Essays on Indemnity

Abstract

In healthcare financial management, health insurance contributes in determining the healthcare services. The fee schedule provides a list of charges reimbursed for service providers and suppliers. Center for Medicare services, CMS, uses the fee schedule to determine the facilities and non-facility in healthcare provisions. Physicians, ambulance and medical equipment services among others help in the determination of the fee schedule by Medicare Physician Fee Structure (MPFS). The study focuses on CPT code 99214-office visit as the reference in the service delivery by the center of Medicare services. The Medicare and Medicaid rates are essential in determination the fee schedule. ...

Introduction

Healthcare is an integral part of a nation’s well-being. Despite its importance, there has been an increasing trend in the costs of health care. With the current high national debt, health care reimbursement should be part of the equation ("Healthcare Reimbursement | Knowledge Hub | athenahealth", 2016). The policy makers, physicians, and patients are well aware of the steps they need to take to reduce the costs of health care by considering health insurance plans. The insurance policies enable the doctors and other health practitioners to provide quality and efficient health care to the people. Health insurance payers are provided ...

Question 1: Hierarchy of Courts in Australia

Question 2: Conveyancing Acts Conveyancing Act of 1994 The Land and Business (Sale and Conveyancing) Act provides for the legal procedures and requirements that vendors and purchasers of land and property must follow. These include the registration and verification of titles to land and property and the role of agents in the land transaction process. It also deals with auctions, special requirements as to sales representatives and rights of parties to a land transaction.

Land Titles Act 194

This piece of legislation provides for the legal requirements for dealing in and holding of freehold land, the powers of the land Registrar, and use ...

Introduction

Fair play in business practices is essential to the maintenance of a self-sustainable corporate environment. Precisely, all the parties involved in any business activity need to embrace ethical principles while following the legal provisions in any commercial venture. With this in mind, it is worth acknowledging the fact that Kallestad breached the fundamental provisions of an implied warranty by selling substandard products to Peter and Tanya Rothing. According to Murthy and Blischke (2006), an implied warranty is a contract arising from the operation of the law guaranteeing that the goods to be sold are merchantable and are appropriate for ...

There are three technologies of editing in the cinema. In the given paper, each of them will be discussed in more detail. However, looking at the Joe Wright's picture "Pride and Prejudice", we found that not all technologies are present in this film. This fact complicates the analysis of the above-mentioned three technologies due to the lack of specific examples in the picture, which we analyze. So, I would like to start by saying that in the cinematography there are three main areas or schools of editing. The first of these is the French school of editing that most ...

Introduction

The business planning and formulating is not as easy and simple as it seems just like to run operations and deal with staff. To start a new business, it is very important to understand the nature and role of entrepreneurship. Many entrepreneurs have succeeded, and many have failed in the past, it means that there is something exist that can differentiate the successful and failure entrepreneurs. Before conducting a plan for the new business of wedding planner services, it is needed to understand the needs, challenges and risks in the development of new business and how these challenges and ...

[Monti Cleaning]

Business Plan

Business Plan template 1 Business Plan Summary 3 The Business 3 The Market 3 The Future 4 The Finances 4 The Business 5 Business details 5 Registration details 5 Business premises 5 Organisation chart 5 Management & ownership 6 Key personnel 6 Products/services 7 Unique Selling point.7 Anticipated demand8 Risk management 8 Operations 8 The Market 9 Market research 9 Market targets 9 Environmental/industry analysis 10 S.W.O.T. analysis 11

Advertising & sales 12

The Future 13 Vision statement 13 Mission statement 13 Goals/objectives 13 Action plan 14 The Finances 14 Key objectives & financial review 14 Start-up costs for [YEAR] 15 Balance sheet ...

The conditions for peace discussed in the Paris Peace Conference of 1919 did not ultimately favor Germany (“Comments of the German Delegation to the Paris Peace Conference on the Conditions of Peace,” 1919). All the conditions were set on the assumption that Germany was entirely responsible for the war. One of the conditions involved the formation of the commission for the execution of indemnity. The commission would be responsible for collecting war reparations from Germany on behalf of the Allied powers (Andelman, 2008). The commission was mandated to administer German as if it was undergoing bankruptcy. It collected revenue ...

Reinsurance

Reinsurance refers to the actions of insurers transferring part of their risk portfolio to other insurance agencies in order to minimize their risks to pay large obligations resulting from insurance claims.

Flexible spending accounts (FSAs)

Flexible Spending Accounts refers to the special account that individuals put money meant to be used for given out-of-pocket health care needs. The money saved in the FSAs is not taxable.

Prospective Reimbursement

Prospective reimbursement refers to as system of annual reimbursement under which healthcare providers are paid based on the previously established rates.

Diagnosis-related group (DRG)

Diagnosis-Related Group is a statistical system that classifies all inpatient stay into certain groups for purposes ...

1973 Health Maintenance Act (Managed Care) The Health Maintenance Act (Managed Care) of 1973 is an act the focuses on the Health Maintenance Organization, where in back then this act used to reflect the concept of fee for service system, on which the health care providers will be rewarded for providing more health care services rather than for providing the suitable health services which were complemented with wrong incentives (Kongstevdt 2007). The revolution for the healthcare delivery increase quickly, particularly in closely populated geographic locations following the introduction of the 1973 Health Maintenance Organization. The dominant type of health ...

Punic Wars are series of wars in the III-II centuries BC between Rome and Carthage for the influence over the Mediterranean Sea. It has ended by complete victory of Rome and the destruction of Carthage State. By the mid-260's BC Roman Republic finally took control of the Apennine Peninsula. Further expansion of Roman Republic has made it inevitable war with the Carthage the a powerful state in the North Africa that has controlled a large territory of Sicily, Sardinia, Corsica and major sea routes in the western Mediterranean. Relations between Rome and Carthage for a long have been friendly. ...

Part 1

The novel The Postman Always Rings Twice is an influential and notorious publication that revolutionized crime novels. The novel was influential due to the prominence of the themes of sex and violence making it provocative for the audience in the historical context. In order to comprehend the significance of the novel, it is crucial to explore the novel and the interpretations different perspectives.

There are several sources, which have analyzed the aforementioned novels. These sources give an in depth perspective of the work and its relevance to the literary world. These sources include reviews and interpretative pieces of ...

Introduction

Health insurance is a complex marketplace. It is not always easy for a common man to understand all the clauses of a typical health insurance plan. That is why often people are either not covered fully or end up paying a very high premium for the basic coverage. This essay will explore various health plans available in the market and then recommend health plan options to a family of four. This essay will then further inspect the expected changes due to the implementation of Affordable Care Act in 2014.

Research of Various Insurance Offerings

There are many types of insurance plans available in the market. The Preferred Provider Organization ( ...

The objective of this compensation plan consists of an outline of the compensation package for the professor and the HRIS specialist of XUZ University. The compensation plan is developed in a way that will be appropriate for both posts and it will be also according to the efficiency and qualification of the professor and HRIS specialist. The compensation plan will focus that teacher will be paid according to their performance and their performance will be evaluate after getting assessment by the principal, vice-principal, and their children while HRIS specialist will be paid according to its skills, expertise, degree, and experience. ...

2.1. There are two types of risks, known as systematic risk and unsystematic risk. Systematic risk is the one that cannot be mitigated with the help of diversification and strategies; however unsystematic risk is the one that can be mitigated with the help of effective strategies. In terms of quantification, there are three different aspects that are integral known as market risk, credit risk and operational risk. In this particular assignment, all of the analysis will be based on the market risk and its exposure. It has been originated through the Forward and Future Contracts (Christoffersen and Mazzotta, 2004). ...

Managed health care is a comprehensive term describing the system integrating delivery of health care services with resourcing and financing. It’s also an approach under which the healthcare services can be delivered with the best possible scarce resources allocation in order to optimize the patients’ outcomes (Navarro, Cahill). In a properly functioning managed care system, people get healthcare services that are appropriate and necessary, within set efficiency criteria, within defined timeframe, complying with the highest quality standards, and with “anticipated and measurable outcomes” (Linsley, Morton, 2014). Managed healthcare differs from so-called “liberal medical practice,” allowing physicians to choose methods of ...

Introduction

Good health is critical for living a good life and for this reason; people demand access to healthcare services that can help maintaining it. There are number of countries in America who have responded to political manifestation of this demand by assurance of access to healthcare services. Often times, even if the policies for the access of healthcare services are defined, still they are vague and State is unable to comply this requirement. Most Americans have good standards and policies to access healthcare services. It enables those taking full benefits of the State’s healthcare system. Others have to ...

AN EXPLORATORY ANALYSIS OF SENATE BILL 863

Requirements for the Masters in Public Policy and Administration Degree The thesis of is approved by __________________________________

Chairperson

ABSTRACT California’s (CA) legislature has passed a series of Workers Compensation (WC) reforms during the past 15 years; the most recent, Senate Bill (SB) 863 passed on August 21, 2012. SB 863 was introduced and presented to the California public as a reform bill that would ensure better coverage and easier medical access for workers injured on the job. SB 899 passed during the early 2000s was shown to be better for California’s workers, than SB863. ...

An Exploratory Analysis of Senate Bill 863

Chapter IV: Results Overview Several workers compensation reform bills have been passed in California in the last fifteen years. The aim of this research was to review, evaluate, and simplify the complexities of the California workers compensation reform bills SB 899 and SB 863. Data was gathered from a variety of sources and organized in order to develop a better understanding of the differences and similarities between the processes instituted. Relevant data was collected for the specific purpose of reviewing the systems in order to design a new system from the ground up; one that would avoiding the pitfalls of ...

- Panamax. In case of bulk carrier, it is about 65/82,000 dwt, 7 hatches/holds, it is usually without gear. In case of tanker, Panamax has about 60/80,000 dwt. - Capesize – around 120/200,000 dwt, 9 hatches/holds, without gear. - VLCC – Very Large Crude Carrier – about 240/320,000 dwt. - Handysize. In case of bulk carrier, it has about 20/35,000 dwt, 4 or 5 hatches/holds. It is geared with 25-35 ton cranes. In case of tanker, it has about 10/37,000 dwt. - Handymax – about 36/49,000 dwt, 5 hatches/holds. It is geared ...

An Exploratory Analysis of Senate Bill 863

Finished Chapters 1, 2, 3 ABSTRACT TOC TABLES FOR FIGURES AND TABLES ACRONYMS AND ABBREVIATIONS AB Assembly Bill CA California CCHSWC California Commission on Health and Safety and Workers' Compensation DIR Department of Industrial Relations DIV Division of Workers’ Compensation

DWC Division of Workers’ Compensation

ER Emergency Room FEHA Fair Employment and Housing Act MMI Maximum Medical Improvement

MPN Medical Provider Networks

PD Permanent Disabilities PPD Permanent Partial Disability SB Senate Bill SB 899 Senate Bill 899 on workers’ compensation passed by the California legislature in 2004 SB 683 Senate Bill 683 for ...

International Sale Documents

Introduction Right paperwork and documentation during importation and exportation is very crucial. Inaccurate or lack of documents can lead to many inconveniences that may include delays, increase in trade costs and rejected deals. When participating in international trade, it is crucial to ensure the right documentation is applied. The correct type of documentation plays a very significant role in both receiving and making payments. By following the right paperwork, the risks facing the customer paying for the goods are reduced. The risk of the supplier failing to deliver the goods or services is also reduced. With the right documented ...

The Punic Wars

In early world history, the Romans has been considered one of the most influential and powerful civilizations as they have revolutionized as to how society is organized and led. Like other civilizations, the Romans attempted to expand its territory outside its territories in order to sustain its people and also defeat possible threats that can challenge their ruling. One of the regions Rome had tried to conquer is the Mediterranean, which included the city of Carthage. Although both had respected their claims within the region, it was an inevitable occurrence that both would meet each other in the battlefield ...

Abstract

Maternity coverage or insurance can be endowed by the employer or an individual can secure an insurance policy or plan by himself/herself. Taking an insurance cover by women for their maternity costs or midwives for their practice is an optional resolution. However, taking an insurance plan is beneficial compared with the reproductive complications that can result in the absence of a cover. Midwives also get covered for the services they offer and any other work related uncertainties. Insurance in midwifery simply refers to the costs covered during the practice of midwifery, that is, pregnancy, birth, and post delivery period. ...

The Punic Wars

In early world history, the Romans has been considered one of the most influential and powerful civilizations as they have revolutionized as to how society is organized and led. Like other civilizations, the Romans attempted to expand its territory outside its territories in order to sustain its people and also defeat possible threats that can challenge their ruling. One of the regions Rome had tried to conquer is the Mediterranean, which included the city of Carthage. Although both had respected their claims within the region, it was an inevitable occurrence that both would meet each other in the battlefield ...

1

Educational Affiliation Introduction The Opium Wars refer to two wars fought in the 19th century between Imperial China and Britain initially, then the combined forces of Britain and France with the support of Russia and the United States. The Western powers emerged victorious while China, as the vanquished party, signed treaties favoring the West. The war’s name is somewhat a misnomer. Although the opium trade triggered the wars, Eastern and Western civilizations fought in the wars for other issues deeper than opium like free trade (Allingham, 2006).

Background to the Wars

China was the richest and most populous nation in ...

Introduction

Trade was one of the most important economic activities of the ancient civilization. Initially trade was mainly conducted on land .As the scope of the activity expanded with time, another mode of transportation; water transport started to become gradually important and started to attract the attention of commercial enterprises. As this mode of transport became more important, there arose a need for the formulation of insurance scheme to protect the water vessels, the passengers, and cargo for the various risks that they faced in this transport mode. Marine insurance is therefore one of the oldest forms of insurance that has ...

Film/novel; Winter's Bone/Winter's Bone Daniel Woodrell/Debra Granik

‘Hope” is the beauty and the very essence of life. A day follows a night, every sunset is followed by sunrise, light at the end of the tunnel – you can ramble on and on so forth. Art in any form, be it a painting, a literary work or a movie is supposed to celebrate the gift of life and most of the time it does. Every fairy tale has a happy ending, a lovely piece of melody fills us with joy of living and a beautiful painting reminds us about the existence of God. But novels and movies cannot always be preaching how good conquers ...

William Carlos Williams

William Carlos Williams has always been known as an experimenter, an innovator, a revolutionary figure in American poetry. Yet in comparison to artists of his own time who sought a new environment for creativity as expatriates in Europe, Williams lived a remarkably conventional life. A doctor for more than forty years serving the New Jersey town of Rutherford, he relied on his patients, the America around him, and his own ebullient imagination to create a distinctively American verse. Often domestic in focus and "remarkable for its empathy, sympathy, its muscular and emotional identification with its subjects," Williams's poetry is also characteristically honest: "There ...

Summary

Double Indemnity is a 1944 film about an insurance salesman who becomes seduced into plotting the death of a client. As Walter Neff, an insurance agent, slips into his office while bleeding from a gunshot wound, he records his murder confession on the Dictaphone whereby he addresses his friend and boss Barton Keyes. The events are a culmination of what has happened since he met Phyllis Dietrichson, his client’s wife. During a follow-up of Mr. Dietrichson’s automobile insurance renewal, Walter instantly gets attracted to his client’s wife Phyllis who first appears only wrapped in a towel. Walter flirts with her and a change ...

Indemnify is a compensation for damages paid by an engineering firm to its clients. From a legal perspective, indemnify can be considered to be an exemption from liabilities that an engineering firm may opt to legally take for damages incurred during the accomplishment of the terms of a contract. The concept of indemnifying is based on the entire principle of contractual agreements the parties involved the contract. For indemnifying to be complete, the party entering into a contract with its client, says a civil or environmental engineering firm, must agree to compensate or pay for all potential damages or losses that may be incurred ...

Introduction

Health insurance is a form of insurance cover that caters for surgical and medical expenses that are incurred by the insured. Health insurance can either pay the care provider directly or reimburse the insured for expenses incurred from injury or illness. Some employers use it as a non-monetary benefit package to attract highly qualified employees. There are various types of health insurance plans. Nevertheless, all plans are expected to offer a minimum level of coverage. Some plans are comprehensive implying that they provide a variety of services. The coverage offered could be dental coverage, maternity coverage and prescription drug coverage. The various types ...

The influence of media on criminals and killers has been oft-publicized; regardless of the positions people take on the extent to which film, television and other mass media influences our collective unconscious, it is clear that certain genres or portrayals of sex and violence in popular culture heavily influence our personalities, attitudes and preferences (Seltzer 2007). To that end, the exploration of these types of media is an essential part of exploring the psychology of the killer, serial or otherwise. For the past century, film has become an important part of our new cultural mythology; movie characters become our ...

The influence of media on criminals and killers has been oft-publicized; regardless of the positions people take on the extent to which film, television and other mass media influences our collective unconscious, it is clear that certain genres or portrayals of sex and violence in popular culture heavily influence our personalities, attitudes and preferences (Seltzer 2007). To that end, the exploration of these types of media is an essential part of exploring the psychology of the killer, serial or otherwise. For the past century, film has become an important part of our new cultural mythology; movie characters become our ...

The influence of media on criminals and killers has been oft-publicized; regardless of the positions people take on the extent to which film, television and other mass media influences our collective unconscious, it is clear that certain genres or portrayals of sex and violence in popular culture heavily influence our personalities, attitudes and preferences (Seltzer 2007). To that end, the exploration of these types of media is an essential part of exploring the psychology of the killer, serial or otherwise. For the past century, film has become an important part of our new cultural mythology; movie characters become our ...

The influence of media on criminals and killers has been oft-publicized; regardless of the positions people take on the extent to which film, television and other mass media influences our collective unconscious, it is clear that certain genres or portrayals of sex and violence in popular culture heavily influence our personalities, attitudes and preferences (Seltzer, 2007). To that end, the exploration of these types of media is an essential part of exploring the psychology of the killer, serial or otherwise. For the past century, film has become an important part of our new cultural mythology; movie characters become our ...

During the existence of the Napoleon's French Empire there emerged a couple of revolutionary war against the regime. These wars were perpetuated by organized coalitions that had the common ain of disbanding this French Empire. One of the reasons as to why these series of opposition wars became significant is because European nations at the time had began to develop their weapons using modern technology therefore resulting in massive and large scale destruction of the affected areas. After a long struggle between the Napoleon Empire and the opposing coalitions, there was growth of a nationalistic feeling between nations as they felt the ...