A personal budget can be described as an estimate of the anticipated costs, resources and revenues of an individual over a specified period. When used properly, it can be used to estimate the future financial needs and sufficiently cater for the current financial obligations of an individual. A personal budget is a critical contributor to a reasonable financial stability of an individual. When personal budgeting is taken into consideration, it helps an individual to escape any personal financial crisis by ensuring that they spend their income on essential expenses. When prepared objectively, an own budget shows the truth about ...
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Introduction
Growth of the online market and developments in online platforms have given rise to new media marketing, which refers to the use of social media, mobile platforms, and search engines to reach out to customers (Herman, 2011). New media tools facilitate exchanges of information between marketers and consumers. Easy transmission of customer information on the Internet has led to the issue of consumer privacy (Hann et al., 2007). Consumer privacy refers to the prerogative of consumers to be left alone or be free from unsolicited intrusion, consumer control over access to personal information they share online, and concealment of ...
He, too, was tipsy and his explanations were repetitive and, towards the end, tearful. 'The wines were too various, ' he said: 'it was neither the quality nor the quantity that was at fault. It was the mixture. Grasp that and you have the root of the matter. To understand all is to forgive all. '- 16 -'Yes, ' I said, but it was with a sense of grievance that I faced Lunt's reproaches nex tmorning. 'A couple of jugs of mulled claret between the five of you, ' Lunt said, 'and this had to happen. Couldn't even get to ...