Introduction
Health insurance coverage is a sensitive issue in the USA. A case in point is the recently enacted Obamacare in the USA. The law intended to widen coverage of health insurance to all American citizens including the vulnerable groups that are often disadvantaged in market-driven health insurance schemes. The reason that is always given for government provision of health insurance and health services is that the very poor cannot afford to pay market premiums for health insurance since they can barely meet their basic needs. Therefore, there is a need to subsidize health insurances and costs to those groups. ...
