Essays on Financial Stability

Problem Definition

Over the past few months, it is noticed that at XYZ restaurant the number of customer visits has reduced and it has resulted in a decrease in sales revenues. Customers are the only source of income that a restaurant can have. The restaurant used to experience surplus profits, but now it hardly can meet up its costs. Reduced customer visits are a serious problem that needs to be recovered as soon as possible. The proposal aims to maximize the customer visits. The purpose is not only to retain the existing ones but also to attract the new ones. The ...

Impact of Policy Changes on Financial Stability of Commercial Banks in India

Paper Due date Abstract The study envisages financial stability of Indian Banks, especially schedule commercial banks, in the backdrop of macro-prudential policy changes. Banks are put under microscopic vision in terms of performing as commercial units while strictly adhering to the policy norms. The effect of regulatory and supervisory policy changes can be evidently seen in stressed performance of banks in the recent years, in-spite of growth in their retail portfolios. The policy changes of increased provisioning for NPAs, improvement in asset account quality, revised guidelines for Net Stable Funding Ratio, restructuring of large accounts and many more have ...

Expectations is a critical topic on macroeconomics and defines the pivotal elements of every market economy and controlling all the economic transactions and decisions. The activities within an economy are usually defined by the expectations of the people.

In normal situations, when the supply of goods like oil falls, its price rises pushing for higher production by producers while consumers conserve on its use to get substitutes and get prepared for more. The price controls are significant in controlling the expectations and eliminating the poorly executed economic plans or activities. The government intervenes in the economic expectations or plans ...

Introduction

The vision 2030 for Saudi was designed to improve the local and the international position of the country along economic, social, political, and the peoples` dimensions. The plan was designed along three critical aspects that encompass the social, economic, people, and the political position. The three pillars that founded the plan were the vibrant society, ambitious nation, and the thriving economy. Along the vibrant society, the model focused on tapping the nation`s strong roots through the blending and optimizing on the natural resources and the community`s cultural heritages. The plan focused on developing and promoting fulfilling lives ...

Significant increases in the national debt, with no relief or plans to deal with the problem, and its effect on the economy An increase in national budget, with no relief or plans to deal with the problem, will result in a deficit, or more spending with less national input. Repercussions for a budget deficit can mean more borrowings for the national government from the private sector, such as the selling of bonds or gilts to the private sector. The debate over the budget deficit has two opposing views. The first one is that the deficit is destructive to the ...

A personal budget can be described as an estimate of the anticipated costs, resources and revenues of an individual over a specified period. When used properly, it can be used to estimate the future financial needs and sufficiently cater for the current financial obligations of an individual. A personal budget is a critical contributor to a reasonable financial stability of an individual. When personal budgeting is taken into consideration, it helps an individual to escape any personal financial crisis by ensuring that they spend their income on essential expenses. When prepared objectively, an own budget shows the truth about ...

Introduction

Background of the Study The world economy is currently facing numerous challenges, ones that imped growth and continuous economic development. In reality, there is no such thing as a straight line when it comes to economic development, accounting, and asset management. If history is to serve as a basis, economic development, both on a national and international scale, has been and so can be characterized by a cycle of boom and bust . Based on the metrics that both accountants and economics experts look into when analyzing a for-profit organization, a bank, or a macro economy, the risk of being ...

The Dodd-Frank Wall Street Reform – legal act of USA, which was applied on 21 July 2010 in order to reduce financial systems risks. It is considered the most large-scale change in the US financial regulation since the Great Depression. The law significantly changed the activity of federal authorities, governing the provision of financial services, as well as created an additional financial regulatory body - the Financial Stability Oversight Council (Financial Stability Oversight Council, FSOC). The Dodd-Frank Act contains a large quantity of different rules. Some of these rules are issued jointly by several agencies and lack integrity, so there ...

Imperial Oil, founded in 1880 is a giant petroleum producing company, with its headquarters located in Calgary, Canada. It is the second largest integrated petroleum company in Canada and has registered a phenomenal growth since its inception. Its operations consist of exploring and producing oil, manufacturing and distributing petroleum products for energy sources, producing chemicals for industrial and domestic use through innovative and sustainable technology. ( Annual report, 2016) reports a cash generation of $22 bn from operations only during 2010-2015. Its performance can be evaluated from the growing dividends paid to its shareholders in last 21 consecutive years. Imperial ...

Impact of Financial Crisis on the United States’ Banking Sector

The 2007-2008 crisis also referred to as the global financial crisis affected the banking sector across the world in many ways and the US banking sector was not spared. Over the short term period, the crisis affected the banking sector in several ways. Several banks incurred huge losses because of the increased default rate as people and businesses were unable to repay their loans. Mortgage defaults were very high making the banking sector to enact legislation to curb the spread of the crisis. The crisis caused the interbank lending sector to freeze with credit to consumers and businesses drying ...

Introduction

Casino Capitalism is a vivid description of the international financial markets, their behavior, and the economic strength they yield to various entities. The book goes on to describe the advantages of international financial markets and some of the evils associated with the same. The author, Susan Strange was a former student of the British international relations studies; she is mostly renowned for her contributions to the creation of the international political economy. Apart from her major publication of the Casino Capitalism in 1986, she also published other books, namely: States and Markets (1988), The Retreat of the State (1996) ...

About the company

Spirit AeroSystems designs and builds aerostructures for both commercial and defense customers. The headquarters of the company is in Wichita, Kansas, Spirit and the main markets are North America, Europe and Asia. It was founded in 1927 by aviation pioneer Lloyd Stearman. Two years later the company was bought by Boeing. The current name company received in 2005 Major products of AeroSystems are fuselages, pylons, nacelles and wing components. The company focuses on innovative composite and aluminum manufacturing solutions to support its customers in each part of the world, where it is presented. The company has more than 16, ...

The case Study “Money Does not Buy Happiness. Well,on Second Thought" looks into the discussion about the absolute happiness and the relation between money and happiness of individuals and countries. The point that the article brings to the surface is that, while in 1974, the empirical studies outlined that money can make individuals happier, however, this paradox is not applicable to the country level, recent research Stevenson and Walker argues that rich countries as much as rich people tend to be happier. The increase in financial welfare also directly related to the increase in satisfaction with life. The ...

Abstract

Do the imbalances in current accounts still matter in today’s deep global financial markets that exhibit two-way gross economic flows that dwarf the new outcomes provided by current accounts? Contrasting the adult perception of the world and complete markets, extreme current account imbalances indicate severe financial and macroeconomic stresses, particularly as was the case in the mid-2000s. The increasingly massive valuation differences in nations’ net global investment standards and positions, as well as risk allocations, cannot be relied upon to offset the variations in regional wealth systematically as implied in the current accounts. The same conditions that warrant ...

Essay one (China’s financial system)

Introduction and Thesis Statement The restoration of an economy from a depression requires a careful adoption of strategies. Various measures that governments use to promote the growth of key sectors as wells the entire economy have severe outcomes which must be considered before they are put in practice. Fundamentally, governments implement different fiscal and monetary strategies to solve economic problems, which may be successful or not. Thus, the analysis of the strategy to be deployed becomes essential to achieve the desired objectives. The financial sector in an economy is of central importance. As such, public policies that impact on ...

Introduction

This paper seeks to conduct an analysis for the financial performance of Lexus in relation to other industry competitors; Jaguar, Mercedes, Porshe and BMW. In order to arrive at objective results, the analysis will compare various financial and performance metrics for the businesses. It is a purely objective analysis that will be based on the figures obtained from the annual reports of the companies.

Return on capital employed (ROCE)

Return on capital employed is a metric for a company’s profitability and the effectiveness of its capital employment. ROCE = Profits before interest and tax/Capital employed. A significantly huge amount of ROCE is a clear ...

Introduction

The Empire Cruises is a private New York based cruise business, which offers public dinner cruise and private event charters. Major services of Empire Cruises include Birthday Cruise, Prom Cruise, Graduation Cruise, Anniversary Cruise, Sweet 16 Cruise, Cocktail Cruise, Lunch Cruise, Holiday Cruise, and Cruise Rental. It was established in 2010 and owns the city’s most popular event yachts that aim at offering the best cruise experiences at special events. The fleet of Empire Cruises is comprised of five incredible yachts namely Lucille, Jacana, Harbor Lights, Nautical Empress, and Liberty Belle. The deluxe experience offered by the Empire ...

POVERTY AND CRIME

Introduction to background study Crime and poverty are some of the challenges that different societies face, and they have the effect of hindering attainment of a country's economic development. Through the development of practical policy issues, different governments struggle to eradicate crime and poverty, with the aim of achieving economic growth (Saunders, 2015). Crime has adverse effects on business performance due to instability and uncertainty issues. Different bodies are concerned that crime has put various governments at stake from achieving economic development, especially in the developing countries. Crime, as a setback to economic growth in the society, contributes to ...

Introduction

This is a business plan worksheet for Making A Way Housing, Inc. (MAWH), which is a non-profit making organization that intends to provide shelter for the homeless. Some strategic issues need to be addressed, and an implementation and recommendation team needs to be set-up based on certain criterion.

Strategies to be implemented and Actions to be taken in implementing

Long-term financial stability Based on worksheet 2, the organization does not have adequate funds for expenses and the budget is always in the negative. The organization has however set in motion plans to ensure long-term financial stability. The first action will be; the organization will rely majorly on donations from the ...

Abstract

Financial analysis is an essential tool in the hands of the manager, as it is with its help the decisions related to the company’s finances are taken. Without the analysis and grounds for making such management decisions, the firm cannot achieve the desired level of income, or the lack of financial settlement will lead the company to bankruptcy. The purpose of the assignment was to perform financial analysis of a company listed on the Bursa Malaysia. Dominant Enterprise Berhad was chosen for the completion. The Malaysia-located company turned into public listed organization with thirteen subsidiaries, operating on production ...

Summary- Tar Baby (Toni Morrison)

The novel Tar Baby, by Toni Morrison, explains the story of the extremely debatable quandary of the racially separated African-Americans in America and the inherent practice of social discrimination inflicted on then due to racial prejudice. The novel uses the character of the Protagonist, Jadine, who faces the communal allegations of betraying her own race because she abandoned her real culture and gave up her racial heritage to pursue her dreams. This reflective summary of the novel focuses on the part (pages 231-275) where Valerian (the white owner of entire household and master of all the blacks) realizes about ...

LIFE STYLE FOOD HUB ENTERPRISES

Abstract The paper aims at outlining the main differences amid utility and profit maximizing league, with a key focus on Europe and the USA and the resulting implications to sports. The study is in agreement with findings from the previous research study that most clubs in America are profit oriented while their European counterparts are after utility satisfaction. Some of the significant aspects that reflect the above findings are the differences in organizational management in the two areas. In America, major decisions that pertain administration of organizations are made by the shareholders and club owners through a voting process. ...

Essay Question: How different investor types impacts Market Efficiency

Individual investors When individuals talk regarding marketing efficiency, they simply refer to the degree to which the aggregate decisions of all participants in financial markets are accurately reflecting the value of companies and their shares at any given time (Allen and Gale, 2000, pp. 236-255). Therefore, it requires the determination of the intrinsic value of the company while providing a constant update to valuations because new information is becoming familiar. Consequently, the more a financial market becomes accurate, it will be able to price securities and the more efficient it is said to be. Thus the principle of the ...

(Course number)

Classmate Claude S’s Answers Aristotle’s final cause points to the ultimate reason for the being’s existence. Relating this to the idea of globalization, the final cause becomes the globalization’s vision. It is the ultimate reason for its conceptualization. One of the objectives of globalization is to have a global free trade. However, no matter how noble is the vision of globalization; collateral cost and damage are never out of the way. Ethical issues relating to jobs, brain drain, natural resources, health, and finance are just some of them (ehow.com). There is no guarantee ...

Finance

2016-04-19

Introduction

This paper is devoted to the possible spillover effects between the usual banking and existing shadow banking systems and the impact of regulatory policies on the shadow banking system. The usual banking system consists of the banks and regulatory agencies. In comparison, the shadow banking system is a set of financial institutions, which are not banks, but perform their functions. The issue of the shadow banking system has become more important after recent global financial crisis. The Financial Stability Board has been established at that time. According to experts of this organization, various aspects of the shadow banking ...

Executive Summary

Introduction The family is entering into the property market by developing a four-floor rental building. The rental property will be completed in one year and will have forty units.

Statement of needs

The aim of the family is to gain financial stability in the face of the imminent retirement of the household head, the deficits in the family budget, and the financial struggles to finance the college education of the two children.

Financial Information

The cost of the development is 2,583,000 dollars. The family will seek financing for 250,000 dollars at an interest of 17% to be paid in 5 years. ...

An overview of the firm and its primary function

Southwest Airlines Co. is one of the major airline companies in the USA. Currently, it is the world's largest low-cost carrier. The company has its headquarters in Dallas, Texas. Herb Kelleher established the firm in 1967 (Southwest, n.d). The name Southwest Airlines was adopted in 1971. By the end of the 2014/15 fiscal year, the company had approximately 50,000 employees. Furthermore, the firm operates over 3800 flights in a single day. The company carries most of the domestic airline passengers in the USA. By 2016, the airline company had scheduled services to at least 97 destinations including overseas ...

Balance sheet

Intel Corporation’s balance sheet as at December 26th, 2015 indicates that it is financially stable. Its total assets increased in the last three financial years indicating that the company is growing. Further analysis shows that the current ratio of the firm as at December 26, 2015, was 2.576 implying that it had sufficient current assets to settle its current liabilities. This further indicates that Intel Corporation has a high liquidity. The current ratio increased from 1.732 in 2014 suggesting that the liquidity of Intel improved in 2015. Assessment of its long-term financial stability shows that the firm is ...

Part 1: Review of the Organization

The American Red Cross - Orange County Chapter, is a humanitarian organization in the U.S that comprises of a team of volunteers. The organization is guided by the Fundamental Principles of the International Red Cross and its Congressional Charter. American Red Cross operates on a strategic plan that guides its efforts and activities for a period. It seeks to address the changing needs for the region’s residents. Additionally, the plan and objectives provides the necessary steps that the organization undertakes to achieve its objectives. Finally, it assists the organization to achieve its mission effectively. The organization’s plans ...

Abstract

This dissertation formulates a research dissertation and strategy for a study into the impact of Islamic banking on the economic development of societies within which such banks operates. To this end, the research examines the major tools and impacts of Islamic banks on society by conducting a literature review. This is followed by the deduction of research questions and a hypothesis that will be used to form the parameters of the entire research. The purpose of this dissertation is to investigate the relationship between the growth of Islamic banking worldwide and economic development of countries wherein this growth is ...

Issues of Economic Crisis

The recent recession and the financial crisis have paved the way to uncommon and hostile actions by policymakers of fiscal and monetary policies. Secular stagnation is for ensuring achievement of full employment, for lowering and stabilizing inflation rate, and for maintaining financial stability. Current macroeconomics failed to analyze financial crisis because of its incapability of envisaging current issues prevailing in the economy. Analysis of these topics is essential because they help in determining and then solving the problems of economy by taking adequate measures in a timely manner. There are several causes of recent Great recession. Major causes include ...

Thesis statement

The IMF plays a critical role in ensuring financial stability globally. It has been instrumental in resolving various economic crises such as the 2008 financial crisis and the debt crises in Greece and Portugal.

The role of IMF

The fund plays a crucial role in providing advice and technical assistance to member countries to foster good governance. It promotes public sector accountability and transparency (O'Brien and Williams). Its technical assistance helps member states in enhancing the management of their economies by correcting macroeconomic imbalances, implementing economic reforms relating to international trade, exchange rate policies, among other reforms. The IMF also offer loans to ...

Introduction

After September 15 of the year 2008, the financial crisis which originated from the United States of America spread all over the globe which economically harmed many nations, particularly, the developing and under developed countries. Because many financial and non-financial institutions having origination in United States were operating at a global level, their fall negatively affected all those countries in which their subsidiaries were running the business operations.

In view of this, the research paper is written to demonstrate for policymakers and economists about how a financial crisis in one country could spread over and affect other countries as well. ...

Slide 1. Title

Slide 2. Purpose

In the recent decades the global power center has shifted from West to East and China has witnessed a tremendous rise, accelerating integration in East Asia region. Currently there are at least two significant integration processes there, among which regionalism remains the most visible and powerful (Szczudlik-Tatar, 2013).

Asian regionalism focuses mainly on economic cooperation between ASEAN members, which differ politically and economically. However, deep regional integration in East Asia may result in the establishment of a single market.

This writing analyzes the nature of Asia’s emerging regionalism, the relationship between Asian Regionalism and ...

a. Hook: Economic recovery proved a highly daunting task for many of the devastated Western European nations following the Second World War. The destruction of lives and property due to the turn of political events during the Second World War depleted much of the resources of Western European nation, leaving them with so little to build on to enable their people to get back on track.

b. Thesis Statement: The Marshall Plan proved a saving force for Western European nations in their goal to fulfill post-Second World War economic recovery and political reformation, despite its inadvertent effects on consolidating the position ...

When a clinic joins a management care organization, there are several benefits and effects that the organization undergoes. The main aim of a clinic joining a MCO is to ensure proper staffing, find a balance in its financial stability and to be able to effectively manage its patient volumes. According to Burns (2008), managed care organizations have programs that ensures patient outcomes are achieved through the provision of affordable, appropriate and extensive coverage of accessible benefits of prescription drugs. Clinics are thus able to choose from the numerous plans and programs to reduce their costs and be able to choose the best remuneration for ...

The shadow banking system, also referred to as the shadow financial system, has been informally described as the unregulated financial activities conducted by regulated institutions. They refer to the financial intermediaries, which are involved in the facilitation of the creation of credit across the global financial system. The members of the shadow banking systems are not subject to regulatory oversight. It also refers to the network of financial institutions, which are comprised of non-depository banks, for example structured investment vehicle, investment banks, hedge funds, conduits, money market funds, and non-bank financial institutions (Batchvarov, 2013, p. 348). Shadow banking institutions ...

MANAGEMENT AND DECISION MAKING

Following the recent unfortunate post-election skirmishes in the country that has gone on for a while now, the economy has greatly been affected. This has led to an economic slowdown whose ripple effects has hit our company and caused drastic changes in the operational activities in the company which if not dealt with prudently will destabilize and jeopardize the great success witnessed over the years of the company’s existence. It is to this effect that I have called this meeting with you (managers and supervisors) to disseminate information regarding the current company position given the situation at hand. The ...

An organization’s financial structure is the mix of debt and capital employed by the management for purposes of financing its activities. In the healthcare sector, there are three main categories of organizations that provide health services. These categories are for profit, not-for-profit and government organizations. The categorization is based on organizational ownership and motive. Each type of organization has its own unique financial structure which is attributable to the financial environment it operates in. This paper examines three specific organizations, one in each category, and describes the financial structure, practices and policies unique to the category.

For-profit organizations ...

In small economies such as Ireland, the traded sector is normally the leading sector for any economic development. In any bid to resurrect the economy from the depression which we have recently experienced, all reforms are aimed to surge the private sector so that the population can be able sustain itself.

The government of Ireland in their efforts to resurrect the economy has been working with the IMF and the EU in making the progress on the European policy reforms including the banking union which is very critical to the European and global confidence. The government negotiated with the ...

James River Air Conditioning is a heating and air conditioning company based in Virginia. The company provides its services to central Virginia, Petersburg, Fredericksburg, Williamsburg and Richmond residents. It is known for its excellent repair, replacement, construction and maintenance services in various fields. Its technical wing focuses on installation of heat pumps, air conditioners, chillers, boilers, cooling towers, ventilation systems and many other related services. The company’s commercial wing deals in building automated building systems and commercial comfort systems. Other services include preventive maintenance, plumbing and electrical services.

There is a need for this company to upgrade its internal business ...

Introduction

The Journal of Banking and Finance (JBF) essentially undertakes the mandate of publishing both the empirical and theoretical research, it doesn’t publish any other research but rather those within the span of finance and banking. Its main objective as stated within the scope of their mission is fundamentally to ascertain a flow and availability of research that pertains to capital, money, and operations of the financial institutions. Ensuing the fact that this journal accomplishes the mandate of assuring a continued flow of research materials about banking and finance, recent articles from this journal will be analyzed to deduce trends and essentially ...

After the enlightenment and the return to high culture in Europe musicians worked under what was known as the patronage system. This meant that they were indentured servants to noblemen who provided them with financial stability. Noblemen would keep a court composer, and they in term would provide them with a place to live, food to eat and financial stability. This was the pro of the system. The con of the system is that they weighed in on artistic decisions and in the process compromised the artistic integrity of composers at the time. The 1984 film Amadeus takes place in Vienna ...

Enter Your University

This paper will address the different nuances of Health care company merger and acquisitions , specifically it will address the key financial drivers which prompt a merger, post merger analysis , financial planning in the post merger arena and the relevance of financial analysis in a healthcare organization. Finally the paper will address the current state of the healthcare system and what we can expect to see in the future.

Financial drivers that prompt mergers and acquisitions in Healthcare organizations.

Target company value: If the acquiring company feels that the target company to merge with is undervalued it would be a win fall for the former. Also from the perspective if the target company ...

The Euro was officially started in 1999 in the first eleven countries. In the beginning, the Euro was employed for transaction purposes while the banknotes and coins came into life in 2002. There are five Maastricht Convergence criteria that are used in the consideration of membership. European countries wishing to join have to meet them. First is the price stability that says that the nation’s inflation rate shall not be more than 1.5 percent above the levels of the best three performing member nations. The second condition was the durability of convergence. The criterion identifies with the factor ...

Project Title

Draft 1 (10/11/2014) Impact of Mergers and Acquisitions on Operating Performance: a Case Study of UK Literature Review There could be multiple reasons of M&A, but the main reasons of merger and acquisition could be acquiring the brands, market access and the knowledge of the market. M&A can cover The possible loss in the company's image or product services. Merger and acquisition is one of the reasons to cover the business financial losses. The increase of foreign companies in mergers and acquisition is that these companies have the ability and power to expand the deals. Mergers and ...

Assignment 2: Mergers and Acquisitions

Examine the circumstances that resulted in the merger or acquisition for the selected company. Speculate on two (2) reasons why the resulting decision to merge or to acquire / be acquired was made. The two major contributing factors influencing the merger of American Airlines and US Airways were the push by American Airlines’ investors and the urgent, time sensitive demands of US Airways CEO Doug Parker. In an article titled "US Airways CEO Doug Parker says his airline won't wait forever for American Airlines merger" Doug Parker described the fiscal environment that led him to urge American Airlines ...

- How are cities in the developing world influenced by their colonial pasts? If you had to create a model for land use in such cities as Mumbai and Bangkok, what essential elements would you incorporate? There are two factors that could influence the emergence of cities in a developing city. One is the growth of an old urban center and the other one is the influence of the foreign culture. Cities of the developing countries are influenced by their colonial past since most of the planning and control of the city were created for the benefit of the colonizers. ...

Chapter 3

Chapter 3 is the outcome for both of the methodology (interview and process inspection). The researcher has related the sub questions with the two type of methodology. As the reader go throw chapter 3 he will be able to get the answers for both main and sub questions. 3.1Technical Soundness Technical soundness is one of the criteria that are used to register ad evaluate suppliers. This is one of the areas that the respondents in the study highly complained. In the interviews, it was evident that the current system failed to effectively evaluate the technical expertise of ...

[Class Title]

Executive Summary The University of Maryland is considered as one of the best public universities in the United States. However, the rising cost of tuition fees and other charges has placed public institutions in an awkward situation making it questionable if whether they can provide affordable and quality education in the face of the current economic hardships. Students, on the other hand, could not help but seek for various loans in order to make their way through college. For most families who are earning a median income, sending a single child in college would leave them financially unstable ...

The International Monetary Fund (IMF) is originally designed to foster global monetary corporation. It is said to provide countries with policies that will aid their financial growth and development. It attempts to provide financial stability, facilitate international trade and establish financial growth. Ironically speaking, IMF is designed to aid in sustaining the world economy, however according to Sigilitz, it has resulted into a negative implication in the East Asia region. IMF policies have unconsciously created modern day colonialism that impacts the poor. It has generated a greater inequality and result to environmental destruction. The existence of the structural adjustment policies (SAPs) ...

(Name of your Institution)

Introduction

In terms of business economics, ‘risk’ refers to the assumption of an organization attaining profits that are below expected or forecasted levels. It could also refer to the possibility of a loss. There are several aspects that influence business risk. Some of these factors are unit price, volume sales, cost of production, and economic and political environment . Organizations that aim to lower risk in order to attain stability often maintain low debts. This enables the company to assure that its financial liabilities are always payable. Maintaining low financial risk levels has become an imperative in ...

INTRODUCTION:

The clothing industry is the most emerging market in today’s world. It has a great potential to grow and prosper. The business presented in the report is a clothing business, named “Xyra’s Clothing." The report has presented the financials of the business to propose the investment idea to its potential investors. Xyra’s clothing is a start-up business, in which initial investment is made by four partners. Each partner has made equal investment of $50,000 which accumulated to $200,000 in total as an initial investment. The business has not dealt on credit basis from the start; hence it ...

for a Developing Economy for a Developing Economy

Introduction

An effective leadership strategy is determinant of an organization’s success. It defines the number and the type of leaders that an organization needs, as well as where these leaders are needed and what behaviors they should have in order to ensure the achievement of an organization’s goals and objectives (Pasmore, 2013). In this regard, an organization’s leadership strategy is based on a thorough analysis of the present situation and an informed view of the future. As a result, the developed strategy provides recommendations for closing the gap between the present ...

IMF

International Monetary Fund (IMF) Introduction The international monetary fund (IMF) was initiated in 1944 during the Bretton Woods Conference and formally created in 1945 with a membership of 29 countries. The main IMF goal was stated as to assist in the reconstruction of the world’s international payment system post the Second World War. Countries contributed money and put it in a pool through a quota system from where countries which had an imbalance in trade could borrow. Ever since the membership of the IMF has grown to 188 countries of the world and the main goal changed to fostering ...

Health Information Exchange In the U.S.

References 12

Introduction. According to the HIE directory “Health information exchange is the transmission of healthcare-related data among facilities, health information organizations and government agencies, according to national standards for interoperability, security and confidentiality.” After more than two decades of working to achieve effective and efficient health, this goal is still not fully actualized. The utilization of personal health information is still not fully exploited to support optimal care because the creation and storage of data is fragmented since information tends to be isolated within physician practices, hospitals, pharmacies, laboratories, or clinics. In an effort ...

Introduction

Norway has a mixed economy structure with government controlling the crucial sectors of the economy. The economy growth is majorly sustained by its natural resources. For a long time, the economy export had been supported by shipping. The key industries in the Norwegian economy are the petroleum and natural gas, food processing, textile, and shipping, among others. Norway’s currency is referred as the Norwegian Krone (NOK). Its current GDP stands at $499.98, and the GDP per capita is 53,293. The paper addresses the macroeconomic elements of the Norwegian economy, by looking into the present economic condition, as well as ...

Located to the north-east of Philippines Capital City, Manila’s Pataya dump site is not any more normal dump site with multiple stories of waste and refuse from around the country. The dump site has been the reason behind establishment of one of the world’s innovative and appreciated chic brand, Rags2Riches. The brand has reached international boundaries and is just not like an ordinary brand as the handbags and other products are made from the garbage rags by Filipino women. However, the trend of transforming recycled scrap fabric into rugs was started in the nation a decade ago but ...

Financial Crisis of 2008

The economics professionals during the global financial crisis underestimate the dimensions of the issue once it unfolded. Gerald (2010, p. 120) traces the deep roots of the failure in the lack of understanding and the misallocation of research in economic efforts. Bondt (2010, p. 140) claim that the economists in this period disregard the construction models that can drive an effective result in the world-markets. The economic profession fails to communicate the shortcomings and the limitations of the preferred models to the public to depict transparency. Prior to the financial crisis, economists largely rely on the construction models that ...

In the history of the United States, racial and gender injustices have been a common thing among the people. There has been unequal treatment based on skin colour and sexual orientation. African Americans are one of the groups that have been on the receiving end of these discriminations. In addition to this, the manner in which African American men and African American women have been perceived in the American society is different from how the Native Americans have been perceived and handled. Scholars have taken time to look into these differences based on race and gender, how these differences have ...