Essays on Crowdfunding

Entrepreneurial finance course has been a fascinating experience and an opportunity for improving my skills and knowledge on financial management. Notably, the course’s major aim is to facilitate learners’ understanding of the value and resource allocation in businesses. I have been able to approximate the required amount to raise to start and run a business. Besides, I have had the opportunity to get accessed to the right sources of funding with reasonable interest rates and favorable terms. Ideally, most concepts within the Entrepreneurial Finance course were significant for individuals’ and organisational development. Some of the outstanding concepts included ...

The Securities and Futures Ordinance of 1991 was a significant leap in Wall Street regulation. The Ordinance consolidated several laws that were created in the past and helped pave the way towards securing Hong Kong’s financial future. The Ordinance created a universally accepted licensing system in dealing with financial commodities, such as securities and other derivatives (Charltons). The Ordinance also only allows for corporations and individuals representing them to receive that licensing. In addition, the Ordinance provides those currently licensed two years to adjust their platforms to the new regulations provided by the Ordinance. Though it is the ...

Crowdfunding is a strategy that involves raising money for a project, and it has become an increasingly popular alternative finance vehicle for people or groups who either would not qualify for funding from traditional channels or would simply prefer not to go that route. For the crowdfunding process to work, there needs to be a person or group to initiate the project, people or groups who like the idea and consequently want to back it with funding commitments, and a platform to facilitate the process. According to CrowdExpert.com, crowdfunding worldwide raised an estimated $35 billion in 2015 ("Massolution Crowdfunding ...

Crowdfunding programs such as Indiegogo, Fundable, and Kickstarter are currently responsible for the emergence of exceptional projects. The sites utilize the gains from pledges and popularity to create a competitive environment for the investors to acquire an interest in funding startup ideas and businesses (Toren, 2014). Entrepreneurs can definitely benefit from crowdfunding programs if their ideas are viable, lucrative, and interesting. This paper examines the ideology and importance of crowdfunding from Adam Uzialko’s perspective following the incorporation of the Jumpstart Our Business Startups Act (JOBS Act) into the US constitution in 2012. According to Uzialko (2015), the enactment ...

At different stages of startup implementation business angels, venture capitalists and are concerned as the main traditional sources of financing for such projects. At the same time, entrepreneurs have more options of raising money through crowdfunding, an innovative method of online fundraising from a large number of investors. It is defined as popular method of financement. The three mentioned methods are appropriate for the Teaching Penny Stocks project. Before applying one of these financement models on practive, it is nessecary to define their advantages and disadvantages. It should be noted that getting access to capital is no longer crucial ...