4.7 billion at the end of 2006 to $38 billion by the third quarter of 2009. Citigroup would use the huge DTA’s to shield future profits from taxation to a tune of $38 billion. However, the accounting rules require that a firm can only carry the DTA’s if it is reasonably probable that the firm would ...

Introduction

David Rockefeller is among the richest people in the world, but his wealth is connected to the family empire that was established by his parents. He is the last born in the family, and his success started when he was working as the chair of the Manhattan Chase Bank. His family’s investment in the fossil industry has immensely contributed to the growth of the Rockefeller Empire. Although he has managed to amass significant amounts of money, his organization has been criticized for engaging in unethical practices by influencing the country’s policy making process. A good example is ...

Assignment #4: Parties and Elections

The paper will examine the party platforms from the end of the 20th century and hence the year 2000. The examination of the Republican and Democratic platforms will show the similarities and differences between the platforms represented by the running candidates Albert Gore Jr. and George W. Bush. Bush has won the 2000 presidential elections with 271 electoral votes compared to the 266 electoral votes won by Albert Gore, Jr. The first differences seen in the platforms is the length since the Democratic platform with 24.220 words is shorter as the Republican platform with 34.555 words (The American Presidency ...

Choosing between public school and private school education is a nightmare for many students and their parents. It is not easy to make a choice since there are many matters to consider in this situation such as tuition fee, affordability, ease of access and quality of education. For the fortunate ones, money does not stand as an issue because, with better financial resources, it is easier for many students to get enrolled in a top academic quality school. But there are others who wish for an education with the easiest of means and this is where the debate between ...

Historical Role of the Executive in Health Care Policy

Historically, the executive branch of the government has been involved in the preparation of policies associated with health care some of which have played a central role in building better platforms for women to access quality health care services. The head of the executive branch, who is the President, engages in discussions with different stakeholders in a bid to finding amicable avenues for the enactment of policies that would support the delivery of health care services to the women. Before implementation of any policy touching on the health of women in the country, it has become important for leaders ...

Similar to other types of emergencies, disaster planning must also take into consideration the likelihood of a flu outbreak, which may, or may not be mitigated through the use of flu shots, which have been known to be unreliable in the past. The goals and objectives of Baltimore’s Office of Sustainability involve protecting the safety, health, and welfare of the residents and visitors of the City of Baltimore (Baltimore Office of Sustainability , 2017). This paper will analyze the case study considering the options and organizations required to deal with a flu outbreak in the community, and a high ...

Whether technology by itself is enough to ensure high-quality customer service or not

Although technology improves the quality of services to customers, it does not ensure that high-quality services are offered to clients due to various reasons. First, cyber crimes have been a great challenge to technology. Companies, which have maintained close connections with technology, have been victims of cyber crimes and thus reduced customer service. Through hacking, miscellaneous individuals have managed to tamper with the company data thus causing inconveniences to both the company and its customers. Identity theft has also been observed to be a factor, which lowers the company customer care relationships. Individuals have also managed to gain access ...

Introduction

The financial crisis of 2007/9 was the worst in the U.S. since the Great Depression of the 1930s. It was the cause of the failure of some of the biggest financial institutions including Washington Mutual which was closed in 2008, and its assets transferred to JP Morgan. In 2008, the crisis reached its peak with loans dropping dramatically to the lowest levels to be witnessed in a half a century. For example, new loans to large borrowers fell by 47 percent in the fourth quarter of 2008 as compared to the previous quarter and by 79 percent relative to ...

I. Company Overview The apparel industry is a highly competitive and almost exclusively based on image. As fashion becomes "fast", i.e. designing and selling apparel becomes more for masses as opposed to a conventional haute couture model, established and emerging players alike are competing over an increasingly powerful market segment, namely Millennials, who continue to shape business across different industries. Forever 21 is one notable example of apparel companies competing, primarily, over Millennial customers. Forever 21, operating in seven countries in addition to Europe, is a notable example of an established apparel player adapting to continuous changes in apparel ...

(Instruction)

Essay 1: Job Security As a young boy, I grew up under the care of my parents who were both bankers. Life seemed okay as they catered for the family needs and paid every bill. I grew looking up to them as my role models and yearning to also pursue a career in banking. Many a time my father asked me to decide on my future line of a profession in my childhood so that he could support my course to pursue the dream career. I had my mind settled on following their path and becoming a banker. ...

Integrated Learning Homework

The focus of my interview was the effect of childhood transition that takes place to a child as they move to adolescent. The psychosocial change that occurs between the childhood and adulthood and between the mortality learned by a child, as well as ethics developed by an adult as Erikson's theory suggest. Before my interview, I gathered some information on this psychosocial stage among adolescents from various sources that increase independence to an adolescent through career development, occupational, families, relationships and their personal views and beliefs. According to Erikson stages, the fifth stage that best suits the change in ...

Carry trade is a means of trading where an investor borrows money from a financial institution then invests the same in assets with the hope of getting a profit from the assets. This means of trading is popular in the foreign exchange market. It involves borrowing from low-interest rate currency then converting that currency into that of a high yielding one. There are two ways in which an investor can earn for the carry trade. One can either invest in a high yielding currency or invest in an asset that has prospects of increasing its worth. These assets can ...

Part one

How has the composition of federal and state and local government spending changed over the past 40 years? What social and economic factors might have contributed to this change in how governments spend their funds? The government has been changing its spending in the last forty years. In 1970’s almost half of federal spending was on defense and around 15% on healthcare and social security. Fast forward, in 2000’s health spending and social security exceeded spending on defense. In 2001 expenditure on defense fell below 20% the total federal budget. Besides, health spending by state and local ...

Charity 1: School PTA

The Parent Teachers Association in focus is a charitable school organization in a primary school. It is made up of volunteers who consist of parents, guardians, alumni and teachers who come together to generate resources for school programs, events or the acquisition of resources that are not included or planned for in the school budget. The PTA’s committee is made up of five executive members and other volunteers selected during the School’s Annual General Meeting held every September. The Executive position on the PTA Board include; the Chairperson, Vice Chairperson, Secretary, Treasurer and the Vice Treasurer. The ...

As a single taxpayer having a gross total income of $45,000, I fall into the 25% tax bracket. A total of $7,022 is hence, required to be payable as income tax for the year 2016 at a rate of 15.6%. The next lowest tax bracket is the 15% bracket that includes income from $9,276 to $37,650. My gross total income is hence, $7,350 away from the 15% tax bracket. A standard deduction of $6,300 is available for single filers that can reduce my gross total income to $38,700. Alternatively, itemized deductions are ...

Question & Answer

Part 1: 5 Questions 1) What socio-economic groups do students on your campus come from? I noticed students from my campus like to drive nice cars, and they mostly come from a lower-income status. Some of these students come from other countries. I met a lot of them during my first semester. Sometimes the students have a hard time paying their car loans on time. 2) Do students on your campus frequently receive credit card solicitations in the mail? Do groups set up tables or booths inviting students to apply for credit cards? Yes, some students on my campus ...

Should prisons be privatized?

Prison privatization is sustained by claims that facilities that are privately operated are cost effective at ensuring the provision of services compared to public institutions. Other evidence show that this assertion is not supported while others do. In addition, when turned into a for-profit industry, a few challenges will accompany incarceration centers. The following points argue for and against prison privatization Fiscal savings through cost containment: People who support private prisons assert that the private sector is saving the available resources through great efficiencies. Safety and services: Advocates claim that prison privatization has been successful in other industries with ...

Chapter 5

The Texas education system raised concern since the declaration of independence in 1836 following the failure of the government to begin the public education system. However, in late 1983, a constitutional amendment that advocated for the provision of bonds by the school fund was passed through voting. Currently, school funds generated an income of approximately $756 million dollars thus, making education facilities more available to the students (Champagne and Edward 16). The dropout rate is the indicator of the holding power of various schools in Texas during that period. Data indicates that 106 counties recorded a reduction in the ...

Social Engineering is the art of deceiving or manipulating a person to engage in an activity which may or may not be in the best interest of that person. Social engineering encompasses activities such as obtaining the information of someone else deceitfully, gaining access to the computers of other people without their consent and getting a person to fraudulently engage in activities which they could not have engaged in ordinarily (Hagnagy 9-10). Further, social engineering does not consist of merely one action. On the contrary, social engineering entails a multiplicity of skills fitted into a particular framework which when ...

Impact of Policy Changes on Financial Stability of Commercial Banks in India

Paper Due date Abstract The study envisages financial stability of Indian Banks, especially schedule commercial banks, in the backdrop of macro-prudential policy changes. Banks are put under microscopic vision in terms of performing as commercial units while strictly adhering to the policy norms. The effect of regulatory and supervisory policy changes can be evidently seen in stressed performance of banks in the recent years, in-spite of growth in their retail portfolios. The policy changes of increased provisioning for NPAs, improvement in asset account quality, revised guidelines for Net Stable Funding Ratio, restructuring of large accounts and many more have ...

The rise in imprisonment in America over the past years has risen at an alarming rate. The United States of America prison population has increased from about three hundred thousand inmates in the 1970’s to over one million inmates in recent years. Statistics show that America has the highest number of inmates in the world (Pfaff 173).The so-called “war on drugs ” which attracted long prison sentences has acted as a major factor contributing to the increase in the prison population (Golembeski 1702). Between the years 2003 and 2010, the prison population rate in the state of Georgia ...

Weathering and erosion are two basic events that take place on earth as part of the wear and tear of the natural resources like rocks, soils, and plants and trees that cover the earth. Closely observing weathering and erosion will help understand how the surface of the planet has been changing over the past several years and how it will change in the future as well. Weathering is the process through which rocks on the surface of the earth gradually break down into small pieces. On the other hand, erosion is the process through which the broken pieces and ...

Improving the Operating Strategy of Marriott

Improving the Operating Strategy of Marriott The purpose of the report is to develop a recommendation for improving a company’s current strategy in order to remain sustainable in a highly competitive economic environment. The recommendation will be based on an analysis of both the external and internal factors that affects the company. This includes both qualitative and quantitative factors since the report is segregated into (1) environmental scan and risk analysis, (2) ratio analysis, (3) financial statement analysis, (4) weighted average cost of capital, and a (5) strategy development. The company chosen to be analyzed is Marriott International, ...

Essay 1.

The universal formula of the categorical imperative is an objective law which proceeds from a subjective maxim – action and will. That is, when a given ethical consideration presents itself, a person must ask whether the action of his will agrees with nature (Kant 38). By its definition, the categorical imperative is the basis of duty. By nature, Kant means that which is objective, and that which exists as a part of nature – abiding by the laws of nature (Kant 38). Kant continues by stating that in ethical considerations, or duty, one must act subjectively through one’s will to ...

Firstly, the previously existing problem of the minority students, who were often denied opportunities to live in on-campus or off-campus housing and facilities, was resolved as a result of Title III of Act, since under it the attorney general can himself file suit about the denial of use of public facilities, and the lack of funds for effective legal representation has become not a problem anymore (Safransky, 2010). Secondly, the access of anyone, irrespective of race, color, or national origin to the participation in the higher educational program, financed from the federal funds, has been assured. What is more, ...

LEED Neighborhood Development (ND) rating systems such LEED-ND are designed for the certification of exemplary neighborhood development projects which show exemplary performance in relation to smart growth, green building, and new urbanism. Contextually, such development projects include whole neighborhoods, multiple neighborhoods, and even parts of neighborhoods. By reviewing the Pilot version of the LEED-ND 2007 certification document, it is evident that LEED-ND systems are designed to drive the marketplace towards acknowledging the central doctrine of green building i.e. the simple fact that our personal, economic and environment health is significantly influenced by our immediate surroundings which include the places ...

Question and answer

Digital banking has revolutionized the banking industry due to immense benefits that accompany its adoption. Digital banking has enhanced the joy of luxurious banking anytime from anywhere hence making banking easier. When a person is connected to the internet, online services are available all the time throughout the year. In addition, customer support team is available 24/7 to help address every issue a customer arises. It enhances higher interest rates because of the reduction in overhead costs and infrastructure when the bank goes online fully. It allows mobility of services because people can have virtual banking using their mobile ...

An Assignment Submitted by

Narrative Report After a thorough investigation, it was revealed that two individuals, namely Mr. Smith, the associate director of purchase and Ms. Bad, his administrative assistant, implemented a fraudulent scheme using the corporate funds for their personal gains. The analysis of the evidence determined that these two individuals managed to buy items for personal use instead of the planned corporate purchases. This activity resulted in the loss of $8,795.60 of corporate funds. The investigation came to the conclusion that the main culprit of the fraudulent scheme was Mr. Smith due to his status as the associate director, the ...

Introduction

Nordstrom, Inc. is the company of interest in this discussion. Nordstrom, Inc. is an upscale retailer native to America that sells brand name and private label accessories and apparel merchandise. Initially, the founders started the company in 1901 as a shore store. Since then, the company has grown tremendously, and is now offering a variety of products and services beyond shoes including fragrances, cosmetics, and jewelry. Throughout this report, Nordstrom’s brief background, financial overview, business sector, target market analysis, business operations as compared to competitors, as well as strategies to sustain the business will be discussed.

Company Overview

Nordstrom, Inc. ( ...

Capstone Project [Phase]

Computer and Information Science Sharjah Higher Colleges of Technology Literature Review Introduction The project aims to create a website for a restaurant that is yet to incorporate online applications into its functional operations. It is imperative for the restaurant to have a website for allowing customers to see all the foods and drinks on offer without necessarily going to the stores and also for allowing them to pay for their orders on online platforms using their credit cards. Additional advantages the ability to view pricing of varied items alongside the delivery times and pictures of the varied food items ...

A brief description of Rolex Company and the reasons why it has been listed among the best CSR companies in the world Rolex Company is one of the most successful firms in the world. The company is located in Switzerland with its headquarters in Geneva. It was founded in the year 1905, and the co-founders of the firm were Alfred Davis and Hans Wilsdorf (Davis & Liu, 2013). The company manufactures watches and sells the watches to all parts of the world. The company is believed to be producing an approximate of 2000 watches daily (TheRichest, 2012). The brand value ...