Essays on Insurance

Luis Jimenez was injured in a car accident that left him “with brain damage and he is now a paraplegic which means he is not able to walk. Luis Jimenez is an undocumented immigrant who did not have insurance when he had his accident (Ludden, 2009)”. So, when he was sent to Martin Memorial Hospital after the accident he was taken care of at the expense of the hospital. Martin Memorial Hospital was kind enough to take care of him for seven years before it became a problem. Some of the expense was taken care of by Medicaid for ...

InstitutionDate

I began my higher education studying business management at Lebanese American University. Upon entering and choosing to study business with a concentration in management, I was unsure if it would be for me, but the two subjects had always fascinated me and I wanted to learn more about them. Fortunately, I knew immediately I had made the right decision, becoming so enthralled with both the business-mechanics, and management side of each subject I was sure about my future. I knew I would go on to pursue a Master’s in Management in order to take my professional career an ...

According to the 2012 census, the United States total population is estimated to be over 313 million; this represents a 9.7% increase within a period of 10 years (Thomas, 2014). Moreover, the composition of the population is one of the most diverse in the world; it’s made up of people with different racial and ethnic backgrounds ranging from Caucasians or the Whites, the Blacks or African Americans, American Indian and Alaska Native, Asian, Native Hawaiian and other Pacific Islanders, and the Hispanics or Latinos. As a result, the diverse U.S. population has serious implications on the United States ...

Research Method LSS 2533

Assignment 1 - H00225779

Research questions and hypothesis

Q1:

RQ *How does smoking cause deaths?

H *Smoking causes deaths. Q2:

RQ*Why do smokers have bad breath?

H* Smoker have bad breath. Q3:

RQ*Can smokers be effected financially by smoking?

H* Smoking effects the financial status of smokers. Q4:

RQ* Are friendships with non-smokers a social treatment?

H* Friendship with non-smokers are part of social treatment. Q5:

RQ* Does smoking effect the smoker’s mood and make smokers angry?

H* Smoking effects the smoker’s mood and make them angry. Background research report and justification Smoking is one of the most impactful public health dangers worldwide. It is considered a leading cause of death, illness and impoverishment (WHO, 2016). Tobacco is a highly addictive substance with a well-documented impact on health. It can lead to serious respiratory and cardiovascular diseases, such as lung ...

Medicare

What are the purposes of Medicare regulations other than the one mentioned above? Medicare was signed into law in 1965 with the intention of providing better healthcare to the citizen through medical insurance. It provides protection to its recipients, and it is a government program intended to provide insurance to the aged and people living with certain disabilities (Moon, 2006). It is mandated by the law to provide hospital insurance, medical insurance and cover drug prescription for its recipients. How will the federal government enforce compliance in the Medicare Advantage program? Which two other Medicare regulations do you think ...

The affordable Care Act 2015 formerly christened as Obamacare is one of the major reforms in the health sector. Obamacare seeks to expand and improve health care access to a majority of Americans by curbing costs of healthcare through taxes and regulation. The primary focus of this policy was to provide more Americans with access to health insurance, improved quality of health insurance and health care, reduce healthcare expenditure in the country and more importantly regulate the insurance industry. However, the policy has received support and opposition in equal measure. Proponents of the policy call it a monumental legislation ...

Cost-containing strategies used by the U.S.A The rising cost of healthcare continues to claim a large portion of the United States of America's budget leading to the introduction of cost-containing strategies. One of the costs-containing strategies used by the U.S. health sector is the price option strategy. The price option aims at controlling the amount of money paid to the provider. For example, the introduction of Medicaid and Medicare programs that control the cost of delivering care by reducing the number of allowances paid to providers. Second, the U.S. health sector utilizes the quantity option strategy to contain high ...

Medicare and Managed Care

The U.S. government started initiatives to make medical assistance to as many citizens as possible. This program is one such initiative by the government. Medicare is a health program under the federal government that covers individuals who are 65 years and above. It also includes younger people with various disabilities. Also, people with renal diseases that require dialysis and any other medication are covered by this program. Medicare was created in 1965, ("What is the History of Medicare? | National Academy of Social Insurance", 2017). At this time, many people above 65 had difficulties accessing health care. In essence, this ...

Introduction

Social work is a noble endeavor of the highest order. In the midst of all sorts of negativity, man still finds time to help his fellow beings. A charitable organization can also be a source of income if one has the resources to further this cause. Donations and volunteering are the major source of income for non-profit companies today. Twin Cedars is one such organization that is involved in charity for empowering children, youth, families, and the community in general. This essay begins with the goals and objectives and the formal structure of Twin Cedars. It also discusses the ...

Introduction

It is no doubt that information and communication technology has taken over the world with almost all functions becoming dependent on technology. The use of computers, Smartphone, tablets, and iPods have increased over the last few years with more Americans demanding internet services on a daily basis. Technology in the form of the internet finds a lot of application in communication with the rising demands for social media channels and other online forms of communication. The use of the internet in communication and information sharing creates major ethical and legal concerns. Internet users must be aware of risks associated ...

Background

Today, the financial industry is more regulated than any other time in the history of economic globalization. However, the lack of fundamental professional behavior, ethics, and compliance raises the important question whether the current financial sector in Australia is destined for an endemic future. The persistent fraud cases in the Australian financial industry paints an impression that behaviors are yet to change even after experiencing the global financial predicament that emanated from the US. The recent ANZ suspected interbank interest rate rigging, CBA’s CommInsure denial of compensation to legitimate claims from terminally ill patients, and the Macquarie Group ...

The Canadian healthcare and social assistance sector falls under the NAICS classification. The sector entails a publicly funded healthcare system. The sector is guided by the provisions of the Canada Health Act of 1984 (Belchetz). The sector, relative to its peers in most other countries including the U.S and Mexico, is unique. Its uniqueness arises from the fact that despite being predominantly publicly funded, most of the healthcare services at the point of sale are provided for by private practitioners. The Canadian healthcare and social assistance sector has been billed in many quarters as a model to be followed ...

Currently, the affordable Care Act is on the verge of being “repeal and replace”, this is with the consistency of turn of events after the inauguration of the Donald John Trump as the new presidents of the United State (Landman). However, the law is still intact and in force (ObamaCare Facts). It is worth to note, when president Trump assumed office he issued an executive order minimizing expenditure, regulations, and activities which are considered to be economic burden associated with the Act (National Conference of State Legislatures). This order gives States governments more power to initiate open free health ...

Assignment #4: Parties and Elections

The paper will examine the party platforms from the end of the 20th century and hence the year 2000. The examination of the Republican and Democratic platforms will show the similarities and differences between the platforms represented by the running candidates Albert Gore Jr. and George W. Bush. Bush has won the 2000 presidential elections with 271 electoral votes compared to the 266 electoral votes won by Albert Gore, Jr. The first differences seen in the platforms is the length since the Democratic platform with 24.220 words is shorter as the Republican platform with 34.555 words (The American Presidency ...

Public opinion can best be defined as not only the desires and wants but also the way the majority of people often think. In other words, public opinion is the overall opinion people of a certain society or a state about a certain subject of interest. Human beings tend to be very opinionated about certain things as everyone feels it is only right that they are entitled to their own personal opinions whatsoever the issue or matter. This essay focuses on public opinion in healthcare particularly regarding the Affordable Care Act. The Affordable Care Act as it is commonly ...

Introduction

Operation performance of the organization influences significantly the satisfaction of the patients and the financial progress of the hospital. Evaluations of the metrics that determine the operation performance in the healthcare are critical in determining the quality of the healthcare given by the hospital to the patients and the influence of the quality of the healthcare to the satisfaction of the sick and to the financial performance of the clinic. The leaders of the Healing hand hospital had realized value-based quality of healthcare was the key driving aspect in the healing industry. Determination of the performance of the clinic ...

Introduction

The financial crisis of 2007/9 was the worst in the U.S. since the Great Depression of the 1930s. It was the cause of the failure of some of the biggest financial institutions including Washington Mutual which was closed in 2008, and its assets transferred to JP Morgan. In 2008, the crisis reached its peak with loans dropping dramatically to the lowest levels to be witnessed in a half a century. For example, new loans to large borrowers fell by 47 percent in the fourth quarter of 2008 as compared to the previous quarter and by 79 percent relative to ...

Culture can be termed as a pattern of customs, ideas, and behaviors that are shared by a particular group of people in a given society (Jeffreys, 2015). Culture has vast influence on health. It affects beliefs about a certain disease, perceptions of health, health promotion approaches, how to express pain and illness, where and how patients seek medical help and the type of treatment that patients prefer. In western industrialized societies like the United States, a disease is as result of natural scientific phenomena and medical treatments are considered as the best method to treat the disease (Jeffreys, 2015). ...

Abstract

This brief essay studied the uninsured and the health care disparities they face. Essential Affordable Care Act provisions and their effects were studied. Critical factors affecting the health care of the uninsured were identified; these included race, ethnicity, income, socioeconomic status, culture, language and income. Several research studies concluded that while access to health care has improved, the quality of this care has not improved for the uninsured. Although the number of uninsured has been reduced dramatically since 2010, insurance costs continue to increase significantly. Failure of states to expand Medicaid benefits has limited uninsured patients’ health care options. ...

As a representative of my department, it would be my initial duty to oversee those who could possibly lose access to healthcare, or not seek it when concerning the repeal of ACA. With the increase of potential debt, aggressive collection tactics, and full exposure to all health costs, individuals with serious illnesses once covered by various ACA provisions will be left with nothing. In particular, individuals with preexisting conditions will often be uninsured entirely, and will often be individuals in need of care the most often. They may also qualify as a group in need of the highest quality ...

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The paper on Comparative Politics by Maioni, A. (1997, pp. 411-431) makes a comparison between the evolution of the health care systems in two neighboring countries – Canada and the U.S.A. The crux of the argument and facts presented are based on the differences in the governance and political systems of the two countries. The paper tends to argue the facts around the post-depression period of the 1930s and the 1940s where both the countries faced different paths with regard to health care ...

The state of women’s health ranks among the worst performing initiatives in the United States. Many women die during childbirth, and others do not access proper medication during the same. Another campaign is that against abortion. Adverts are put in place to help create awareness to the public on the effects of the act (Snyder, 1998). Mass education is also organized to ensure that everyone knows the impacts that abortion causes to the society. All women are expected to have full access to quality and good health care services. This policy is regardless of their state of the ...

“If it has ‘science’ in its name, it ain’t (Minnick).” Those words were said to this writer by the smartest person he ever knew personally, a man with PhDs in Mathematics and Physics, a true scientist. He went on to explain that science, if it is science, can be reduced to mathematics and then can predict. “Science can generate electricity or flatten cities,” he said. The problem, of course, is that whenever one deals with the “soft sciences,” political science or economics (the dismal science) or sociology or history or any of the disciplines that are housed in ...

Debate whether John Q’s action of taking 11 people as hostages in return for the hospital accommodating his demand was moral and ethical – vigilante or caring father. John Q’s action of taking 11 people as hostages in return for the hospital accommodating his demand was immoral and unethical, exhibiting actions of a vigilante, yet caring father. From the incidents shown in the movie, it was apparent that the spouses were actually running out of time and immediate surgery of a compatible heart needs to be found . Yet, as revealed the health insurance coverage of John Q from ...

Current Health Policy Debate regarding the Affordable Care Act

Introduction The health policy debate regarding ObamaCare focuses on the interest of average U.S citizens. The Affordable Care Act offers protection and benefits to all United States’ citizens regardless of their economic status and social lifestyle. The ACA seeks to reduce the insurance premiums to ensure the majority of average American families are covered. The law seeks to ensure 30 million of 44 million Americans without insurance get access to health coverage (ObamaCare, 2015). The government through the health insurance marketplaces, employers and Medicaid would ensure more Americans obtains health insurance coverage. The health law focuses on low-income Americans ...

Summary Of Proposed Research

Global drought not only affects the world agriculture and economics, but interactively affects the phenotypic trait of plants across a different diversity gradient. Nevertheless, plants are able to adapt themselves to the drought environment by changing their phenotypic trait. From previous research at Jena Drought Experiment, in Germany, the results show that diversity not only has the capability to increase community’s resistance to drought, but also to increase community’s recovery ability after drought. On the other hand, the results show that the drought environment makes a strong selection on both, the plant phylogeny and functional trait. Yet, ...

Introduction

The focus of the research is on determining how the changing role of the field of Transitional Nursing can affect the quality of healthcare that is provided to the elderly population. Initial research has revealed that people above the ages of 50 are considered to be more at-risk for contracting chronic diseases, and also for relapses because of various demographic and lifestyle factors. The focus of this paper is on developing a study design and sampling methodology for the research, as well as formulating flow charts and maps in order to better understand the dependent and independent variables involved ...

There is no question that health care costs are an important subject that is being discussed on national scale. Americans have watched as health care costs have increased over the last decade. Some people are paying thousands of dollars more than they have in the past; this equates to nearly $3 trillion across the nation (Herman, 2014).There are a number of different key drivers that can have serious impacts on the overall health care system and the people who need it. Two of the key drivers that are contributing to high health care cost are, first and foremost ...

Business Plan Development

The expanded role for nurses as recommended by the Institute of Medicine (IOM) report has enabled the nurses to pursue independent practice and therefore practice o the full extent of their knowledge and education. Most of the states have in recent times reviewed their respective scope of practice for nurses to reflect these new roles for nurses at least to help reduce the burden that has been previously placed on physicians and nurses (Kraus, & DuBois, 2016). The urge to own independent practice settings has been growing within the profession but nurses have had a challenge in ensuring the long ...

Health care has always been a basic human need and a part of the heritage of people. As a result, health care can be considered as a product of the collective efforts of the previous generations. Moreover, taking into account the fact that every human being represents the human race, he or she has an undeniable claim upon medical aid. However, despite the fact that providing health care is the state’s obligation, its fulfillment encounters numerous problems in the US. American health care has gone through significant historical changes that have led to the recognition of the health ...

Staff

One of the crucial objectives for the health care staff in Kenya is to improve the medical conditions in the rural area. The thing is that, compared to the developed countries, the number of rural health care workers in Kenya is extremely low. Therefore, it is necessary to increase the number of workers in the rural areas. The indicator for this objective is the exact number of doctors and nurses, working with 10 000 rural citizens. In Australia, this number is 29, while in Kenya – only 1 (World Health Organization 91). Therefore, it is necessary to increase the number ...

On March 23, 2010, Congress endorsed The Affordable Care Act [ACA], otherwise dubbed The Patient Protection and Affordable Care Act [PPACA], into legislation as a measure to reform the nation’s healthcare system (Hill 445). The new health care statute encompassed improvements to “appropriate, reasonable, or essential” health benefits and measures to regulate health costs through rules and regulations for the health care industry and insurance companies (Hill 445-446). The Health Care and Education Reconciliation Act of 2010, which includes Fiscal Responsibility Acts and Student Aid, also went into the amendment of the PPACA. Hence, the “ObamaCare” is the ...

The United States health care structure

The United States of America health care system has different features that make it unique among other industrialized nations. The U.S. health care structure created many controversies from health care stakeholders because it lacked uniformity. Americans lacked universal health care coverage before the enactment of the Affordable Care Act (ACA) in 2010. Currently, the U.S. health care structure functions under four major categories namely: Illness prevention; health promotion and maintenance; rehabilitation and long-term care; and diagnosis and treatment (Black & Chitty, 2014). All four functions play different roles in improving health and well-being of Americans in all states and from ...

Employee Benefits Plans For Small Businesses

Employee benefits are very crucial in the lives of employees together with their families. Employees will consider benefits if they are to work for an employer. There are those benefits that employers must provide as required by the state while others are optional and it is the employer who decides whether they can offer the benefits or not. Most benefits provided include employee social security, unemployment insurance taxes, employee compensations, disability insurance, leave benefits, family, and medical leave (United States Small Business Administration, 2017). On the contrary, optional benefits may include COBRA benefits, employee incentive programs, health insurance, and ...

Insurance for Arab women migrants v their counterparts in their homelands

In the United States, Arab migrant women are part of an immigrant population from the Middle Eastern and North African (MENA) regions. Health insurance coverage for this group depends on their legal and income statuses. In essence, several thousand have gained coverage under the now threatened Affordable Care Act, with others covered under Medicare, Medicaid, or alternative sources of private insurance. This group majorly comprises of current U.S citizens of Arab origin (Amer & Awad, 2015). However, non-citizen Arab women migrants fall under the 21 percent uninsured residents. These individuals include both undocumented and legally present Arab immigrants. In essence, ...

The challenges U.S. face in compiling valid data on total health care expenditures Unlike other developed countries, the U.S. faces some challenges while composing expenditure data on healthcare. To begin with, there is no a single source which is consistent and one that can be relied on (Kominski, 2014). Instead, the data has to be obtained from various sources and then compiled together. This, in return, results in more challenges that could affect the validity of the data. For example, the data obtained is unable to indicate, in some cases, the difference between outpatient and inpatient expenditures (Kominski, 2014). ...

Sicko is a documentary film that focuses the healthcare problem and insurance related frauds happening in the U.S. The documentary was released in 2007. During this time, 15 million Americans in the U.S did not have insurance. It was heart moving to see Fill having to choose among his two fingers, as he could not afford to have both the finger, even when healthcare has the ability to restore both the fingers. As Fill did not have the money to get both his finger attached following the accident, he let go of one. This documentary is an eye opener ...

Introduction

Vermont, Minnesota and Colorado have introduced transformative healthcare payment and delivery system reforms. The three regions have introduced deliberate measures to coordinate the healthcare insurance providers and health facilities to improve disease prevention and management. The reforms in the regions have the aims to lower the basic costs and enhance the desired healthcare results. The healthcare models in Colorado and Minnesota have introduced transformative, accountability and transparent approaches for the patients under the Medicaid program. On the other hand, Vermont has introduced the multi-payer programs with the objective of a consolidated healthcare financial system. This article focuses on the ...

Introduction

Traditionally, the primary role of health care organizations has been the delivery of health care services to the public. However, over the last few decades several changes have occurred in the medical field that requires health care organization to develop new ways of enhancing the quality of service delivery. For example, the current generation is more aware of health issues than it has been the case in earlier decades. At the same time, there are more chronic and life-threatening diseases and conditions affecting populations across the nation and the world in general than it was the case in history ( ...

Abstract

The United States is currently embroiled in a debate on how healthcare should be structured. The Republicans have sworn to repeal the Affordable Care Act. On the other hand, more than 33 million people are not able to afford basic healthcare services, do not have medical covers, and most of them do not have proper employment (Atun, De Andrade, Almeida, Cotlear, Dmytraczenko, Frenz, & De Paula, 2015). Additionally, most middle-income earners cannot afford proper health insurance or afford to pay health care costs off their pockets. Essentially, this is best demonstrated by the high number of bankruptcies filed due to ...

Introduction

In the United States, some bodies have been formed with the aim of preventing consumer and investor exploitation. These bodies are aimed at providing financial protection to the citizens. Some special laws such as Usury laws have also been formed to protect the citizens from exploitation. These bodies include the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of Currency, the Security Exchange Commission and the Financial Industry Regulatory Authority (FINRA) (Mckay & Seale, 2000).

The Federal Deposit Insurance Corporation (FDIC) and its purpose

The Federal Deposit Insurance Corporation (FDIC) is an independent public corporation based in the United States. It was formed in the year 1933 ...

Most people assume that the capacity to endure hardships and extreme situations is inexhaustible for soldiers. However, while it is in fact hard to break them, some of the experiences these service men get while in combat remain last as dark, disturbing memories. During warfare operations, service men are exposed to life-threatening events where some narrowly escape with their lives. Such experiences may include car accidents, explosions and enemy raids among other events that are characteristically deadly. In result, when exposed to such experiences, service men experience polytrauma among other forms of psychological conditions. Polytrauma refers to the resultant ...

Policy Manual Introduction

A policy manual is a general guideline that details the policies and best practices that an organization in a particular industry should follow. This is the case with health care in general and protecting patient data in particular. Starting from a manual system, an electronic or automated system has been found to enhance best practices in the field of health care (Hamilton, Jacob, Koch & Quammen, 2004).

Importance to Organization

It prepares a roadmap for daily administration. A policy manual is also a yardstick for performance. It can be used to train fresh recruits about the conduct desired. It can also be resorted ...

Introduction

Unexpected medical expenses are very common, and they are frustrating when they happen. These medical requirements have to be met, and this necessitates the need to have an insurance cover. The US federal government offers health insurance programs called Medicare and Medicaid that cater for the financial burden for aged and poor citizens respectively (Rowland & Lyons, 1996). A hospital that accepts Medicare or Medicaid as pay sources is very sensitive to its clients. Furthermore, a hospital should satisfy its customers fully and reduce the cost of medical services for them (Rowland & Lyons, 1996). This paper analyzes quality initiatives that ...

Challenges faced by MCOs regarding price variations and ways of overcoming these challenges

Challenges Utilization management acts as one of the most complex financial balancing act that managed care organizations (MCOs) try to utilize in an effort to manage health care costs and create value for future health care services (Bailit & Sennett, 1992). However, managing cost through utilization management concept creates price variations that pose major challenges to MCOs. One of the major challenges faced by MCOs regarding price variation is its diverse nature. The use of utilization management in MCOs has gained a lot of demand making it difficult to make a general conclusion on certain variations. Price variations linked to ...

Healthcare can best be defined as the maintaining as well as the improving of one’s health through various aspects such as treatment, vaccination and so on. The deliverance of health care is mostly done by professionals of health in all fields. The access to health care services has been observed to vary across various countries, regions, ethnicities, social groups in society as well as individuals (Healthy People 2011). However, the main factors influencing access to health services have been reported to be the social as well as economic conditions of a particular place. The access to quality healthcare ...

Questions and Answers

Questions and Answers

Question 1

Answer The two nations selected in the study include the United States and China. In the two countries, the government provides funds for health services. Therefore, in the budget for each of the nations selected, there is an allocation of funds onto the health financing initiative. In the United States, the execution of such funding comes through the programs like Medicare or Medicaid (Reeves, 2015). In addition, the insurance plans exist. In China, there is governmental funding and insurance policies alone. In both nations, the financing health insurance has various impacts on the economy. For example, ...

Introduction

Rising costs of health care threaten our future system of health care matters such as sustainability almost every year. However, health care matters have also been threatened by shortages of nurses and doctors, some areas’ low productivity, provided services’ safety and decreasing confidence and trust of people. Any country’s health care matters should be improved and innovated so as to reach the creativity and flexibility levels that allow them to adapt demand changes. Health care matters are complex issues that that can go beyond a country’s affordability. Health care is the improvement or maintenance of one’s ...

Should U.S. Provide Free Healthcare Coverage For All? Should U.S. Provide Free Healthcare Coverage For All? The healthcare system is an important factor in the success of any country. It is an engine for innovation, as it disseminates life-enhancing treatments for the citizens to have better health. The healthcare system can provide enormous benefits to its citizens. With continuous consumption of healthcare services by individuals comes a growing demand for healthcare services that provide happiness and satisfaction to people. For this, patient satisfaction has been labeled as “a complimentary measure of healthcare quality” (Browne et al., 2010, p.921). In ...

Abstract

Numerous attempts to reform health care in the United States on the federal level have been made since the 1930s, but differences between each state represent a significant barrier to every previous federal health care reform. In 2010, the Affordable Care Act (ACA) was signed into law, but the current implementation and effects of the law are not the same across different states. The purpose of this paper is to compare and contrast the effects of the health care reform in California and Florida, as well as the positions of the two states. It was found that the insurance ...

The two main objectives of a healthcare delivery system are to provide healthcare for anybody who needs it, as well as to deliver quality care at a price patients can afford to pay. Countries around the world have a different position on how to deliver these two main objectives. For example, Canada has true universal healthcare. Citizens pay higher taxes in order to afford this healthcare, but in return if an individual is hurt, sick, mental ill, becomes pregnant, needs a dentist, or just has a chest cold, almost all of the expenses are covered at a very reasonable ...

Question 1: Jeans Inc.

Comparison and Contrast Job evaluation entails the assessment of the worthiness of a job based on personal and employment factors such as the required skills and qualifications. Various methods can be utilized to carry out job evaluation. They include ranking, factor comparison, point method, and classification (Dubey, 14). Ranking is the simplest approach whereby the administer compares different tasks to one another to assess their worthiness to the firm. Classification involves a system that evaluates and defines the authority, duties, tasks, and responsibilities of the job holder. Factor comparison, on the other hand, is a scientific technique that ranks ...

Imaginary Clinic

The clinic is a general practice clinic. It provides person-centred, progressive as well as comprehensive whole-person health care to persons and families in their society. It encompasses the foundations of an efficient health care system (“Capterra” par.1).

Branches of the Clinic

The clinic is a stand-alone clinic. However, satellite offices will be opened in different towns within a year in an attempt to reach more people (“Capterra” par.1). The clinic has four physicians and 7 physician extenders. That is, four nurse practitioners and three physician assistants. More physicians and physician extenders will be recruited as time goes. The new physicians will be sent ...

Compensation strategy of an organization is essential in ensuring a competitive advantage over rivals. In the contemporary business world, companies face increasing pressure to offer high-quality products and services. Compensation strategy is important to employees and employers. Workers often depend on salaries, wages, as well as benefits for income provision. Compensation practices differ in various companies. Managing compensation is a primary mechanism for decisions in the job market. Proper compensation management is crucial in improving organizational performance. Most companies adopt compensation strategies that enable employees to produce high-quality work. Companies such as Baker Hughes have a strategy aligned with ...

Introduction

The term managed care refers to various healthcare insurance plans used in the United States, which are aimed at moderating the cost of providing care to the citizens. Essentially, the techniques used are intended to enhance the quality of patient care provided in the medical facilities. The approaches also include the systems of financing the enrolled organizations under the managed healthcare concept and techniques. In this essay, three types of managed care plans will be discussed. Furthermore, their impact on the way services are delivered at Healing Hands Hospital will be included. The paper will identify the changes that ...

Undocumented immigrants have become a popular topic in the United States. When discussing them, there are many concerns surrounding allowing them into the country, how long they will stay, and what their presence here means for legal citizens. One such topic concerns a driver’s license and whether or not undocumented immigrants should be allowed to receive one. Many argue it would be better to allow undocumented immigrants to have a driver’s license, stating receiving a license is of no true consequence today compared to instances when terrorists were able to obtain one. While this may be true, ...

While many provisions of the Patient Protection and Affordable Care Act have been considered necessary for the safety and health of all uninsured Americans over Obama’s presidency, one that may often be overlooked but is considered to be crucial is located in Subtitle B: Immediate Action to Make Coverage Affordable and More Available. Within Subtitle B, Section 1101 ensures immediate access to insurance for Americans who have a preexisting condition, which has been considered anything from a previous cancerous condition, to having flat feet . When initially enacted, the provision allowed for a temporary insurance program to be put ...

1. What is the plan year (effective dates)? The Aetna Student Health Insurance plan effective dates, which indicate annual policy year, run from 1st August to 31st July the following year. In the current annual policy year, the effective dates run from 1st August 2016 to 31st July 2017 (Penn State, para 4). There are two enrollment deadlines within annual policy year whereby the deadlines fall in 31st August while the spring enrollment deadline is on 31st January of the year that follows. 2. Whether My Plan Is HMO, PPO or Traditional Indemnity Type The Aetna Student Health ...

The Affordable Care Act (ACA) affects employment-based insurance in various ways as it influences employer decisions about health benefits. Although companies will continue to uphold the ACA Act, many employees will end up paying most of the insurance costs since companies will make changes that suit them. For instance, many employers claim to have made changes in 2015 in anticipation of the high-cost plan tax. In this regard, companies will increase deductibles, do away with covered services, eliminate tax-preferred savings accounts such as Health Savings Accounts, cancel all higher-cost health insurance options, and use cheap provider networks (Nordal, 2012). ...

Introduction

The expansion of Medicaid is considered a key component of Obamacare (Affordable Care Act) that focused on providing healthcare coverage to millions of uninsured Americans (Buettgens, Holahan, and Recht, 2015). Some of the low-income earners and poor people who do not have health insurance in the U.S. live in Texas. Medicaid is administered or run by individual states and the federal government. Individuals who enroll for Medicaid benefit by not paying premiums for healthcare coverage. The state hospitals are using about $5.5 billion annually for treating uninsured people. The uncompensated healthcare costs are, therefore, covered by insurance premiums and ...