Essays on Credit Card

I believe it is the middle class who is most affected by cybercrime in the United States for its members tend to use the money they learn to shop online especially when it keeps them from actually having to travel to the store. The convenience of online shopping also helps middle class families who have more than one child that needs to be watched thus making it even more difficult for parents to go to the grocery store without a whole lot of fuss. The lower class, on the other hand, does not make the same kind of money ...

I. Company Overview The apparel industry is a highly competitive and almost exclusively based on image. As fashion becomes "fast", i.e. designing and selling apparel becomes more for masses as opposed to a conventional haute couture model, established and emerging players alike are competing over an increasingly powerful market segment, namely Millennials, who continue to shape business across different industries. Forever 21 is one notable example of apparel companies competing, primarily, over Millennial customers. Forever 21, operating in seven countries in addition to Europe, is a notable example of an established apparel player adapting to continuous changes in apparel ...

Question & Answer

Part 1: 5 Questions 1) What socio-economic groups do students on your campus come from? I noticed students from my campus like to drive nice cars, and they mostly come from a lower-income status. Some of these students come from other countries. I met a lot of them during my first semester. Sometimes the students have a hard time paying their car loans on time. 2) Do students on your campus frequently receive credit card solicitations in the mail? Do groups set up tables or booths inviting students to apply for credit cards? Yes, some students on my campus ...

Capstone Project [Phase]

Computer and Information Science Sharjah Higher Colleges of Technology Literature Review Introduction The project aims to create a website for a restaurant that is yet to incorporate online applications into its functional operations. It is imperative for the restaurant to have a website for allowing customers to see all the foods and drinks on offer without necessarily going to the stores and also for allowing them to pay for their orders on online platforms using their credit cards. Additional advantages the ability to view pricing of varied items alongside the delivery times and pictures of the varied food items ...

Abstract

For grocery stores, self-service checkout systems are a convenient option since they save costs for suppliers as only a few employees are required at the store. Self-service checkout systems typically allow customers to scan, pack, as well as pay for their goods with minimal help from the store attendant. It is imperative that such a system has the right functional and non-functional features, an aspect which forms the basis of this paper. This paper provides a list of questions that are needed in determining these features. The functional requirements for a grocery shop include that the system must have ...

Learning allows our brains to record and preserve beneficial behaviors and know how to avoid harmful ones. The consequences of the experiences we have or observe are stored in our memory as knowledge to influence our future behavior. The paper explores behavior change through a focus on the learning theories; classical and operant conditioning.

Operant Conditioning

It is a form of learning in which the response to a voluntary behavior influences whether or not the behavior will recur; this occurs through the use of reinforcements and punishment. Following the experiments of B. F. Skinner, we can conclude that a person or ...

ABSTRACT

Cloud computing employs the use of parallel and highly computed processors to virtually and remotely deliver services. This is an important factor forenterprises whose processing resources are limited and who suffer limitations on the manpower and data storage. This notwithstanding, cloud computing faces a serious threat in the area of data security. This is because the attackers have become very opportunistic and look for any slight loophole that will enable them to bypass the server securities within the cloud computing environment. It is thus important to come up with a systematic approach that can help in identifying the vulnerabilities ...

Response to Interview Question

1. Tell me about yourself? Thank you for the opportunity, I have close to over six years experience in professional customer service, I am fluent in three languages English, Russian and Farsi. I believe I am very dependable in meeting deadlines and I always keep time 2. Why a teller? I am interested in the position because I believe I can apply my customer service experience in the role. 3. Why work at RBC? RBC will offer me an opportunity for excellent career development as well as support from the leaders through coaching and managing opportunities. 4. What do ...

After the carnage of 9/11, the international community turned its local and joint efforts to the struggle against terrorism and prevention of terroristic activities. Antiterrorism initiatives have been run by various international organizations, particularly by the United Nations Counter-Terrorism Committee, and by the United States government, which applies its resources to combat terroristic activities on a domestic scale and in countries overwhelmed by terroristic groups. As Chalk notes, “the coordinated terrorist strikes of 9/11 galvanized a [] response by the United States government to increase the country’s physical and financial security in the face of potential future attacks” (Chalk, ...

Payment methods and technologies have shifted a great deal over the years. Gone are the days where cash and check transactions make up the bulk of the give and take that occurs when people engage in commerce, travel and otherwise spend their money. Credit and debit cards have ruled the roost for a while but some new contenders are starting to emerge. The first major alternative to the conventional credit cards and other more traditional methods was PayPal (PayPal, 2017). However, smartphone-enabled technologies such as Apple Pay, Samsung Pay and Android Pay are starting to dominate the commerce and ...

The use of cashless forms of money payments begun in the twentieth century. The entry of information and technology has taken this kind of transactions to a higher notch. A person can buy a car from the comfort of their home, pay for it using a credit card and get the vehicle brought to where they are. As such, the protection of such data is vital. A company mandated to transact using the credit cards needs to build secure network infrastructure. The organization needs to install and maintain a firewall configuration to protect the transactional data. The firewall will ...

Police officers are responsible for keeping peace in the country. They apprehend and pursue individual who breaks the law, solve issues of the community, enforce traffic law, arrest suspected criminal, investigate crimes and respond to emergencies. They are usually assigned to patrol particular areas to be familiar when inspecting suspicious circumstances. Training is significant before one becomes a police officer as it will expose him or her to a new situation to handle challenging tasks during the career life. I think the best education level of the police should be college degree level. The college degree level is ideal ...

Stevey is very opinionated, honest and open-minded about legalizing marijuana. As he gives his opinion as to whether or not marijuana should be legalized, he confesses to having been a user at some point in his life. He continues by saying that even as a user, marijuana did not affect him and he is one of the smartest people. Credit cards are issued by the bank to enable an individual to buy goods or pay for services. They make life easier but if they are wrongly used they can make one to be in a massive financial debt. However, ...

Budgeting is the process of calculating monthly expenses from one’s income. Developing budgets allows individuals to know in advance, whether they would have enough money after paying for all expenses to spend on the things that they want to do like going to the movies or going on holidays. Budgeting helps individuals to keep their priorities straight. With budgeting, they can focus on and prioritize the list of things to do and spend their available budget accordingly. In lament terms, budgeting stop individuals from wasting their money on unnecessary things that they do not need. Keeping a monthly ...

Terrorism and cyber terrorism become one of the main global threats to the humanity of XXI century. Nowadays cyber terrorism is the inherent part of the modern terrorism. So we can not discuss the question of terrorism without taking into account the cyber terrorism. Both terrorism and cyber terrorism carry a threat to various states, organizations, groups of people and etc., but when the terrorism uses as a battle-field all accessible variants, cyber terrorism is only in the network. There is no doubt that cyber terrorism and terrorism have similarities but it also has a lot of differences. The ...

The informatics solutions help the organizations to manage data of the process, clients, providers, payment methods, and supply chain. The informatics solutions work as networks from centralized data centers in several countries in the world as United States of America, Canada, Ireland and Iceland. There are companies that store their data centers in their warehouses under their maintenance and surveillance, but most of the corporations of the world give that responsibility to a third company that provides the hardware, maintenance, and security service. The data centers while they are connected 24 hours and 365 days a year to the ...

Articles Summary

The main point in the current article is to develop an attitude towards the savings at the early age. The sources of finance at the early age are very limited and it is very important that the individuals must plan their important needs accordingly. According to the article, the important needs such as higher studies, important assets and the good credit history must have a proper financial plan. The planning must cover all risks, including recessions, inflation and the time value of money. The idea of savings from the early life can help anyone in achieving the goals such ...

The chapter under consideration is the Chapter 5, Financial Services: Savings Plans and Payment Accounts. The chapter gives to the reader five important aspects that contribute to the understanding of the personal finances. 1. The first aspect is the selection and use of the available financial services in the market and the factors that influence the decision to select a specific financial service. The selection of the financial service depends on of the needs of the client and the convenience of fees and conditions. One of the financial services is the availability of cash. The cash is the most ...

It is important to first examine the question on the value or importance of a college degree from a financial standpoint. Student debt continues to rise as tuition rates have increased to over 400 percent between the years 1982-2007 (London 361). Without adequate financial support or planning, for many individuals college may lead to overwhelming debt that will not be justified by the jobs that they will obtain. Too often students are graduating college only to find themselves employed in positions that did not require a college degree, yet the student loan payments remain a burden that cannot be ...

Analysis2

E-Commerce in Retail Sector.3 Customer Information..4

Improved Marketing Techniques5

Security Issues7 Conclusion8 References..10 E-Commerce & Retail The emergence of the internet and of computing technology in general over the last generation or so has had drastic and dramatic effects on all of society including both the personal and business realm. Indeed, these new technology has made it easier to spend money, work and so forth in a way that makes one’s home life and work life blend together in many ways. However, this report will focus more on how e-commerce has come into its own as part of this new technology and ...

Statement of the Research Problem

Currently, there are a vast number of reported cases of online fraudsters who tend to break into people's systems without their consent. The threat of online fraud has an impact on operations of business in the hospitality sector. The adoption of technological advancements improves the efficiency of firms such as the hospitality industry that can guarantee them more advanced customer service and consequently tremendous profits. However, the increased use of the internet makes the hospitality industry prone to fraudsters. For instance, the Marriot Milwaukee Downtown which is a major hotel in Milwaukee, Wisconsin, faces the threat of fraudsters mainly ...

Introduction

One topic of great debate today is the amount of student debt being accrued by college students that, whether, they graduate or not, who leave college with debts from several thousand dollars to hundreds of thousands of dollars. These debts are, most often, federally owned. Student loan debt cannot be eliminated with a bankruptcy and can only be forgiven if the borrower were to die. At least that is how it has always been. However, there are today may people who feel that student debt should be forgiven by the government under of number of applicable circumstances. There are ...

The reason for carrying out this work is to identify the problem of credit sales fraud with our principal focus falling on Milwaukee Marriot Downtown. The primary objectives of this chapter are to come up with a descriptive survey method to collect data from business enterprises in Milwaukee Marriot Downtown regarding the issue of credit sales fraud, describe the sample selection, explain the procedures utilized in designing data collection instruments, and lastly identifying the statistical methods for analyzing the collected data. For this research, the best descriptive research method to use to gather information is the questionnaires. The polls ...

1. Jan and Bill Smith are developing a familiar financial plan for the future. They have plans to change and old and paid car with a new one, sell the current house to a new house. All the decisions they want to make require studying the current and future financial conditions of the family to avoid a bankruptcy risk. There is not enough information about the finances of the couple, but with the current assets of the family, it is possible to find valuable information. Table 1 shows the balance sheet of the family considering current assets and liabilities. ...

Summary of the Decision Situation

Just like any other company venturing into a new business, Uber is facing both marketing and pricing challenges. Uber has placed various services into use to ensure that it beats its competitors in providing ride-sharing services in the United States and other parts of the world, such as Europe, Asia, and Africa. Lyft is the main competitor Uber is facing in most of the United States cities. In the international platform, Uber faces a bigger competitive challenge more so in the Chinese market from companies such as Didi Kuaidi. Some of Uber’s services include charging their customers based ...

Personal Financial Planning

Personal Financial Planning

Develop a workable operational budget Make payment to credit cards Formulate a savings plan Long Term Financial Goals for John and Beth Formulate and implement an investment plan Make payments to an investment plan Complete loan repayment Time Frame for Accomplishing Long-term and Short-term Goals Many economists believe that the time frame for accomplishing long-term and short-term goals should be between one and two years (Kaplan & Atkinson, 2015). In the case of John and Beth, the adequate amount of time that shall be required to formulate a workable financial operational budget shall be 2 weeks, while ...

During this week, I was posted back to the customer service section where I worked in week one. However, besides the normal duties that I performed in regards to customer service, I was allocated other new duties. Since I had already worked in this section, I did not encounter any difficulties because I was already familiar with staff members in this section. Furthermore, I would easily apply the knowledge that I acquired in the first week of my training.

Training Completed This Week;

Filing; during this week, I was given the duty to handle customer information files (CIF). CIF contained personal and account ...

The local business is a small chain restaurant located inside a shopping mall, which offers a mix of American and Mexican cuisine. The business uses around 150-200 square meters of space with the kitchen at the back portion separated from the dining segment with a wall and a swinging door. The business has around 7 employees manning the dining section of the restaurant with one employee manning the entrance, the manager, a cashier and four other employees, which are considered as the waitstaff. The business has a single entry/exit point, which is manned by one employee for the purpose ...

Progress Report of Research Paper on Credit Card Payments

The aim of this online credit card payment systems in modern times study is to review challenges of credit cards as a means of payments in online shopping. This study appreciates the overall online websites as well as shopper’s perceptions that drive the use of credit cards as an electronic payment method that is secure, can be trusted, convenient, cost effective and anonymous just like traditional methods of payment. This paper is a progress report that details the main activities and findings that were made in the literature review chapter of the study as well as detailing the ...

Executive summary

The ever increasing use of computer based information system and internet in the personal, professional and commercial segments is accompanied by relevant collateral issues relating to privacy, security, and ethics as regards use of the system. The privacy and security issues mainly stem from two elements; advancement in information technology that makes privacy and security of information vulnerable to breaches, and inability of the service providers to adequately protect information and data. During 1970s Walter Maner introduced the term ‘computer ethics’ in order to define ethical problems aggravated, transformed, and created by information technology (Joshi, 2015). This paper is ...

The University Bookstore – Textbook Department experience a peak season business usually in the first few weeks of each school semester. The bookstore serves about 21,600 customers in a 12 workdays of the peak season of semester at a daily time frame of 9 am- 9pm. About 30 percent of the bookstore’s customers buy four books while 25 percent buy three. Twenty percent of the customers buy two books while 15 percent buy five books, 10 percent buy one book. The bookstore spends .5 minutes for every one book of cash transaction per customer, 1.6 minutes for every ...

The objective of this paper was to carry out a comprehensive assessment of the possible security vulnerabilities that an organization’s computer and network operating systems may have; and also to provide appropriate techniques in order to boost protection based on the findings of the said assessment. The organization, whose computer and network operating system framework would be focused on, that was chosen is Target, operator of one of the largest network of malls in the United States’ retail industry. What makes this computer and network operating system security case analysis significant is that any form of risk involving ...

Internship Experience Qatar National Bank

During this week, I have acquired several new skills, and become aware of several things related to the Bank by getting information. I also faced some problems, got feedback from supervisor, and also made little contribution to the Bank.

The training completed in this week is Customer service in Card Centre of the Bank. This week, I worked in the card centre of Qatar National Bank in which Mr. A works for customer services and Mr. K is the branch manager. The card centre in which I worked comprises of two sections, in Section 1, customer service is provided ...

Since punishment is one of the basic elements of the criminal justice system, all criminal justice actors including probation officers are deeply influenced by theories that justify criminal punishment. To be sure, for probation officers, two of the more common considered theories of punishment are incapacitation and rehabilitation. Incapacitation refers to the idea that an offender should be imprisoned or otherwise restrained in order to limit their opportunities to commit a crime (LaFave, 2000). Rehabilitation, on the other hand, refer to the theory that offenders should be provided the opportunity to reform and change themselves into a law-abiding system ( ...

Personal finance

Question 1 Short term goal would be: having a fund for at least six months in case if you lost your job or if you face any circumstances in the short run. Intermediate-term goals: develop good savings and investing habits and establish a financial plan, saving for buying a car, house, and children’s college education and for vacations. Long-term goal: Saving for retirement by start contributing to an employer's 401(k) plan or an IRA or Roth IRA as soon as you begin working, and consistently put money in those retirement accounts and. protecting my assets by gradually ...

Introduction – History & Background3

Operations in the Emerging Markets4 International Strategy7 Acquisition of Household International7 Expansion of Financial Services in Rural China8 Challenges Affecting HSBCs operations in China11 Conclusion13 References14 Globalization is a process of interaction and integration among the people, companies and governments of different nations. It is a process that is driven by international trade and investment and aided by information technology. This process has effects on the environment, culture, prosperity, human well-being and economic development all across the world. The global strategy covers three important areas of global, international and multinational strategies that are specifically designed to enable a particular ...

1.0 Introduction Citi Group (Citi) has taken a bad hit during the financial crisis in 2008, which it continues to shoulder today, almost a decade later. The appointment of current CEO Michael Corbat in 2012 pushed the company back to the path of better reduction of non-profitability, which finally broke through in 2015 when Citi finally made positive profits beyond its 2015 breakeven target. The succeeding sections explored this journey of challenges and promises as clearly as possible. 2.0 Mission and Vision: Impact to Primary Stakeholders Citi’s vision and mission focuses on the customer as a financial services ...

Walt Disney Corporation has a loyal base of consumers that is long established since its founding in the 1920s. Today, Walt Disney Company comprises over 5 distinct business components including Media Networks, Studio Entertainment, Interactive, Parks and Resorts and Consumer Products. Constantly emphasizing a dedication towards creating timely entertainment for the whole family, Walt Disney passed on a legacy towards maintaining fantasy, a legacy which its theme parks continue to be known. This papers considers the history and place of the amusement part industry via a situation analysis. It specifically considers Disney by identifying its strengths, weaknesses, opportunities and ...

Introduction

Customers and businesses have realized that flexibility in communication is among the best ways of reaching out to each other. The need for improved relations has contributed to organizations changing the way they do business in efforts to accommodate interactive platforms for responding to customer inquiries in real time. Online marketing is key to promoting effectiveness and efficiencies of how goods and services are offered to customers in ways to improve brand and customer loyalty. Among the major benefits offered by online marketing is the ability to easily reach out to global markets without incurring many costs in advertisements ...

Check Your Understanding

What is Buy Nothing Day trying to change about society? The main purpose of the Buy Nothing Day is to change the culture of consumerism. The day is marked as the day where people cut out their credit cards to promote anti-materialism. Why have some people proposed changes to Buy Nothing Day? What are the changes, and which ones do you think would be more effective? They feel that it does not do enough to change the consumer habits of people. As a result, they are proposing for a longer span of “Buy Nothing” such as Buy Nothing Christmas. ...

Who are we? The National Bank of Canada is an incorporated group that offers an inclusive financial service to clients. Its customers are small, medium-sized firms and big corporations that are in the major market of the bank while providing special services elsewhere around the globe. The NBC offers a full range of services such as corporate, and investment banking in this sector. Moreover, it is considered as an active player on the world markets. What do we do? The bank participates in the brokerage of securities, management of wealth, the mutual fund and the retirement plan arrangements as ...

in Phoenix Arizona in Phoenix Arizona

Introduction

In last 20 years, the complexity of the organized crime has achieved its rapid expansion. That is why, set of the challenges for the U.S. federal law enforcement has been set. It means that the operations have been transformed by the criminals of Phoenix, Arizona, in the ways, which have broadened their area of influence and created the set of complications for the law enforcement agencies in terms of to combating them.

Background

The local criminals have already applied the set of innovative technological options - such as the networked structural models, which have ...

Government regulations and rules in the Chinese online market

The fact that the Chinese market is a key market for global firms provided a chance for eBay to begin its operations in China. The rapidly expanding middle class and the fact that the economy was booming suggested that eBay could gain from the higher purchasing power of the consumers. However, the case was not to be as eBay withdrew its online auctions business from the China market. The Chinese market is massive but without a strategic plan, it is impossible to make a significant and sustainable presence in such markets. The Chinese culture is diversified when it comes ...

Introduction

Specific Information and communication technologies including the internet has significantly changed the way economic transactions occur (Niranjanamurthy, 2014, p. 670). Online shopping has become a modern day concept for customers all over the world. It has made shopping more effortless; prices can be compared and customers can review products and services before a purchase decision is reached (ALraja and Aref, 2015, p. 913). The online consumer behavior has now become a major research area for both psychologists and information technology scholars with most research areas being an analysis of how consumers become adopted to the use of online stores. ...

Essay # 1

When companies have to deal with data breaches it is financially devastating. The financial devastation is a result of money being stolen from the company and potentially clients. Therefore, clients may want to sue due to trusting the company with the data. Some lawsuits may materialize and this can indeed put a financial dent in the company’s profits. Furthermore, the company will have to hire lawyers to investigate and figure out who actually breached and hacked the data. This can cost a lot of money as well. According to research “These costs include revenue lost due to the ...

Wal-Mart is undoubtedly the biggest and matchless retail chain across the globe. It was founded by Mr. Walton in 1940s. Since then, it has embarked upon becoming the most successful and distinctive retailer, which offers premium everyday shopping experience with its ultimately unparalleled prices. Wal-Mart offers an extensive range of products under one roof that are primarily sorted into 14 key categories including groceries, baby-care items, electronics, books & movies, outdoor living and photo, home decor, fitness & sports, gaming, health & beauty, jewelry & apparel, medicine, toys, movie and furniture (Wal-Mart, 2016). This paper focuses on analyzing the retail and pricing strategy ...

The American Express is a global financial company that dominates the credit card segment. The company generates revenue by interest charges and other fee. It issues cards independently and not as intermediaries; thereby bearing the total financial risk. The main competitors of AmEx in the Credit Card Processing & Money Transferring industry are Visa Inc., MasterCard, PayPal and KKR & Co. Visa and MasterCard are main arch rivals of AmEx in the “Credit Card Processing & Money Transferring” industry. Each of them has its credit card network; however, they use different ways to issue cards. Visa and MasterCard are not financiers which ...

Intrapreneurship Plan

Business

Executive Summary Even top companies are facing difficulties when it comes to finding the most suitable innovation that will bring forth a considerable success for the business. On the other hand, sailing into the vast ocean of entrepreneurship does not mean doing it alone because the business has several talents on board that could contribute ideas for business innovation. In the food and beverage industry innovation can be observed in the number of technological platforms integrated into the food service in order to create more value to the products and services and ultimately to provide convenience. For the ...

Personal Finance

Personal Finance

Introduction

The economy of the United States impacts personal finance either directly or indirectly. Importantly, the government regulates personal finance through interest rates and taxes. Most taxes are directed to social programs to help the needy. Due to income disparities, citizens opt to acquire credit cards from local banks or other lenders. The credit card allows consumers to spend in advance and keep track of their expenditure. However, those who settle their credit card balance late, pay high-interest rates. The purpose of this paper is to address the role of government in the personal finance. Also, the paper ...

Executive Travel Report

Tel Aviv Tel Aviv (Israel) Fast Facts Status Financial center of Israel and 2nd most populous city Time zone UCT/GMT +3 hours

Political system Democracy

Main religion Judaism Language(s) Hebrew, Arabic, English Currency exchange rate 1 ILS = 0.26 USD; Inverse 3.76 USD

Arriving to Ben-Gurion International Airport (Tel Aviv)

The airport is located 20 km (12.5 miles) outside the city. Equipped with 3 terminals, the airport is designed to service approximately 16 million travelers a year. You will arrive to Terminal 3 that accepts international flights. Inside the terminal you will find an emergency clinic, post office, currency exchange centers, 24 hour banks and a number and of ...

Identity Theft

(Name of author)

Introduction

Identity theft is a type of scam where malicious attackers steal financial and personal information of their victims, assuming their identity and using it to hide from law enforcement and perform illegal financial activities. Identity theft was the most reported crime by consumers to the Federal Trade Commission (FTC). In 2014, over 12 million cases of identity theft cases were reported in the United Sates, costing the victims over $16 billion . Although this was a decrease from the previous year and issues of identity theft have been on declining since then, citizens are still advised to ...

Credit Risk in Retail Banking

Credit risk is defined as the probability that borrowers will not be able to make payments on borrowed funds. Credit risk combines both the uncertainty regarding the failure of a borrower to make the payments, as well as the expected time taken to make the payments . Retail Banking, more commonly known as Consumer Banking, is offering banking and financial products and services to individual investors or customers. Consequently, there are different types of credit risks involved that these institutions have to deal with. This includes cases in which a customer is unable to make the due payments at a ...

Introduction

The decision to either shop online or offline depends on the consumer preferences based on a variety of factors. The challenge to the online industry is to ensure that the supply chain is satisfying the demand chain, therefore, enhancing its efficiency. The amount consumers who are willing to pay for the services depend on how they become satisfied with the services that are provided for by the offline or the online industry. Since the online industry in a recent development, it has to apply new selling and branding techniques to convince consumers to buy from them. Proper considerations have ...

The advent of modern technology has led to development of many industries. Technology has changed the way things are done traditionally. New technology has simplified life for most of it users. The transportation industry is one such industry where new technology has revolutionized how get a ride to work or home. The rise of transportation Network Company simply referred as TNC has helped connect passengers and drivers. The technology allows the parties to use websites and mobile apps to connect to each other. Examples of this TNCs include Uber, Lyft, Wingz and Didi Kuadi. Transportation Network Company is defined ...

There four major categories of digital computer crimes. These are classified as crimes against the individual, crimes against the property of an individual, crime against the society and crimes against the government (Dalla and Geeta, 2013). Typically, cyber crimes consist of hacking and gaining illegal access to information from another person’s system. Digital crime against the individual is when a person is targeted by another person or persons and their personal data s approached by hacking or gaining access to email and password information. Commonly, these crimes consist of illegal activities such as drug trafficking that can target ...

(Institution Name)

Summary

Cyber laws are established to ensure safe, fair and responsible use of the internet by all the users whether they are common internet using citizens or law enforcement agencies. These laws have been designed and have been evolving ever since because of the ever expanding canvas of the ethical considerations involved in the use of the internet. The law is confined to logic and debate, and anything that has not been debated on or legislated cannot be made a law and is hence the responsibility of the user as their ethical and moral duty. The common internet ...

Executive summary

For convenience of analysis, this paper has been organised under three parts. The first part of the paper discusses about the global payments industry in general. The global payments industry has been growing at a tremendous pace over the last decades and the development of internet technologies greatly contributed to the growth of this industry. The Porter’s five forces analysis of the global payments industry reflects that it maintains a favourable business environment for business houses. In the analysis, it appears that all the five forces of the industry are in favour of the Visa that enjoys massive ...

Versace PEST & SWOT Analysis of China

Versace PEST & SWOT Analysis of China

Political Environment: Government regulations: China’s political environment is unsettled with the existence of both formalized and informal rules. However, the country has for the past few years tried to work on a legal framework to promote e-commerce (Schürmann, 2016). Legal aspects: The development of rules and regulation to govern business operations on the e-commerce platform are still at the rudimentary stages. Currently, the country does not have well-defined legislative frameworks for taxation and intellectual property rights. There are also no legislative guidelines on digital signatures, electronic contracts, consumer rights and privacy ( ...

Objective

CardConnect Company faces challenges in international management. In the recent past, the company has failed to formulate an effective strategy, structuring an appropriate organizational design and managing people in an international surrounding. The CardConnect firm is forced to handle technical, economic and social differences in the business environment. Although CardConnect has reached the global market scene, it still faces international challenges while competing with other credit card companies. CardConnect firm should take precaution to protect the Clover (POS company) because it is depicted as one of the commonly applied computing systems around the world. The hackers have targeted the ...

Use of Firewalls to prevent Intruders at Bibliofind

There are two types of firewalls that Bibliofind could have used. The two are hardware and software firewalls (Stewart 72). Software firewalls could have been used to protect individual computers that intruders’ means of attacking such as viruses and spyware. One such software firewall that Bibliofind could have used is the Cisco ProtectLink Endpoint, that is specifically for Microsoft Windows computer operating system. With such a firewall, a system administrator at Bibliofind could have monitored the traffic flow that was coming in and going out of the individual computer system so as to identify any suspicious behavior.This means that ...